Foreclosure consultants, foreclosure rescue, loan modifications -- are they all scams?
Foreclosure consultants offer to save you from foreclosure but the disturbing truth is that many of them are scammers. Know how to protect yourself.
Calling the credit card industry's bluff
Ignore the credit card industry threats. Passage of the Credit Card Reform Act will change nothing except sneaky tactics.
There's only one, UCAN, the Utility Consumers' Action Network, so search the Web carefully
There's only one Web site and phone number for UCAN -- the Utility Consumers' Action Network, based in San Diego, California, yet there are pretenders out there who may not have your best intentions at heart. READ MORE
Credit Card Legislation 2009: Consumer's friend or enemy?
Credit card legislation imposes new requirements for fees, disclosures, and interest rate changes on consumers.
MAKE IT STOP!!! When Phishing Becomes Vishing and The Phone Is No Longer Your Friend
Spam has moved to your phone line and one way they get past your personal defenses is by spoofing the Caller ID text
Clever scams target seniors' stimulus payments
During the month of May, the federal government is sending one-time $250 stimulus payments to senior citizens and others who receive Social Security, Supplemental Security Income (SSI) and other government benefits and scam artists are already poised to steal them in any way they can.
Tax Reassessment Letter Scam Instructions
UCAN has some information to pass on to you about how to complain about the property tax reassessment letters many people are receiving. If your letter came from a PO Box in Los Angeles, the L. A. Department of Consumer Affairs provided us with the letter they are sending to all applicable consumers. This letter provides you with specific information, instructions and a contact phone number. By filing complaints with our city and state agencies, we provide the documentation they need to investigate and prosecute, as needed.
The law says you have to PAY to keep your phone number private.
If you want to keep your home phone number private, you must PAY ATT for the privilege of not selling it to every advertiser, telemarketer, and scam artist they can find. Now, a new law, SB437 will force AT&T to respect your privacy and the California Constitution.
Scam Busters: Caller ID Spoofing
Scam Busters: Caller ID Spoofing has taken a front row seat again as portrayed by Bonnie Dempsey of the Main Street Press. Bonnie quotes UCAN's consumer advocate and "previous target of an attempted scam", Sue Macomber as stating that "government
action is urgently needed and encourages people to urge their lawmakers
to support related legislation."
Social Security recipients get mini-bailout
It may not be millions or billions, but most Social Security recipients can expect a one-time $250 payment from the government during May, according to Vice President Joe Biden.
The Fraud Squad Network
Need help resolving a dispute with a company? Get individualized help with your dispute from the Fraud Squad by using our Online Complaint Forms. Once you've filled out a complaint, call the Fraud Squad Hotline at (619) 696-6966!
UCAN's Money Saving Tips Forum
Share your favorite tips and see some of the UCAN Staff's money saving secrets
Michael Gets All Wet & Fishy.....But Creates an Aquaponic Miracle
Miracles don't happen often enough in our world. But when Michael starts growing his own fish and food in his garage, then you know that there's some divine intervention because Michael doesn't fish and he's got a brown thumb that makes all leafy things tremble. So how did Advocate Michael become Farmer Michael? One word: AQUAPONICS.
DUH-REGULATION: How regulatory recklessness led to the 21st Century's first economic meltdown
Consider this fact. Any child under the age of 18 is prohibited from gambling in a casino in most states. Yet, that same 17 year old can trade in derivative securities with absolutely no prohibitions. What is the difference between casino gambling and derivative training? Well, for one, gambling risks are more readily calculable. Secondly, gambling is regulated by individual states. But derivative trading is exclusively controlled by federal regulators. And those regulators have very little interest in regulating. Why is this important? Because history will likely show that these disinterested regulators contributed mightily to the financial market freezeout that is pushing the world economy into the most serious economic recession in generations.
It is important that Americans know what really caused the financial cataclysm. Decisions will be made in 2009 based upon what policy makers decide are the root causes of the financial crises that plague our economy. Knowing the causes are critical to determining the correct fixes. As will be explained below, the credit markets' unfettered efforts to keep Americans spending will likely prove to be the primary culprit behind the current credit collapse.
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