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Does the Fair Credit Reporting Act apply to Equifax's National Consumer Telecom and Utility Exchange?

Posted October 28th, 2009 by Mike Scott

Telecom and utility companies use the National Consumers Telecom & Utilities Exchange (NCTUE), a members-only, unique Equifax database to review consumer credit history. The question remains whether the Fair Credit Reporting Act applies to the NCTUE and what information consumers should be able to obtain about themselves.

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