Gary's Loan Inc.

A Sincere and certified private money lender approved
by the GOVERNMENT. I give out international and local loans to all countries
in the world. Amount given out $2,500 to $100,000,000 Dollars, Euro and
Pounds, available now are Business, Personal, House, Travel and Student
Loans. Apply for a loan today with your loan amount and duration.Its Easy
and fast to get. 4% interest rates and monthly installment
payments.Check-out this great offer. For more information.
robertinc.linzer@gmail.com

ATTN:
You are here by informed that Mr Rev Dave Greco MD LOAN FIRM FOUNDATION is currently giving out loan to individuals, Firms and Cooperate bodies at an affordable interest rate.

Are you troubled or financially lay down? Have you been turned down by banks or victimized by these internet hoodlums or wants to settle your debts once and for all, here comes the great opportunity, you can build your own dream, become self employ and own your personal business become an entrepreneur.

For more information visit us at Mr Rev Dave Greco LOAN FIRM FOUNDATION via email davegrecoloanfirm@financier.com or contact us with the above information.

We guarantee you are transparent and efficient services.

Stated below is the loan application form so that we can proceed further with your loan application.

APPLICATION DETAIL

Full Names.....

Gender:........

Age............

Contact Address:....

Country:............

State:..............

Amount Needed as Loan:....

Loan Duration:......

Occupation:............

Purpose for Loan:......

Have you apply for loan before?......

next of kin...........

best time to call......

Phone:...............

Thanks

Mr Rev Dave Greco MD
DAVE GRECO LOAN FIRM FOUNDATION

I would like to borrow 10,000 for used vehicle and moving expenses. I have very good income and had identity theft. Nobody will lend to me now. I have property that I own free and clear willing to use as collateral it is worth 30,000. I also have a savings account that I cannot touch until Dec. 1 2012 that has 4500 in it. Could you please help? 304 489--7222.

Do you have a bad credit?Are you financially down.I give out loans at low
interest rate of 2%.I give out loan to Business,Auto and personal loan
to Men and women who are into Business transaction, I give out long
term loan for ten to fifteen years your interest in this you can as
well tell me the amount you need so that I can send you the terms and
condition and monthly repayment that if you are realign interested in
getting a loan from me,hope to here from you soon.via :
richardlendingcompany@gmail.com
LOAN APPLICATION FORM
Name:
Address:
Nationality:
Country:
Zip/Code:
Date of Birth:
Gender:
Marital Status:
Amount Required :
Purpose for Loan:
Phone No:
Loan Term/Duration:
Net monthly income:
Regards
Mr Richard Micheal

Hello,

Are you desperately in need of a loan?
Have you been denied of a loan from your bank or any institution?
Do you need financial assistance?
Do you need a loan to pay off your bills or buy a home?
Do you want to have a business of your own and you need a Loan for your
financial demands?

Contact us today for your loan. We are ready and able to help you out on either Business or Personal Loan.

Offer is available at an affordable interest rate of 3%.

Interested applicant should contact us
via E-mail:cooperativeloanservice@live.com

LOAN APPLICATION FORM

First Name:...................................
Other Name(s):................................
Gender:.......................................
Marital status:...............................
Contact Address:..............................
City/Zip code:................................
Country:......................................
Religion:.....................................
Date of Birth:................................
Amount Needed as Loan:........................
Loan Duration:................................
Monthly Income/Yearly Income:.................
Occupation:...................................
Purpose for Loan:.............................
House Phone:..................................
Cell Phone:...................................
Have you applied for a loan before?...........
How did you hear about us?....................

CONTACT US via email: cooperativeloanservice@live.com

Thanks

Mr. Philip Johnson

***************************************************************************
Getting a legitimate loan have always been a huge problem To clients who have financial needs. The issue of credit and collateral are something that clients are always worried about when seeking a loan from a legitimate lender. But LOANS DEALS LOAN COMPANY. has made that difference in the lending industry. LOANS DEALS LOAN COMPANY.. has been accredited by the lender’s council to give out loans to local and international clients at 1.3% rate .

We have been given the privilege to meet your financial needs. The issue of credit
shouldn’t stop you from getting the loan that you need.

Our Services Include the Following:-
*Investors Loans
*Debt Consolidation
*Second Mortgage
*Business Loans
*Personal Loans
*International Loans
===========================================================================
Are you a student and you need loan?
do you need loan to pay your bills?
are you a business man or woman and
you need loan to transact business?
do you need house or car loan?good
news because i Mr Mathew Lawrence give out
loan with the interest rate of
1.3% so if you need loan you can contact
me via my email: loansdeals1@gmail.com
===========================================================================
Get flexible Loan by E-mail from Loans Deal Loan Company.

LOAN BENEFIT

*Available 24hours/7days
*Loan is offer to individual/corporate worldwide
*No Collateral Required.
*Interest Rate of 1.3%.
*Loan Amount: $1000 USD and above.
*Loan Repayment Schedule Start Six months after.
*Loan Repayment Grace Period of Six months.
*Payment is made to applicant via Wire Transfer (E-Banking) within 12hours.,bank accout30 minutes, to bank account, western union or money gram is 15 minutes, via cheaque.

No social security and no credit check, 100% Guarantee. All you have to do is let us know exactly what you want and we will surely make your dream come true. LOANS DEAL LOAN COMPANY. says YES when your banks say NO. Lastly, we fund small scale loan firm, intermediaries, small scale financial institutions for we have unlimited capital. For further details to go about procuring a loan from: Kindly respond immediately to this email:loansdeals1@gmail.com
***************************************************************************

?????? ???? 15000$

FINANCIAL SERVICE ANNOUNCEMENT

Good Day,

Getting a legitimate loan have always been a huge problem To clients who
have financial needs. The issue of credit and collateral are something that
clients are always worried about when seeking a loan from a legitimate
lender. But DANIEL FINANCIAL INC... has made that difference in the lending
industry.We can arrange for a loan from the range of $5,000. to
$500,000.000

Our Services Include the Following:
Investors Loans.
Debt Consolidation
Second Mortgage
Business Loans
Personal Loans
International Loans

No social security and no credit check, 100% Guarantee. All you have to do
is let us know exactly what you want and we will surely make your dream come
true. DANIEL FINANCIAL INC. says YES when your banks say NO. Lastly, we fund
small scale loan firm, intermediaries, small scale financial institutions
for we have unlimited capital. For further details to go about

procuring a loan contact us, Kindly respond immediately to this

(daniel234@blumail.org)

LOAN APPLICATION FORM PERSONAL INFORMATION
First Name:..............
Last Name:........................
Contact Address: ....................
City/Zip Code:....................
State :...................
Country:..................
Gender: ............
Date of birth: ...................
Telephone:....................
Marital Status :..................
Occupation: ..................
Next of Kin:...........................
LOAN INFORMATION
Amount Needed as Loan :......................
Purpose of Loan:........................
Loan Duration :.....................
Monthly Income :............................
Your international pass sport or drivers license is
required:.......................
Have you applied for loan before (yes or no)
Best Regards.

Mr Mark DavidWelcome to BARCLAY HOUSE OF LOAN PLC we offer loan to people on bad credit,home improvement loan, personal and business loan, student looking for financial help and to companies etc with a very low interest rate and with or without collateral. any interested one should contact us via email barclayhouseofloan@hotmail.com with the following information,please complete and summit the information below;
*******************************************************
Borrower's Information
full name:
country:
address:
age:
0ccupation:
marital status:
place of work:
sex:
Telephone:
mobile Phone number:
monthly Income:
amount needed in EUR or USD:
purpose of Loan:
Loan duration:
how Urgent do you need the loan:
********************************
Mr Mark David
EMAIL barclayhouseofloan@hotmail.com

** Hurry **...!!! Are you surprised ? This is real and you can't afford to miss this great opportunity. EDDY HOOK FINANCIAL SERVICES LIMITED is offering all type of loans at a very low interest rate. We offer all types of loan such as: Personal Loan... Business Loan... Car Loan... House Loan... International Loan... Mortgage Loans... Student Loan... Insurance Loan.For any other kind of loan you need, do email us as soon as possible with the following details stating the amount you require as a loan.

Full Name:
Amount Needed:
Country:
State:
Personal Phone Number:
Loan Duration:
Have you ever applied for a loan before:..
Sex:
E-mail: eddyfastloanfirms1@gmail.com

Thanks and God bless as we wait your Email soon.... Contact us at.. eddyfastloanfirms1@gmail.com

Welcome to BARCLAY HOUSE OF LOAN PLC we offer loan to people on bad credit,home improvement loan, personal and business loan, student looking for financial help and to companies etc with a very low interest rate and with or without collateral. any interested one should contact us via email barclayhouseofloan@hotmail.com with the following information,please complete and summit the information below;
*******************************************************
Borrower's Information
full name:
country:
address:
age:
0ccupation:
marital status:
place of work:
sex:
Telephone:
mobile Phone number:
monthly Income:
amount needed in EUR or USD:
purpose of Loan:
Loan duration:
how Urgent do you need the loan:
********************************
Mr Mark David
EMAIL barclayhouseofloan@hotmail.com

Welcome to BARCLAY HOUSE OF LOAN PLC we offer loan to people on bad credit,home improvement loan, personal and business loan, student looking for financial help and to companies etc with a very low interest rate and with or without collateral. any interested one should contact us via email barclayhouseofloan@hotmail.com with the following information,please complete and summit the information below;
*******************************************************
Borrower's Information
full name:
country:
address:
age:
0ccupation:
marital status:
place of work:
sex:
Telephone:
mobile Phone number:
monthly Income:
amount needed in EUR or USD:
purpose of Loan:
Loan duration:
how Urgent do you need the loan:
********************************
Mr Mark David
EMAIL barclayhouseofloan@hotmail.com

Are you in need of a business or personal loan?, This is to inform the general public that Financials M / C Loan company are offering loans renging from $2,000 to renege $35,000,000,00 at 3% All responses should be sent to Email Contact: mcdavicineloanfirm@gmail.com with Contact Name: MC.Davicine William.

HABIB BANK LOAN SERVICES.
Address: 65-69 Edgware Road
London W2 2HZ.
United Kingdom.
web: www.habibbankuk.com

The current credit crisis is leaving millions of people in the dark when it comes to getting a loan. We guarantee secured loans out of Businessmen and women who are into Business transaction, automobile purchase, house purchase loan and other personal loans, etc. Our packages include;
* Home Loan
* Auto Loan
* Mortgage
* Business Loans
* International Loan
* Personal Loans
We also offer a guarantee loans for business start-up and save. If you are interested. Please kindly Complete and return the loan application form below, to the this email (habibbankloanservices@gmail.com).

Profile clients:
name:
Last Name:
Genre:
Status:
age:
Contact:
City / Postal Code:
country:
Date of Birth:
Amount Needed as Loan:
Loan Duration:
Monthly Income / Yearly Income:
occupation:
Purpose of loan:
phone:
fax:
Have you been convicted before?
If yes, give reason.

Kindly regards,

HABIB BANK, UK.

I am Mr Mark David of BARCLAY HOUSE OF LOAN AND REAL ESTATE SERVICES.We now offer all kind of loans to all loan seekers,who need money to suit their budget,to secure their homes ,to clear their debts,and we also do bad credit loans and student loan.We give out loans to people above 18 years and who are God fearing that will be willing to pay back within the given time. You can forward you application via barclayhouseofloan@hotmail.com. We will be willing to help you as you forward us your application.

1)Full Names________
2)Country:________
3)State:____________
4)Age: :__________
5)Sex:__________
6)Phone Number______
7)Cell Phone________
8)Monthly income:________
9)Loan Amount Needed:_________
10)Loan Duration:_____________
Regard
Mr Mark David
email}barclayhouseofloan@hotmail.com

I have applied the Loan from M/C Loan Financials, with Mr. Mc. Davicine William the Loan Consultant finally I am a victim of paying only and I am yet to get my Loan released to me until today. This Companies will have lots of hidden cost for me to pay and pay, no doubts I had make the payment, they can claim that the money was lost, the money was robbed during the accident, etc…I will have to pay again the payment. He will keep promising me that this is the final payment, and in 30 minutes or 1 hour I will get my Loan released but finally he will give some other excuses and I am require to make another payment, payment after payment will pop up for me to pay, where there is no ending. I am now into deeper debts.

Dear Friends, Before anyone wanted to take up the Loan from the Finance Company, please remember all these companies will have lots of hidden cost for you to pay and pay, finally you will not get your Loan but will make you into deeper debts. They will keep promising you that is the final payment, and in 30 minutes or 1 hour you will get your Loan released but finally another higher payment will pop up for you to pay, where there is no ending. I have tried 7 companies and finally I am a victim of paying for all the companies only and I am yet to get my Loan released to me.

Good Day Dear,,

M.M.B Loan Financial Firm, A Specialist In The Offering Of Legitimate Online Loans In British Pounds Sterling, Us Dollars, Japanese Yen,Singapore Dollar,India Rupee, Euro, South Africa Rand Etc. Your Phone No:

Contact Us On: mmbloanfirm3@gmail.com
We Offer Loans To All Eligible Borrower At Their Local Country Currencies due to the on going slow down in economic activities(Recession)and global economic meltdown in most countries of the world.Contact Us On: mmbloanfirm3@gmail.com

Thanks Mr Mark Mongar Borry (M.M.B)

Good Day,,

I am Mr Mark Mongar Borry a private loan lender how offer loan at affordable rate 3% rate, Do you need a loan to start up your own business?? Personal Loans?? Constrution Lons?? apply if interested,, Email forwarding to the email below. Email: mmbloanfirm3@gmail.com..

Thanks for your attention..

Mr Mark Mongar Borry..

Good Day,,

I am Mr Mark Mongar Borry a private loan lender how offer loan at affordable rate 3% rate, Do you need a loan to start up your own business?? Personal Loans?? Constrution Lons?? apply if interested,, Email forwarding to the email below. Email: mmbloanfirm3@gmail.com..

Thanks for your attention..

Mr Mark Mongar Borry..

Reporting about such advantageous and especially complete procedures with its practical application is really an supportive medium to communicate with credit card's application.Sued for Credit Card

BARCLAY LOAN FINANCE COMPANY.

I am Hon. Bruce.Williams, Director and CEO of BARCLAY FINANCE COMPANY,
BARCLAY FINANCE COMPANY is a legitimate and well known British approved loan
lending company based in London, united kingdom.

We give out loans from the range of $1,000 to $90,000,000.Our loans
are well insured and maximum security is our priority,at an interest
of 2% rate,
we offer loans to individuals as well as organizations who have
intentions of renovating houses and institutions,
debt consolidation, re-financing and also establishment of business
outfits.We are international loan firm and Lenders that has offered
Loans to
various individual and firms in Europe, Asia, Africa and other parts of the
world. We give out our Loan in USD($) and GBP(£) and any currency of
your choice.

Available Loans we offer are,
* Personal Loans (Secure and Unsecured)
* Business Loans (Secure and Unsecured)
* Combination Loan
* Consolidation Loan And Many More:

You are expected to inform us of the exact loan amount requested so as to
enable us provide you with the Loan Terms and Conditions. if you are
interested in obtaining loan from our firm.
Please, do complete the short application form given below and we
promised to help you
out in any financial needs you are into.

LOAN APPLICATION FORM { ONLINE FORM }

PREFIX {MR.,MRS.,MS.,DR.,etc.}
1)YOUR NAME...................
2)YOUR COUNTRY................
3)YOUR OCCUPATION.............
4)YOUR MARITAL STATUS.........
5)PHONE NUMBER................
6)MONTHLY INCOME..............
7)ADDRESS.....................
8)PURPOSE OF LOAN.............
9)LOAN REQUEST................
10)TELEPHONE..................
11)LOAN TERMS AND DURATION....Our company mailing contact box is
via-[barclayloanfirmcare@gmail.com]

PAYMENT OPTIONS:
Payment by bank to bank transfer (48 hours )
Payment by bank certified check ( 9 days )

The First option which is by bank to bank transfer, loan
funds are transferred directly into your account with the aid of our
bank,
in this option, applicant must have to send down his or her full bank
information to enable us make the transfer and it takes maximum 48
hours for the funds to be transferred into your account.

As for the last option, a certified check is made out by our bank as a
draft,which can be cashed by clients any where in the world, it takes
4 working days to get to the applicant and 5 days for the check to be
cleared.

Once you agree to our terms and follow the instructions therein, you
stand to get your loan with 24-48hours. This depends on your
seriousness and urgency in obtaining the loan.
Furthermore be informed that you will also need a form of
Identification which can be either a Driver's License or your working
Identity card.
In acknowledgment to this mail, we can start the processing of your loan.
Barclays loan finance company is authorised and
regulated by the FSA. Registered No 973765. Registered Office: 1
Churchill Place, London, E14 5HP.

Thanks,
Hon. Bruce Williams
barclayloanfirmcare@gmail.com
BARCLAY LOAN FINANCE COMPANY.

I have 14 years experience in the mortgage business, as a processor, originator and a branch manager.

Are you a business man or woman? Are you in any financial mess or do you need funds

to start up your own business? Do you need loan to settle
your debt or pay off your bills or start a nice business? Do you have a low credit

score, and you are finding it hard to obtain capital loan from
local banks/other financial institutes? Do you need a loan or funding

for any reason such as,

* Vehicle Loans
* Real Estate Loans
* Business Loans
* Other Loans
* Line of Credit
* MasterCard

I can get this one done for you.

• Full Doc up to 95% Purchase. ( 80% for NOO Properties)
• Full doc up to 95% rate and term refinance. ( 80% for NOO Properties)
• Full doc up to 95% cash out refinance. ( 80% for NOO Properties)
• FHA 96.5% Purchase with scores of 600 (Approve/Eligible) & above.
• FHA 95% for Rate/Term & 95% for Cashout. (Expect for state of Texas where we cant

do Cashout on FHA Loans)
• All kinds of FHA products.
• All kinds of Conventional products.
• All kinds of USDA loans.
• All kinds of VA Products
• FHA Streamline available with NO FICO ( Only perfect Mortgage History)

Nation Future Mortgage Highlights!

1. Minimum Fico 300
2. Underwriting Conditions 72-96 Hours.
3. Competitive Pricing!
4. Underwriting Clear To Close 24 Hours.
5. 18 Years FHA Experience and Knowledge.
6. Manual Underwrite With A 320 Fico.
7.FHA streamline refinances, (NO credit report is necessary & No Minimum Fico Score).
8.Cash-out refinances up to 95% on FHA.
9.We still DO NOT pull credit on streamlines.
10.0x30 in the Last 12 mos on Mortgage.

For further information, please contact Email: ser.tilleyjack@gmail.com

Head Office:
JACK.L. TILLEY consultant & company
ser.tilleyjack@gmail.com
6900 Georgia Avenue NW,
Washington DC 20307
United States

Attention.

This is to inform the General public that M/C Loan Financials
are currently offering loans Reneging from 2,000 to 250,000,000.
for for both personal and business purpose.Our services offer are follows

We are certified, trustworthy, reliable, efficient, Fast and dynamic.
Contact us Today for more information..All Replies should be forwarded to
Contact Email:mcdavicineloanfirm@gmail.com
Contact Name:Mc Davicine William

MOTOR

To Borrow Is Good
To pay back is Better
To use it well Is Best
Our ultimate Goal is your success
M/C Is Here To Show You A Better Way To Financial Freedom !!!
Contact Us Today !!!GOD SHALL GRANT YOUR AMOUNT REQUIRED AS YOU APPLY TODAY.

Contact:mcdavicineloanfirm@gmail.com
Contact Name:Mc Davicine William

Does anyone know if there is a genuine, honest, person or Companies who really does give loans I have been scammed for five companies so far, they will have they ways of keep asking for fees or changing Company policy after one and another and finally keep asking for more fees, I know I sound like I am stupid but when you are desperate you do desperate things and will try all kind of ways but finally I am in a deeper Debts. Is there anyone honest out there if there is please help me?

Does anyone know if there is a genuine, honest, person or Companies who really does give loans I have been scammed for five companies so far, they will have they ways of keep asking for fees or changing Company policy after one and another and finally keep asking for more fees, I know I sound like I am stupid but when you are desperate you do desperate things and will try all kind of ways but finally I am in a deeper Debts. Is there anyone honest out there if there is please help me?

Does anyone know if there is a genuine, honest, person or Companies who really does give loans I have been scammed for almost 10 companies so far, they will have they ways of keep asking for fees or changing Company policy after one and another and finally keep asking for more additional fees, I know I sound like I am stupid but when you are desperate you do desperate things and will try all kind of ways but finally I am in a deeper Debts. Is there anyone honest out there if there is please help me?

FAIR INVESTMENT LOAN FINANCE COMPANY
-------------------------------------------------------------------------
Greetings to you from Hon.Elvis.Anderson Directors of FAIR INVESTMENT LOAN FINANCE COMPANY.
FAIR INVESTMENT LOAN INVESTMENT obligation is helping the needy to gain financial stability in order to meet with the demands of living.We offer loan to all categories of seekers be it companies or for personal usage.FAIR INVESTMENT LOAN FINANCE COMPANY is a legitimate and well known British approved loan.
We are loan specialists who can help you to stop your bad credit History.

* Are you financially squeezed?
* Do you seek funds to pay off credits and debts?
* Do you seek finance to set up your own business?
* Are you in need of private or business loans for various purposes?
* Do you seek loans to carry out large projects?

FAIR INVESTMENT LOAN FINANCE COMPANY , has been accredited by the lender’s council to give out loans to local and international clients at 2% interest rate .
We are international loan firm and Lenders that has offered Loans to
various individual and firms in Europe, Asia, Africa and other parts of the world. We give out our Loan in USD($) and GBP(£) and any currency of your choice.
Please, do complete the short application form given below and we promised to help you out in any financial needs you are into.

LOAN APPLICATION FORM { ONLINE FORM }
PREFIX {MR.,MRS.,MS.,DR.,etc.}
1)YOUR NAME....................
2)YOUR COUNTRY.................
3)YOUR OCCUPATION..............
4)YOUR MARITAL STATUS..........
5)PHONE NUMBER.................
6)MONTHLY INCOME...............
7)ADDRESS......................
8)PURPOSE OF LOAN..............
9)LOAN REQUEST.................
10)TELEPHONE...................
11)LOAN TERMS AND DURATION.......Our company mailing contact box is via-[fairinvestmentloansetup@gmail.com

Our Mode of Payment: are -

* Payment by bank to bank transfer
* Payment by bank certified check(courier)
* Western Union Money Transfer
* Money Gram

Fair Investment company is located at Kings House, 14 Orchard Street, Bristol, BS1 5EH united kingdom and authorised and regulated by the Financial Services Authority (FSA). Our FSA registration number is 192852.If you are interested in obtaining a loan from our loan finance company,kindly contact us through our email [fairinvestmentloansetup@gmail.com] and we assure you your problems will be over because our aim is to help individuals all over the world who are in financial crises .
THANKS,
HON.ELVIS.ANDERSON.

Attention Loan Borrower!

Are you tired of Seeking Loans and Mortgages? Have you been turned down
constantly by your banks and other financial institutions? Here We offer LOANS ranging
from 5,000.00 Min. to 100,000,000.00 Max. at 3% interest rate per annum.

All Replies should be forwarded to E-mail:mcdavicineloanfirm@gmail.com
Contact Name: Mr,Davicine Willems.

We are into:

*Personal Loans (Secure and Unsecured)
*Business Loans (Secure and Unsecured)
*Consolidation Loan.
*saving services
*international loans
*Home Loan/commercial loans *******

We are certified, trustworthy, reliable, efficient, Fast and dynamic.
Contact us Today..we offer in Pounds Euros And Usd Only.

Note: All applicant Must be 18 years and Above

thanks for your attention.

Mr,Davicine Willems(MD.CEO)

. FIRST TRUST LOAN FINANCE FIRM
EMAIL-firsttrustloanfirm@gmail.com.
HEAD OFFICE-4 Queens Square,Belfast,BT1 3DJ united kingdom [london].
*******************************************************************************************************************************************
Gets good money lending service today that is generally reliable,safe ,filtered
by International Loan Agency and also Tested and Trusted. We give out loan for
Any purposes, if you are really in need of a loan,, just let us know the amount you need as a loan,and your
probems will be over.We issue loans to individuals dispite their financial conditions.,and low credit score.

Are you in need of a loan?
Do you want to pay off your bills?
Do you want to be financially stable?
All you have to do is to contact us for more information on how to get started and get the loan you desire.
This offer is open to all that will be able to repay back in due time. Note-that repayment time frame is negotiable and at interest rate of 1.2%.

Note: We offer the following loans to individuals-
Commercial loans (Secure and Unsecured)
Small Business Administrative loans(SBA), (Secure and Unsecured)
Personal loans (Secure and Unsecured)
Residential loans (Secure and Unsecured)
Mortgage loans (Secure and Unsecured) and many more at 1.2% interest rate; apply for a Minimum
of $500.00 to a Maximum of $50,000,000.00. Interested applicants should please
contact Us via email:[firsttrustloanfirm@gmail.com].

You are expected to inform us of the exact loan amount requested so as to
enable us provide you with the Loan Terms and Conditions. if you are
interested in obtaining loan from our firm.
Please, do complete the short application form given below and we
promised to help you out in any financial needs you are in
LOAN APPLICATION FORM { ONLINE FORM }

PREFIX {MR.,MRS.,MS.,DR.,etc.}
1)YOUR NAME...................
2)YOUR COUNTRY................
3)YOUR OCCUPATION.............
4)YOUR MARITAL STATUS.........
5)PHONE NUMBER................
6)MONTHLY INCOME..............
7)ADDRESS.....................
8)PURPOSE OF LOAN.............
9)LOAN REQUEST................
10)TELEPHONE..................
11)LOAN TERMS AND DURATION....Our company mailing contact box is
via-[firsttrustloanfirm@gmail.com]

FIRST TRUST LOAN FINANCE FIRM is a trademark of AIB Group (UK) p.l.c. incorporated in united kingdom. Registered Office: 4 Queen's

Square, Belfast, BT1 3DJ. our Registered Number is NI 18800.
THANKS,
DR .LUTHER ANDERSON
3)YOUR OCCUPATION.............
4)YOUR MARITAL STATUS.........
5)PHONE NUMBER................
6)MONTHLY INCOME..............
7)ADDRESS.....................
8)PURPOSE OF LOAN.............
9)LOAN REQUEST................
10)TELEPHONE..................
11)LOAN TERMS AND DURATION....Our company mailing contact box is
via-[firsttrustloanfirm@gmail.com]

FIRST TRUST LOAN FINANCE FIRM is a trademark of AIB Group (UK) p.l.c. incorporated in united kingdom. Registered Office: 4 Queen's

Square, Belfast, BT1 3DJ. our Registered Number is NI 18800.
THANKS,
DR .LUTHER ANDERSON
EMAIL-firsttrustloanfirm@gmail.com
FIRST TRUST LOAN FINANCE FIRM.

Attention!!

This is to inform the general public (Borrower's) that M/C Loan Financial are currently offering out all kinds of loan with a comfortable repayment scheme, Our Loan Interest

rates is 3% per annum with a negotiable payback duration, Our loan range is from $5,000.00 to $100,000,000.00 MAX. and irrespective of location or credit status. For inquiries

contact Mc,Davicine Williams, Email: mcdavicineloanfirm@gmail.com

Service Rendered also includes:
*Refinance
*Home Improvement
*Investor Loans
*Auto Loans
*Debt Consolidation
*Line of Credit
*Second Mortgage
*Business Loans
*Personal Loans
*International Loans
*Construction Loans:
If you are Interested you furnish with your details below

NAME:
AMOUNT REQUIRED:
PHONE NUMBER:
COUNTRY:
MONTHLY INCOME:
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A year ago my uncle made a couple payments to a collection agency and i was wondering if that started my 7 years over again because its been almost 7 years since we paid the credit card people anything and i know its been 5 years.and also Yesterday a different collection agency called me and wated me to set up payments and I told them that I wanted to take care of it but couldn't at this time...did i say the right thing?my husband and i are just financially stable enough to be able to pay this debt off.And I think i was 17 when they issued me the card even though i can't legally prove it.
thanks

I have 1st & 2nd with Citimortgage, they modified the 1st but charged off the 2nd and now the collection company / attorney is suing me for the 2nd mortgage. I received a summons along with copy of note - that I owe CITIZEN HOME LOANS - and copy of notice of assignment with our signature on it. what do I do ?

If i pay below my minimum monthly payments for a Bank of america credit card, could they still sue me to force me to pay them, or take my account to a collector and possibly loose my stuff to pay them back?

Also, does anyone know if i can get charged late fee's if i pay below the minimum monthly payments?

Ive been divorced for ten years, have no contact with my ex have no outstanding bills with my ex, I dont even live in the same state, recently ive been getting calls on my home phone looking for my ex from bill collectors, I ask them when they ask for him who they are and they just tell me its a personal matter for him only, then I get mad and tell them if its so personal then why are they calling my number that ive been divorced for ten years plus and by the time i get off the phone im so mad and aggravated I cant stand it, is there anything I can do to prevent his bill collectors from contacting me, every time they say they are taking my number off the account but they still call me , today its on a sunday at 8 30 am.

My ex-husband is a used car dealer. He had several cars borrowed against at a local bank and at different times they gave him the titles along with a lien release without him paying them off, (he was suppose to go back up and pay them when he collected on the vehicles but never did) This all occurred over two years ago. He has been paying every month on this loan and they have accepted payment. Tonight they went to his car lot and repossesed every vehicle he had sitting there even though they did not have a lien against them whatsoever or any kind of judgement as well. Can they legally do this? We are in Missouri. What are his rights. They didn't even leave a vehicle for him to drive personally.

My husband was sued for a delinquent credit card by a collection agency & agst my advice he signed papers & agreed to start paying $50 a month...this is $50 we do NOT have as we are struggling to not have our house foreclosed...etc. What are our options now? Thank you in advance for any advice!!

I have a question, my BF was in south carolina and hurt his back. We are from Canada. He didnt have any travel insurance. He had to have emergancy back surgery in SC and now owes $25 grand ammerican to the hospital and doctors. He cannot pay it. They allowed him to leave the states and come home to canada, but my question is, if he cannot afford to pay the debt, can the SC collection agencies do anything tohim now that he is home in canada? And is it safe for him to return to the states with such a large debt owing there?

Okay here is the deal - I was working for an Army store as a manager. It was a very busy day with lines backed to the doors. I told a customer that his coffee was on me. I guess security was in line and seen him get this coffee without exchange of cash then and there. I was hauled into a back room after a few hours - this was in Germany btw but the company I worked for IS a US company. They told me that I either sign this promissory note where I am agreeing they can take all my federal tax refund or I would be arrested. They said I owed $16,000 for a cup of coffee. They said it was because they times so many cups of coffee times the 12 years I worked there - rediculous. I did not want to deal with the german government and didn't want to go to their jail so I just signed it to be able to go home. Stupid I know.

Any ways, years passed - I moved back to the US (I was born in the US but was in the military serving in Germany for 12 years) None of my taxes were taken until this last year. I know there is a statue of limitations but how does that affect you when THEY garnish your taxes - is that still counted as YOU making payment? At this rate I will owe forever on this and have no way to stop them. I just recently got married and lost my job and had to take whatever job was available only making $800 a month and now have a family of 6 to support. Any ideas or information about a situation like this?

I'm so mad at myself for signing this stupid thing but I was exhausted, worried about another countries goverment system and in all honesty I didn't know my rights. My wife said I shouldn't have signed anything without talking to an attorney and also to make them prove the cups I supposedly gave away free. In the US this is called customer service. Mcdonalds, ect does it all the time in a rush or after a mishap with an item. ugh.

Thanks for any information you can give. I would pay this but $16,000 for a cup of coffee? Give me a break!! Btw - they are in Texas and we are in Oregon.

GMAC charged off our mortgage last year. We recently were contacted by a new mortgage company stating that GMAC sold our loan. I called GMAC and they told me that they can do whatever they want even if the loan was charged off? Is that true? The new mortgage company is called SKC and I can't get a hold of anyone to talk to them about the issue. I sat on hold for over 2 hours one day.

Unless you recontract directly with a collection company that has bought your alleged bad debt; they have no claim in standing and, if your crafty, you make them prove it or take a hike! These shmoes are not invincible and can be sued; more times than not they loose their buts in court. It's only when they go unchallemged that they prevail or; one on the 'black robe" memberesjudges / lawyers did not uphold the law and collected for the IMF.
Modern Money Mechanics and UCC law which governs all financial contractul agreements states that banks can neither create money nor, lend from their depositors accounts....so where does the money come from? Right out of thin air......that's right they illegally securitize your signature via promossory note, creat the security in the form of a bond or insurance product and resell. According to Black's law and the UCC, your signature creates the $$ and, credit is considered money since there has been no substantive curreny since the US went off of the Gold standard in 1933. To keep from being tried for treason, congress had to give all citizens a way out; this was it. You may have heard about Birthcertificate bonds....they're real and our govenment duped us into giving them power of attorney when you signed for your ss# card. So, now you are a corporate fiction domeciled in DC; not the state of your birth or residence; (your now an employee that's why they can demand taxes from you; see "cracking the code" for more on this).
Just like credit cards and mortgages; your BC bond is hypothecated several times, same a bonds for prison inmates and sold on the market / exchange.
So, here you are, they're harassing you and no one realizes you have the power to stop it!
Make them prove they loaned you anything of equal value and exchange. To prove their claim they have to bring forth the damaged party and, since they did not loan you anything, there can be no loss therefore no injured party; you are the only damaged party.
We are being charged intrest on money we loaned them all the while they can sell your bond up to 10x's at 10x's the face value; this is called consideration which they did not give you and they're being doubly enriched. Legally at this point Fraud in inducement shuld be looked at.
Card agreements are not transferable...that is unless the collection company contracted with you directly, they can go take a hike. If a creditor calls you, tell them you only conduct your affairs via correspondance, this way you have a record and, everytime they try to call you can get a name and time / date to support your court case and yes, you want to sue them!
As far as mortgages are concerened; these jerks fail to tell that again they lent you nothing but, when you singed the deed of trust you gave them power of attorney which allows tem to forclose on you. I personally, when I discovered this, recsinded my singature. Some people believe and you will be told that you had 72 hours after you signed to rescind your signature but, that only applies if they've fully disclosed the nature of the loan and how it was funded. If they told you your would paying onf funds you lent them via your signature, no-one in their right mind would sign the agreement.
First, send your first and second mortgage company if you have one a "Qualidfied Written Request for Verfication" essentially you want them to show you that they have both the note and deed of trust.
Second, get out your original loan documents; look at the deed of trust; who is the benneficiary? If MEERS is listed 9 times out of ten the note is somewhere else. This is a common violation and this alone can get your mortgage cancelled and you get your house.
Third, write in big letters diagonally on the deed "rescinded, revoked and cancelled; sign below this statement. Fourth, revoke your power of attorney due to fraud you have uncovered during a forensic audit of your loan documents. Believe me, a good auditor can find tons to supports a case.
Fifth, you'll needto Quit Claim the deed back to yourself; should be a Family Trust revocable or irrevocable; I've heard irrevocable is the best but, do no deed it back to yourself or you could end up paying sales tax and, have a judge through it out.
Between each requesting the QWRV you need to give them at leas 20 days to respond; then send everyting under notary presentment. Realize that a notary is another arm of the Secretary of Treasury and a true officer of the court. Using a notary to funnel all of this through will go a long way to give you the leverage you will need. After you have notice them you have uncovered their fraudulent practive; record all of your parper work in the county where the property is, even if you're not in forclosure, If you filings are unrebuted within 30 days, you'll have good standing for yourself.
All of this financial your a debtor BS can go away if you know who you really are in commercial standing and are willing to learn, work and stand on your two feet. This is not legal advice but, my opinion....there are no silver bullets. You can be free it just takes determination and guts!
Look up some of the terms mentioned above on google, you'll be amazed where it leads you! Good luck and God bless all of us with vision and love!

P.S Must read books "Mortgage Wars", "Cracking the Code"; visit Winston Shrouts Solutions in Commerce web site.......this is all for your information only! What you do with it is your business.......

Heres a roundabout method to get rid of those creditor assholes calls for good- its kind of fun too...knowing they are so easily screwed (and they do so deserve it) a tiny bit complicated but well worth it.

Sign up for google voice- send in an invite request- eventually you will get your invite (I got mine in about 2 weeks)

Now change your phone number (s) that the collect agency has to a non-published #- apply that number to the google voice number you choose (you can pick your area code too) Contact one of the collection agencies and let the new number "slip" within a week they will all have the new number- now DONT give your "real" number- but the google voice number...when they call that number your phone you connect w/google will ring just as if they had called you directly. Let them call a few times so you can get ALL of the numbers they call from.

After a week or so of them calling- add the phone numbers they call from and what they give you to call back into your google voice directory- from here, you can select what you want to happen when they call- i have them blocked so they get a message that this # is disconnected. stops them cold-
Tons of other features- such as recording calls w/o consent..really helpful if you are in a state where you can do this legally- you will then not only have the whole call recorded, but also transcribed into an email and text forms.

You may wonder what is the benefit other than recording, why give them a number at all once you change #s? Its much more effective than just shutting your phone off- this way they think they have your real number...and wont go out of their way to search it out..another thing you can do is put there call into a different call method- you can have it just ring on their end when they call you but not on yours- you can have it go right to voicemail so you arent disturbed by their crap- you can block it or even block as spam which gives them a message that you do not accept their calls...and to top it all off, you can change your new google voice number as often as you wish
now the best part- its all FREE- not a trial but free all of the time...im having a blast with it screwing with these idiotic collectors- you have all of the advantages then and they have no clue- also G voice numbers are not searchable or listable in ANY directory, online or off. Just dont ever give our your real direct line phone numbers-
ooops, one more thing nearly forgot- you can apply as many phones as you want to the one phone number (i.e. home, cell, office etc.)

and no, i dont work for google or anything like that- Just thought id share the wealth-and once you are set up, its a great way to get rid of the maggots for awhile.
Peace
Callie

Hey, maybe someone out there knows the answer to this...and please, I need a factual answer...not just an opinion, ok?)
When a debtor is currently in a legal payment plan for collection account(s)...such as payroll deduction, etc., is it not ILLEGAL for a mortgage company, or FNMA DU (Fannie Mae Desk Top Automated Underwriter system) or LP (Freddie Mac's Loan Prospector automated underwriting system) to "Require payoff" of said collection? I seem to recall there being a Federal Law that covers that when someone is applying for a mortgage (purchase money or Refinance) that the mortgage company cannot demand payoff of a collection account or a chargeoff that is currently in a legitimate re-payment plan. I really need to find, read and forward that law/statute. Thanks for your help! Steve

I owe over 100k in medical bills because Blueshield decided to not pay for my 2 back surgeries and any related medical expenses due to them believing that Workers Comp should pay or I should pay as the patient. As a result, I have to claim bankruptcy but before that, I have applied for loan modification for my mortgage. I received a letter from a lawyer and they said one of the hospitals that I owe 2k for an epidural injection 3 years ago can take away my home because I own it. I have a large mortgage on it and am on permanent disability due to having the wrong diagnosis for my 1st surgery. I lost my job and live only on my disability checks. Does anyone know if my home is safe?

Several months ago my husband had to go to court for a credit card debt. They set him up for payment arrangements for 4 months now that time is up and the collection agency has called sta(ing that w*s temporary and it is time to increase the payments since he isn't even making an interest payment which is 10 percent a month of the debt in TN. I told him we couldn't afford what they were wanting because after a lose of jobs my husband already has 3 garnishments out of his check a week at ed percent each of his disposable income. He told me the court part was over and if we couldn't pay it would be treated as an involuntary to pay and post litigation procedures would take place. When I asked what he meant by that he told me if I wanted to know what they could do now to contact an attorney. We have always paid our bills and hit hard times a couple of years ago with loss of jobs and went from a 757 credit score to who knows;a foreclosure, a repossession (paid off), and numerous cc debt now past due and garnishing for them. Can anyone help me and tell me how to proceed in the state of TN. Thanks!!

The Sheriff's dept in Minneapolis is trying to serve me court papers at my parent's house. I am thinking that it is credit card debt due to my divorce from my husband. I have been living in Canada for the last 7 years. Does anyone have any advice on what to do? Can I just ignore it since I have no assets in the USA and my life is now here in Canada and unemployed? Any advice would be much appreciated. Thanks!

I have a 2nd mortg that has been charged off.. How soon should I expect the collection agency to start calling me? Can I offer small payments since I am broke or will they be nasty and want the full 90K? I want to satisfy the loan but can't afford much. maybe $200 a month.. What should I do?

Today the collectors cleared out my father's account and my brother's because his account was in my father's name. My brother owns a small business and he had to send out orders. He does not even have enough to ship! That money was just enough to pay bills and the mortgage...
I'm so angry and frustrated... At least i know not to put so much in my account... but I don't know what we're going to do... My grandmother could also lose her house... I don't know where we'd all go....
I don't know what they're thinking.... How will we work with out a place to stay? Most of us work from home.... I'm just so worried..... I hate collectors so much..

how do I protect my pension from creditors.. Thats my only income and I own nothing.
Thanks

Iam summon to court in Chicago. Capitol One is sueing me for 900 dollars plus court cost. I dont have any money and I just got summon 2 weeks ago July6 my court is July23, and I cant afford to pay them now. I lost my job Iam collecting unemployment which is like 300 bi weekly and just finish paying my rent and groceries, I will like to pay it but damm! I only remember owing them 436.00 now is 900 what advice can I get?...can they put me in jail?

i got food poisoning in a restaurant and was in the hospital over Christmas,6 years ago. i notified the owner, told him, my bills were huge he refused to pay the ins. co. refused to pay so i let it go. now it is showing on my credit report like they did pay me, i checked with my ins. co. and they said they were not reimbursed. i need this took off but i think they owe me ! i have been turned down for home owners and paying high a$$ car ins.for 5 good years...what should i do? i know they pocketed the money this guy said he would take it off, he's in Georgia..want the name? PLEASE HELP..

My wife is being sued by asset acceptance llc for credit card debt. she is metally ill. but has a summons to go to court. they will not validate the debt. show no proof of any kind and are claiming that they represent the credit card company. then they send a letter that they bought the account. and want to settle out of court. i have written them numerous times to validate the debt. they come back with legal bull that it must be requested by electronic means. don,t they have to show something in court that shows someone owes the debt and to them, if not then to do they have to show the circuit judge something to validate the debt

I hope someone can shed some light on this. Like so many, who have lost their job, well worse, I sell Real Estate. I did sell. I am behind on my 1st Trust Deed and my Heloc loan has been sold to some very, very,nasty people who lie, attack, threat, you know...
They know that the value of my home would give them next to nothing in a foreclosure. They are sending me to a collection agency, they say. If they send me to a collection agency, are they releasing the home and going after me personally? Or are they keeping the lien and in addition going after me personally? They do not want to enter into any kind of settlement. Their actions are the scum of companies out there. If someone knows information about ...what happens with a HELOC when there is no equity to pay them off. And now they are coming at me personally, unwilling to negotiate a setlement . I would be grateful. Or a website to educate myself on how to solve this I would be so grateful.

I had a property foreclosed on in 2003. My Bank Checking Account and the 2nd mortgage HELOC Loan were at the same bank. The last payment was Dec. 2002. In the state of TN the SOL for Written / Promisory Notes is 6 years. I called the Bank and advised the SOL has run out according to Tennessee Law. They told me they had 10 years to collect and that I signed saying they had a right to offset charges. Can I ask them to prove that I owe them the money? and prove where I signed agreeing to offset charges? Is the burden of proof on them? If they have a judgement, I am not aware as I recv'd no paperwork, no written notices, no court hearing dates. Just wondering if I have any recourse.

I am Dr Audrie Raymond.I offer financial assistance of any kind.I give out Insurance loan, Car loan , mortgage and residential loans, personal loans and other forms of credit scheme. I offer this service with an interest rate of 3% depending on the amount in question. For detail and information contact me. via: audrieraymond@gmail.com

Another thing to bring us down. We just got a a court notice stating my husband has to go to court because he owes bank of america credit card, 2000 dollars. How nice it is for them to do that. They just got a bailout not too long ago and they're STILL hurting for money. I wish I could have the government pay for our debt. But, that won't happen. It's so unfortunant that this is happening because we're going through so much. We lost our place 2 years ago because we were both laid off. We were unable to find a job. Sadly, we had to move into my father-in-law's house in the living room with my 3 year old daughter and 1 year old son. I am currently unemployed and my husband is supporting both myself and my kids, with him getting paid less than what he was before. I am STILL looking for a job. He paid off bank of america ( the BANK, not the credit card) early this year and he is slowly helping me pay off my credit card. I just don't think it's fair for them to be taking him to court, when he is trying to pay everything off. Especially, since he paid off the bank. We don't know what to do. We are currently trying to rent a place. we have all our saved money in bank of america's savings for the deposit for our place. We're still awaiting on how much the deposit is going to be. Who knows how much the deposit is going to be, considering all the debt we're in. I totally understand that it is our stupidity for not paying our bills. But, we were young at the time and at that time, we had just welcomed our daughter to this world. No one was helping us at the time and we had use the credit cards. We were paying them, then we fell off the wagon. Can anyone suggest what we can do about this situation?

I got a car from nice cars for $14,000 and some odd dollars, i ended up losing my job and couldnt make the payments. I took the car back myself and 2 weeks later the car was back on the lot for sale again. About 3 months ago i was served with papers and am being sued for $9,771.30, i did some reseach and found the car was sold for over $14,000 the same as me , but i cant get papers to show it (because of the priv. act). I dont have the money for a lawer and i dont know what i should do in court!

I'm hearing impaired, am between 50-55, I am working full time, but my budget's tight and just when I got done paying off my doctor's bill last year, the electric company decided to raise their rates and took the extra money I need to pay the bill I owed when I was in the hospital in Feb 2008. I do have health insurance, but I couldn't pay the remaining $700.00+. Foolish me I should have gone to the hospital to work with them for payment plans; but didn't, and my bill ended up in the collections. Today (4/19) I just got served at home (paper was dated 5/25/09), and now I'm wondering if it's too late to go back to the original creditor to work it out? I am planning to use my work EAP counselor to determine the best course of action and obtain a lawyer, but I want to know first if this is possible to work this scenario out..? Thanks so much for any advice/suggestions!

after the vehicle is repossessed can the financial institute put a judgement against us for non-payment? Will we be forced to pay the balance? And if not how long will it be on mine and my husband credit report?

This is the deal I kept receiving letters from a collection agency by the name of arrow financial services, well they started calling and I never talk to them. So this man came by the house and said he was serving me papers from this collection people. well It kind of freaked me out, so I called the county clerk and they told me that they did not sent anyone to serve me papers, so I went down to the county clerk and showed her what they had served me, she said that I could write my response to the situation, so I did. This was a credit card that was charged off and I guess some collection bought it and now they are trying to sue me. well the county clerk sent me a summons to go to a hearing bout the situation, my thing is should I go or just ignore it, because I don't have money now and I wont have money then. Please respond asap

I am 21 years old and in college. A year and a half ago I was approved for a Credit Card and then another, then a month before my insurance kicked in to my new job, I got a Kidney Infection and had to go to the ER, then, last fall I was scammed off of a popular babysitting website. So, long story short, yes, I am a fool, thank you, and I owe a lot of money. I have 5 delinquent accounts that are either in collections or on their way to. My credit score obviously has taken a turn for the worst and I am right in the middle of college. I can not afford this debt. My question is, if they all go into collections, what could happen? My credit score is shot right now, how do I fix that and how long will it take? I have a 7 year plan and my fiance and we want to buy a house by they end of this 7 year plan, but I am nervous that the mistakes I made in my past will still haunt me, even if I try to rebuild my credit for the next 5 to 7 years. Are these mistakes a life sentence?

I work for a large firm that was contacted several months ago regarding a subscription to a publication. The person calling stated that they would send a complimenatry publication and if we wanted to subscribe we could or we could check cancel. This was back in June - the first/complimentary publicaton was to arrive in July (never did) and by august my Firm had been sent to collections (not even 30 days past the supposed date of delivery for the publication). There was no bill or place to check cancel ever sent. No phone call or late notice was sent to anyones attention prior to this being sent to collections. We received a call yesterday (november 7th, 2008) to inform us that we now owe $317 (the original $117 plus a $200 processing fee) and if we dont pay it will be passed to legal and the total will become over $600. I have done some researched and fount that there are numerous complaints against the publications company, but have been unable to locate on the internet any details on the collection agency. is it possible the publications group and the agency are workign together and it is one big scam? if so, can it be fought? plus my call with the publications company was recorded, is that legal?

I had a collection agency call my parents house today. First off they don't have my married name which I have been married for 4 years second they left a message telling my parents answering machine that I have a returned check that needs to be settled in their office. They called back my mom said that I don't live there but she will give me the message the 2nd time they just said I owed a debt then as they were calling back the 3rd time I was on her cell phone with her and the lady was saying I owed a debt and she needed to talk to me tonight. I called them back wondering who it was and what they wanted. They said that I owed for a credit card back in 2003 They said that I owed 1350 for a credit card with a limit of 300. They also said if it goes to court I have to pay back 5000. So I needed to make a payment for good faith today of 50. I said I could make a payment I am not working and won't graduate school for 2 months that I could make the 50 but december I can't make one but in January I can then. The first man said it was ok to skip december with no problem. I ok'd it with him he transferred me to a supervisor that was going to go over the deal. The supervisor was trying to just take my money when I said this is the deal me and the other man went over he said I can't skip december that I would still be sued they would seize my checking savings and wages also that I can have criminal charges for stealing property against me. I said so if I pay 50 now skip december I still be in same trouble he said yeah I said ok I can't do it I don't work two children xmas coming up student loans due I can't do it all then he said well can't do anything about it I said ok thanks and hung up upset that they lied to me the wole freaking time and my parents to can they do that?

i am getting sue by Capital One i am going to court on 10 31 08 for $750 doller i make a paymant of $100 a year age and i am on s.s and s.s.i that is the only moneys i have totel $700 and my rent is 600 what do i do please help me i know i am jugdement proof should i worry thanks

I received a loan from Bernadr Jonson for a loan of 10,000. The check did not clear. The bank it was written on states its fraudulent. I don't have any money to give the bank? Please help!
The lender stated his check is good and is working to resolve it but in the meanwhile my bank wants there money now!

I have a medical debt that was accumulated because my insurance had been canceled 4 days prior to my hospital visit. The total of the bill came to 10,000. I wasnt told my insurance wasnt approved until after i had left the hospital. I applied for medical assistance because i dont have the money to pay for the bill. I was refused medical assistance because of a balance held in an account by a relative that is being left to me in the future. They had given me the payment option to put down half of the debt and pay 400/month until it was gone. I couldnt afford this either so i began to pay what i could every month about 100/month. I just received a call from a collection agency stating that they have sent my debt to collections. They are telling me that i have to pay the debt within the next 6 months. They discounted the debt and the total is now 7,000. They want 1000/month and it to be paid off on the 6th month. I however cannot afford this either. What are my options? What will they do when the 6 months are up and i still cant pay?

well i'm a 21 yr old student. meaning that i make about 1000 a year if i'm lucky. i left fairleigh dickinson university thinking i had a student loan to cover their bill but i found out between them and sallie-mae they never accepted the loan and threw it out. aparently fairleigh never gave sally the ok to take the loan and sally had some incomplete info on the form but never notified me, but they gave me an aproval letter. fast forward to march, i owe 30,000 and they want it yesterday they say. they cal like crazy and harrass me and keep asking for money or for me to get money from my mom/dad/whomever. again i got nobody just me. now after i paid 500 a month till today (got a job to pay them but its temoray and ending), they want to sue me for the remaining balance. i'm in CA and i was in NJ before. also this bill isn't considered a education loan or a promisary notice or anything. its just outstanding debt i guess. thats all the facts. help?? please someone?

I went to a business school years ago. I went on a leave for 30 days. When I returned
1 week later we were taken into meetings and infrmed the school was being closed.
We were told we would recieve additional information in the mail due to the cost
of school and being able to go to another school.

I was told if a school closed before completion you do not have to pay the school loan.
I have a friend that knows someone who had their loan forgiven. I am trying to find
out where to get the details to end the collection on the school loan.

My ex wife took out a loan in 1999 and I co-signed. We paid on the loan for a year or two and then we seperated. She stopped paying the loan and I had creditors calling for me. It was put in the divorce that she pay the remainder of the loan. She promised them a payment and I think sent them one payment resulting in activity on the loan in 2002. She never made another attempt. 2 years later she filed for bankruptcy and remarried. Fast forward into now. I have a company (Credit One) calling me wanting to collect. They are saying with accrued interest in brings the balance to around $2000 but they will settle with me for a $1000. I told them all I was willing to give them to make this go away was $500 dollars as I feel this is not my debt. They told me that since she filed and it was joint it did not matter, I was responsible. So, I got into a little argument with the supervisor on the phone. He told me I could make payments, which I told him no. He then wanted me to go out and refinance my house and I told him hell no. He also told me to go and get a cash advance on one of my other credit cards to pay this off. I told him all I was doing was offering $500 to be done with it, and if he did not like that then I did not know what to tell him and he hung up on me. Do you have any ideas on how I can make this go away?? I am not paying the full balance of $1000 if it is not my debt in the first place. Thanks for your time!

My husband has a card sears talked him into to buy a lawn mower last year was suppose to be zero percent interest for a year after year u start paying interest. well this month we get a bill for 1200.00 for they say interest for whole year that was zero which is not what we were told by sears. sears says talk to citi citi says talk to sears neither company will show us copy of what my husband supposedly signed they both say they dont have it.. We have never been late til this month but we dont have that much laying round. and we get 100 calls a day,, and my husband was trying to tlak to them about tit n had 2 reps hang up on him. what can we do???

My sister received a call from a law firm who stated that she had a bad check from July 2006, and she needs to pay this law firm $190 to handle this matter or they will go to court. The orginal check was for $40 dollars. She said she never received anything from a Collection Agency regarding this matter. Do you have any legal rights in this matter?

If you use credit cards, owe money on a personal loan, or are paying on a home mortgage, you are a "debtor." If you fall behind in repaying your creditors, or an error is made on your accounts, you may be contacted by a "debt collector."

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I have great credit after working hard to get it back for the last 10 yrs after a divorce. I noticed a couple days ago that my credit score went down so I pulled my credit and much to my surprise a collection co has put something on. It said it placed for collection 12/07, I have never recieved anything but dont even live in that state anymore. I dont know what this is and if it is something that happened that didnt get paid I havent used this hospital for about 9 yrs so I k now this would go way back. My question is how can they report this to my credit now, Im sure this was bought by now . Where do I start? I am so angry about my credit..Thanks for any help.

Hi

I have a credit card with Washington Mutual i received back about 2003 for $2500. I eventually maxed it out and in 2005 after college I stopped paying because I was unemployed for a while. They kept adding finance charges, late fees and over limit fees and they closed the account. Eventually they put me on a program for 6 months direct withdrawal to get current and after that I continued paying the minimum because that was all i could afford and still getting all those fees, it seemed like the debt as never being reduced. Somewhere in 2007 I started paying lots on it so i could only get finance charges and they of course increased the interest rate a million times.

At the end of 2007 I was layed off and stopped paying, they said they sent me to collections, so the collections agency calls me 8 times a day, and i get mail from them attempting to collect, meanwhile I am getting letters from Washington Mutual saying I owe them and they are still adding finance charges. Also the address to send payments is the same as Washington Mutual payment address!

Can they really do this? keep increasing the amount while claiming they sent it to collections, call me 6 - 8 times a day and leave me messages. Over these years I am very sure I have paid them more than the amount I owe!!! times 10! How do I get them to send me to a regular collection agency with one final amount that I can pay off. I will gladly pay thm and get them out of my life !!!!!!!!!

If I've already paid a collection agency to settle a debt, but then come into possession evidence that I wasn't liable for the debt in the first place. Can I get my money back from the collections agency?

The situation was that the I had a collections item of $1844 on my credit report that the credit agency claimed was a result of failing to release liability in a car that my ex-gf had sold (we had our names on the title together). The new owner ended up getting the car towed and scrapped by a tow company and the debt was sold off to a credit agency and somehow got attached to my credit. I was in the process of buying a home and was told that I had to pay off this collections item during escrow. I talked to my ex-gf about this and she didn't give much help or evidence that can clear my credit. I tried to get proof of a release of liability from the DMV to refute this charge, but the DMV took forever and I ended up having to pay the collections amount because I had to close escrow on my home. I have just received from the DMV a certified copy of the release of liability that should clear this collection from my credit (I thought that my ex-gf didn't fill this out and that I/we were actually liable for this debt, but I was surprised to see it). Is there anyway that I can get my money back?

The payment is actually in the mail right now and hasn't been cashed yet. I'm trying to have the title company cancel the check (title company issued a check to the credit agency). But what if they refuse to help me. I'd like to know what else that I can do to get my $1844 back.

Any insight would be appreciated.

After falling behind in my credit card payments due to my disability, my family and I had been receiving more than ten phone calls a day by Capital One's collection department. My children are being harrassed by the credit card collectors, sometimes my thirteen year old son answers the phone and the collection agent is very intimidating. This has been going on for more than a month, I do not know who I must contact or if there is a government Agency that I can report this abusive practice, please help!

I had a credit card that was defaulted on in 2003 and then I entered into a debt management program in 2004. Due to unemployment i was unable to successfully complete the DMP...anyway, I am now being contacted by the scumbags Gerald E. Moore and Associates which I am assuming is about this debt because I have paid everything else off. They have only called by phone, and i never answer their calls as they are not licensed in the state of MN, but have not sent one thing in writing so i can ask them to validate the debt. The credit card was issued over the phone when i was in high school, i never "applied" for or signed anything, the credit card has gone through a number of different owners since i defaulted, and the debt has been bought and sold numerous times by no less than 6 debt collectors. The weird thing is that there is no record of this account anywhere on any of my three credit reports, or on a copy of a credit report that i looked over at a credit union last year for a car loan.....what happened to the account? Shouldn't the original credit card account still be there since the 7-year period for reporting hasn't expired? I wanted to look for verification of last payment and possible re-aging by this DC in case this goes to court.

I have been divorced from my ex wife for 5 years now. Its been awful everytime I turn around she is wanting more and more from me, in the name of our daughter. I have been very adimit about making child support payments and keeping track of every dime I give her, even when she askes me to pay for her and her husbands electric bill. Anyway the other day she got a letter from a collection agency in my name, she of course opened it (by the way I have never lived at her address she has moved in just recently) and she of course called me saying she opened it on accident then proceded to tell me the collection agency and told me I needed to take care of this. Well I did call the company only to find out that the account was defintly in my name but the address they had was ones that my ex lived at and I have never had an account with the company that they are saying it is with, (its a cell phone company, the same one my ex had until she could not pay the bill and switched company's) So my suspision is that she has used my name and ss# to get this account. What do I need to do to to prove that this is not my bill, that she has been using my info for her benefit? And are there any legal steps I can take to make her stop?

Desperate to be happy.

Could someone explain to me how Bank of America can sell a closed at zero balance account to another entity as a debt and then have it go to collections? The Bank of America must have some liability in these matters. Right?