California Low Cost Car Insurance Program
Sounds like an ad you here everyday but for low income individual the Department of Insurance's Low Cost Automobile Insurance Program may be exactly what you need to be meet California's car insurance requirements.
Banks not complying with Credit CARD Act, still raising interest rates
The Credit CARD Act, signed into law in May 2009 has been a source of contention since approval. The prevailing opinion is that the financial institutions that issue credit cards have been raising rates, slashing credit limits, adding fees, removing benefits, and canceling cards outright all ahead of the February implementation date of the Act.
Is every credit card company engaging in this conduct? Having any of them started to comply with the requirements of the Credit CARD Act? Is every card available being impacted?
Health care bill wins major support from AARP and AMA
Health care reform may be picking up steam as AARP,an organization representing millions of older Americans, and the American Medical Association (AMA) endorse a $1.1 trillion dollar House bill that could come up for a vote as early as this Saturday. READ MORE.
Consumers denied loan for disputing inaccurate information on credit reports
A Fannie Mae policy puts consumers in a Catch 22. They have to dispute inaccurate information on their credit reports to qualify for loans, but those disputes could be the grounds on which a loan is denied.
Revenge of the Health Insurance companies -- UCAN hit with a 60% health care cost increase
You think the health insurance companies aren't fighting back against the federal push for health care reform? Well, UCAN just got hit with its new health insurance costs from Aetna. Try a 60% increase. And it isn't just UCAN.
Does the Fair Credit Reporting Act apply to Equifax's National Consumer Telecom and Utility Exchange?
Telecom and utility companies use the National Consumers Telecom & Utilities Exchange (NCTUE), a members-only, unique Equifax database to review consumer credit history. The question remains whether the Fair Credit Reporting Act applies to the NCTUE and what information consumers should be able to obtain about themselves.
Senator moves to impose immediate freeze on credit card interest rates
Senator Dodd is pushing back at the Credit Card companies for forcing interest rate hikes and dropping credit limits on consumers. The question remains whether Congress will follow through.
Is one-time Social Security payment a good idea?
President Obama has proposed a one-time, tax-free payment of $250 for Social Security recipients in 2010 because they will not be receiving a cost-of-living adjustment because of the state of the economy. Is this a good idea?
Beware of Business Filing Division and Annual Review Board LLC filing fee scam
Consumers Beware: You may receive letters that are very official-looking and apppear to be from the state's Business Filings Division and Annual Review Board. These letters are designed to trick you into thinking you have to pay hundreds of dollars for a simple business filing.
UCAN urges Congress to adopt the Consumer Financial Protection Agency Act
Congress is considering the creation of the Consumer Financial Protection Agency. UCAN urges its adoption as not only in the best interest of the consumer, but also the financial industry.
The Fraud Squad Network
Need help resolving a dispute with a company? Get individualized help with your dispute from the Fraud Squad by using our Online Complaint Forms. Once you've filled out a complaint, call the Fraud Squad Hotline at (619) 696-6966!
UCAN's Money Saving Tips Forum
Share your favorite tips and see some of the UCAN Staff's money saving secrets
Michael Gets All Wet & Fishy.....But Creates an Aquaponic Miracle
Miracles don't happen often enough in our world. But when Michael starts growing his own fish and food in his garage, then you know that there's some divine intervention because Michael doesn't fish and he's got a brown thumb that makes all leafy things tremble. So how did Advocate Michael become Farmer Michael? One word: AQUAPONICS.
DUH-REGULATION: How regulatory recklessness led to the 21st Century's first economic meltdown
Consider this fact. Any child under the age of 18 is prohibited from gambling in a casino in most states. Yet, that same 17 year old can trade in derivative securities with absolutely no prohibitions. What is the difference between casino gambling and derivative training? Well, for one, gambling risks are more readily calculable. Secondly, gambling is regulated by individual states. But derivative trading is exclusively controlled by federal regulators. And those regulators have very little interest in regulating. Why is this important? Because history will likely show that these disinterested regulators contributed mightily to the financial market freezeout that is pushing the world economy into the most serious economic recession in generations.
It is important that Americans know what really caused the financial cataclysm. Decisions will be made in 2009 based upon what policy makers decide are the root causes of the financial crises that plague our economy. Knowing the causes are critical to determining the correct fixes. As will be explained below, the credit markets' unfettered efforts to keep Americans spending will likely prove to be the primary culprit behind the current credit collapse.
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Utility Consumers' Action Network
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