Chase raising the monthly minimum payment due
Chase is raising the minimum monthly payment on some of its loans which raises the ire of some of its customers.
The options besides loan modification to help prevent Foreclosure
Every day you hear advertisements for loan modifications, but there are other options available that you should at least consider depending upon your situation.
Look out for Cash for Clunkers scams
Though the President only recently signed into law the "Cash for Clunkers" program. Scammers are already trying to get your private information under the guise of the program.
San Diego County applies for more Neighborhood Stabilization Funds to revitalize foreclosed and abandoned homes
San Diego County has applied for more Neighborhood Stablization funding so that individuals and certain groups may apply for finds to help purchase and revitalize foreclosed homes and neighborhods.
What SDG&E doesn't want homeowners to know: independent auditors can help customers re-take control over runaway energy use
Getting an energy audit of your home could save on your utility costs, but when UCAN asked SDG&E to post information on home energy auditors on its own web site, it refused.
Home energy audits may be a wise investment
I think we'd all be very surprised if someone handed us cash representing how much energy is wasted in our homes. Even when we try to be careful of turning off the lights and limiting ther use of our applicances, we're just not trained to recognize where the waste is. In addition to San Diego Gas & Electric (SDG&E), there are now businesses out there, that for a fee, will do a thorough inspection of your home and give you recommendations on low-cost -- and not-so-low-cost measures you can take to make your home more energy-efficient.
How high will credit card interest rates rise?
UCAN is hearing word that credit card companies are raising customers' interest rates again. Is it all a retaliation to the Credit CARD Act
The unknown provisions of the Credit CARD Act
An exploration of the provisions of the Credit CARD Act that no one is talking about but could have a bigger impact on consumers than the more popular parts.
Homeowners can save money and energy with quick-fix measures
Many Southern California homeowners are weighing the cost of installing solar, but energy experts agree they should first take advantage of lower-cost energy-saving measures that can be taken now -- especially in older homes.
New Federal Law Mandates 90-day Eviction Notice to Tenants Affected by Residential Foreclosures
A new federal law provides a minimum 90 days' eviction notice to most tenants affected by residential foreclosures. This is 30 days more than the current California law which provides 60 days' notice.
The Fraud Squad Network
Need help resolving a dispute with a company? Get individualized help with your dispute from the Fraud Squad by using our Online Complaint Forms. Once you've filled out a complaint, call the Fraud Squad Hotline at (619) 696-6966!
UCAN's Money Saving Tips Forum
Share your favorite tips and see some of the UCAN Staff's money saving secrets
Michael Gets All Wet & Fishy.....But Creates an Aquaponic Miracle
Miracles don't happen often enough in our world. But when Michael starts growing his own fish and food in his garage, then you know that there's some divine intervention because Michael doesn't fish and he's got a brown thumb that makes all leafy things tremble. So how did Advocate Michael become Farmer Michael? One word: AQUAPONICS.
DUH-REGULATION: How regulatory recklessness led to the 21st Century's first economic meltdown
Consider this fact. Any child under the age of 18 is prohibited from gambling in a casino in most states. Yet, that same 17 year old can trade in derivative securities with absolutely no prohibitions. What is the difference between casino gambling and derivative training? Well, for one, gambling risks are more readily calculable. Secondly, gambling is regulated by individual states. But derivative trading is exclusively controlled by federal regulators. And those regulators have very little interest in regulating. Why is this important? Because history will likely show that these disinterested regulators contributed mightily to the financial market freezeout that is pushing the world economy into the most serious economic recession in generations.
It is important that Americans know what really caused the financial cataclysm. Decisions will be made in 2009 based upon what policy makers decide are the root causes of the financial crises that plague our economy. Knowing the causes are critical to determining the correct fixes. As will be explained below, the credit markets' unfettered efforts to keep Americans spending will likely prove to be the primary culprit behind the current credit collapse.
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