TRAVELERS' ALERT: Brazil-bound travelers beware visa bottleneck
Headed to Brazil? Not so fast. West-coast residents have been hit with a visa application processing slowdown that is making LA traffic look like a breeze. Visa applications are being processed so slowly that U.S. residents headed for Brazil may find that they won't get there.
Some grocery stores close the register on personal checks
Paying for groceries with a personal check may soon become a thing of the past. READ MORE.
When can a doctor or hospital engage in balance billing?
Balance billing happens when you go to a doctor or hospital and get a separate bill for what the health plan refuses to pay. Learn your rights and check out our sample dispute letter. fight back.
2009 delivers new rights to banking and credit card victims
Breaking News: Congress actually got something done this year to protect consumers. REA
Credit Cards interest rates from fixed to variable
The credit card companies are adopting yet another method to change interest rates at their whim and circumvent the regulation adopted in the Credit CARD Act. Welcome back the variable interest rate.
Could Obama be reading our blogs?
A month before President Obama was elected, we blogged about the horrendously expensive fraud in the Medicare system and suggested that the new president make that one of his priorities. Apparently, he has as federal agents are already showing impressive results in a nationwide crackdown on Medicare scammers.
Loan Modifications do it yourself or seek help
There are many steps to the loan modification process, but there are many scam artists out there as well. Are you best to go it alone? And if you do seek help where should you turn and what should you be aware of?
How to force your mortgage lender to respond to your problem
Need to correct an error in your mortgage account? Need to get a response from your Lender? Need to find out what organization actually owns your loan? Try this secret technique.
Credit Card Companies raising interest rates and cutting credit limits
Does your credit card company want to keep you as a customer
The Fraud Squad Network
Need help resolving a dispute with a company? Get individualized help with your dispute from the Fraud Squad by using our Online Complaint Forms. Once you've filled out a complaint, call the Fraud Squad Hotline at (619) 696-6966!
UCAN's Money Saving Tips Forum
Share your favorite tips and see some of the UCAN Staff's money saving secrets
Michael Gets All Wet & Fishy.....But Creates an Aquaponic Miracle
Miracles don't happen often enough in our world. But when Michael starts growing his own fish and food in his garage, then you know that there's some divine intervention because Michael doesn't fish and he's got a brown thumb that makes all leafy things tremble. So how did Advocate Michael become Farmer Michael? One word: AQUAPONICS.
DUH-REGULATION: How regulatory recklessness led to the 21st Century's first economic meltdown
Consider this fact. Any child under the age of 18 is prohibited from gambling in a casino in most states. Yet, that same 17 year old can trade in derivative securities with absolutely no prohibitions. What is the difference between casino gambling and derivative training? Well, for one, gambling risks are more readily calculable. Secondly, gambling is regulated by individual states. But derivative trading is exclusively controlled by federal regulators. And those regulators have very little interest in regulating. Why is this important? Because history will likely show that these disinterested regulators contributed mightily to the financial market freezeout that is pushing the world economy into the most serious economic recession in generations.
It is important that Americans know what really caused the financial cataclysm. Decisions will be made in 2009 based upon what policy makers decide are the root causes of the financial crises that plague our economy. Knowing the causes are critical to determining the correct fixes. As will be explained below, the credit markets' unfettered efforts to keep Americans spending will likely prove to be the primary culprit behind the current credit collapse.
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