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Top 10 Auto Scams

Consumer advocate Rosemary Shahan, an expert on "lemon law," is stepping in to pinch-hit for Hal Rosner and will answer your auto-related questions. Rosemary has testified before Congress on behalf of car buyers and has many victories against auto manufacturers, dealers and insurers. Though very knowledgeable, Rosemary is not an attorney and can only provide advice of a general nature. To find a consumer attorney, go to www.naca.net. For more on Rosemary Shahan, visit http://www.carconsumers.com/ 

 

Submit your Auto Fraud experience here.

Scam 1. Negative Equity/Trade-In Overestimation

This arises in a transaction that includes a trade-in vehicle when more is owed on the trade-in vehicle than the actual cash value of the vehicle. Generally, a customer is led to believe that the dealership is valuing the trade-in vehicle at the same amount as what is owed (thus the customer won't owe anything on the trade-in.) In reality, the secret actual cash value (the value the dealership is really giving the trade-in) is less than the amount owed. The difference is added to the cash price of the new vehicle (or the capitalization costs of a leased vehicle.) By inflating the cash price or cap costs of the vehicle, you the customer are illegally paying more in sales tax and registration. The dealership may also be violating the laws related to selling a vehicle for the advertised price (a dealership may not sell for more than advertised price.) A similar illegal practice may occur when a lease balance is paid off. These are still illegal practices even when the customer is told what is happening.

Scam 2. Packing (inflated monthly payments)

In a packing case, the customer is quoted an inflated monthly payment. Once the customer accepts the monthly payment amount, the dealership adds accessories (alarms, service contracts, GAP insurance, paint/fabric protection, window etching, low jack, etc.) in order to reach the inflated monthly amount. The customer does not realize that the accessories are optional nor that they are paying extra for the accessories (they are led to believe the accessories are included with vehicle or not told at all.)

Scam 3. Rewritten Contracts/Backdating

Often a customer will not qualify for financing upon the terms on the first contract. The customer may be required to increase a down payment, higher APR, etc. in order to qualify for a loan. The dealership has the customer come to sign a second contract with the different terms but backdates the second contract with the date of the first contract. This affects the finance disclosure laws in that the customer is being charged interest for a time period in which the contract is not yet in effect, etc. In addition to making a material misrepresentation regarding when the customer takes the obligation of the new contract, a backdated contract often also violates the single document rule (explained below) because another form (usually called Acknowledgment of Rewritten Contract) has the actual date when the contract was signed. Further, many customers are not told that they do not have to sign a second contract, instead they can choose to cancel the contract and return the new vehicle and have the down payment and trade in vehicle refunded. Finally, a dealership only has 10 days to tell you they want to make changes to the contract or cancel the contract. After the 10 days, the dealership cannot change the deal.

Scam 4. "Gotta Put It All in One Document" Rule

The law provides that all obligations of both parties must be contained in a single document (this explains why purchase agreement are so long in the automobile industry.) Often, dealerships will have customers sign other documents, such as trade in forms that state that the customer agrees to pay any difference between the trade in value and pay off of a trade in vehicle if it is different than the amount on the purchase agreement (and any associated attorney fees). Or, the dealership will agree to make payments on a trade-in vehicle but not include the trade-in vehicle in the purchase agreement. Another example is a "hold check agreement" (see below) in which the customer agrees to pay additional money towards the down payment on a later date. These documents violate the one document rule.

Scam 5. The Deferred Down Payment Scam

Many customers are unable to pay the entire down payment at the time the purchase contract is signed. Dealerships will allow customers to make down payments in payments (called deferred down payments). The code recognizes these types of payments and requires that deferred down payments be itemized, including the amount and date due for the deferred down payments. However, rather than disclosing deferred down payments are required by the code, dealerships will have customers write checks for the deferred down payments and then agree not the deposit the checks until an agreed upon date. As part of this transaction, customers are made to sign a hold check agreements that states what date the checks will be cashed and also have additional provisions regarding any returned checks, thus creating obligations that are not included in the single document (purchase agreement.)

Scam 6. Changes to the Advertised Price

The law states that a dealership cannot sell a vehicle for more than the advertised price (even if the customer is unaware of the advertised price.) What is an advertisement is broadly defined to include window stickers as well as the usual media ads. If a dealer inflates the cash price of vehicle to include other items, that would, in practice, result in selling a vehicle for higher than the advertised price. (Which in addition affects the amount the customer is charged for taxes, licensing & registration fees and finance charges.)

Scam 7. Using Your Language Against You

Civil Code §1632 provides that if a lease/purchase of a vehicle, is primarily negotiated in Spanish, then a Spanish translation of the contract must be provided to the customer prior to signing the English language contract. This law was recently expanded to include Chinese, Vietnamese, Tagalog and Korean. Failure to comply gives the customer right to rescind.

Scam 8. The Whole Truth About Used Cars

Dealerships are required to disclose material known facts about a used vehicle such as if the vehicle was:

  • involved in a prior accident (that caused substantial damage)
  • it was a prior rental vehicle
  • a lemon law buy back (the vehicle was repurchased by either manufacturer or dealer under the lemon law because of a defect)
  • odometer readings not accurate, etc.

They are also prohibited from misrepresenting facts about the vehicle's history (such as its never been in an accident, it was a trade vehicle (when it was a rental), etc.

Scam 9. So is it New or is it Used?

The law requires that a dealership describe the vehicle being purchased as either "new" or "used". A used vehicle also includes a "demo" or demonstrator vehicle (vehicle used by manufacturer or dealership representatives) but often the contract will state the vehicle is "new." Also, some vehicles were previously sold but for some reason returned (usually because the failure to obtain financing) and this vehicle may also be used but is listed as new.

Scam 10. "Certified" Used Vehicles

Several manufacturers and some dealerships have "certified" used vehicle programs. Generally, a used vehicle that passes certain standards is labeled "certified used" and is suppose to guarantee to the customer that the used vehicle is in good working order and free from major structural damage (including prior accidents.) However, a lot of vehicles that don't actually qualify as "certified" under the standards advertised are being labeled certified. Customers are ending up with certified vehicles with frame damage from prior accidents.

Hal Rosner is the founding partner of Rosner and Mansfield, a leading California law firm specializing in auto fraud. Hal has been gracious enough to offer his help to UCAN.org users free of charge. CONTACT HAL

If you suspect that you have been the victim of auto fraud, or just have a general question, post a comment for Hal using the link below and his response will appear beneath your post on this page. You MUST include the following information:

  • First Name
  • State
Filed Under
Gas & Autos Automobiles -

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Buy a car

I bought a car from a person who said the car was his but his dad really owns the car. Neither party will return my phone calls to fix this problem. What do I do?

Used Car

How about if I bought a used car through a Bank, and later find out it has a recall?

What should I do, or what can I do?

Thanks,
Chevy

used car registration question

Hello my name is Musky. I just recently bought a car from a used car dealership in December of 2009. I paid for the registration fees which was about 200 dollars to the dealership. Now in the mail I just recieved a renewal from the DMV for a $150 due in April. Since the dealership already charged me for licences and registration isn't that suppost to last me about a year before I pay for a another registration fee? I don't understand why I have to pay double registration when its only been 5 months. Please let me know if this is right. Thank you.

I took my car to a dealership

I took my car to a dealership and they lstated that my hub needed to be replaced and would cost $350. They gave me a rental and kept my car for 4 days. When I picked it up the total came to $448. The service manager said that they tried to drill the bolt out, but was unable and had to replace the entire hub. I had to get my brakes checked the same day and the mechanic showed me that the hub was not replaced, just the bolt drilled out and replaced. I call the dealership and they said I could come and get my money. They didn't even question my honesty or check the car. I went to get my money and asked them to show me the paperwork where the part was ordered and/or the new part that was not replaced. They made up some excuse about not being able to find it. I told them I felt like they were intentionally trying to fraud me, because I wouldn't have known if my brakes didn't have to be checked. I also asked them what did they do with my car for 4 days, if they only replaced a bolt. Now my car drives worse than before. Who should I call to place a lawsuit against them for fraud? What type attorney? I know that this isn't the first time they have done this to someone. This is a major dealership.

Used dealer accident history scam

Just bought a used car . The dealer suggested over and over again that the car had never been in an accident and the car fax was clean. After I brought the car home it was clear from further inspection that there was damage to the front quarter panel which was evident from the damage Under the hood. Is there anything that I can do ? Am I protected in the state of florida? I am not sure whether the accident poses a safety risk . Thank you.
L.mill
florida

Got scammed

Hal thank you for all your time. This is my issue. I bought a 2006 acura certified preowned from an acura dealership here in Ft.lauderdale florida January of 2009. I found that car in the inventory online which provided the free car fax, it was a clean car fax and indicated no accidents. Having everything at hand I went to the dealership and I still asked if the car was totally clean as far as accidents and just any type of problems. And they reiterated twice that yes it is and they went by the carfax i had and said it speaks within itself. So i did the deal. A year later I research the carfax again and come to find out that the car was in a front end accident in 2007 which is two years apart since when i first bought the car. Infuriated i went to acura to tell them they should buy my car back because they sold me a car that was in an accident and that it was certified but shouldnt have been in the first place. They were perplexed on the car fax and kept on saying that there is no frame damage and they dont see where and how it could have been like that. Overall they said that is anyone is at fault its carmax. They didnt do anything else. Please help, what can i do as far as my options? Thank you much.

Changes to the Advertised Price

I reside in VA
I found an advertised price for a listed vehicle on the internet. I called the dealership with the provided number. When asked about the vehicle I was told that it was still there and that I could come and take a look at it. When I arrived at the dealership I was showed the car. (same stock # as the vehicle listed... same color same everything) I was given another print out of the price of the vehicle. the listing price on the internet was 4,274.00 so was the paper given to me by a sales person. After I was finished looking at the vehicle I decided that I would buy the Vehicle for cash. When I asked for the final price, I was given a price at over double both of the listed prices. When I should them my computer print out of the listing price they, said that it was a misprint and that they would take off 1490 of there 10990 actual price.
I pulled of the list agreement the dealer had with the lister and in the agreement it says the dealer has to honor the price listed and the the lister is not responsible for the dealers price.
So my question is... Is this an example of false advertising?

FILL OUT THE BORROWER'S INFORMATION

Good day

I am a private investor i give out unsecured guarantee loans to Business Men
and women who are into Business transaction,automobile purchase,house
purchase loan and other personal loans E.T.C we give out long term loan for
five to fifty years maximum with 2% interest you can email us on this via
email: larrygreg.loanfirm@gmail.com and fill out the loan application form
below.

FILL OUT THE BORROWER'S INFORMATION

Your Name:_______________________
Your Address:_____________________
Your Country:_____________________
Your Occupation:___________________
Loan Amount Needed:_______________
Loan Duration:_____________________
Your Occupation:___________________
Monthly Income:___________________
Your Telephone Number:_____________
Your Fax Number:___________________

Toyota Recall

A month ago i leased a toyota corolla 2010from toyota.. and soon the recall happened u probablly heard about it. My car vin # indicates that it is one of the defected ones and I really don't want it anymore... is there a way to give it back to them?? They keep saying no... and i don't even mind losing my downpayment....... Do you know anything that can help me????? i need help :( they didn't put me in the system to transfer my lease to another person. I had to go tell them that my tags are expired where is my new ones. All they did is issue me another tag temporary cirtificate as if i have bought it in feb. 1 instead of dec. 31st, is this even legal?? . for some reason they can't get me my new plates yet! and my name not in Toyota's system.

Your financing fell t hrough, we need the truck back

I have poor credit. I NEED a truck. Auto dealer said "come in, Im SURE we can work a deal" I drove 1.5 hours to their dealership, gave over six thousand dollars towards the negative equity in my car and against all the odds, they got me a deal. After sitting in dealership for four hours, I drove away in my new (to me) truck. Eight days later I realize my down payment had not been cashed, my car had not been paid off and the truck I was driving was still listed for sale on their website. I called the dealership they said my deal was still up in the air, and two hours later they called me again and said "your financing fell through, we need you to bring the truck back".

I cried and cried, begged for financing, I really NEEDED this truck. No lawyers would return my calls. I've been told that this is perfectly legal so I want to warn consumers...

DO NOT LEAVE A DEALERSHIP WITHOUT KNOWING FOR SURE YOU ARE FINANCED. Apparently, at Stevenson Auto Group in Jacksonville, NC a handshake MEANS NOTHING.. and their slogan "If it has our name on it, you have our word on it" breaks down to "If it has our name on it, you better double check and pray".

Purchase agreement

A few days ago we found a car we liked at a small dealership in Portland. The car was never able to be financed because of it's age and our credit etc. So, we take the car back and they tell us that we legally own this car now, and we must finance it ourselves because we signed a purchase agreement. How can we buy the car if we can't get financed? I threw the keys on the table, left the car and walked out.
What do you think they will do? If they take legal action, I will countersue because of the many false statements the salesman made saying that they participate in the CUDL lending network, which they don't, etc.

Buyback / lemon law question

We purchased a used vehicle in January 2009 - a 2007 Jeep Wrangler 4-door - from a dealership here in Texas. We were told at the time that the reason the vehicle was such a good price was that it was a manufacturer's buyback--while I was vaguely familiar with the concept I had no experience with this. The dealership showed me documents that said the buyback was because the top was leaking (the document had blank lines to fill in the reason and someone had written "top" on it). Well, it's a Jeep with a soft top, so that does happen sometimes; he was very nonchalant about it and guaranteed us that Chrysler had replaced the top and "stood by the product." They gave us a 1 year extended "buyback" warranty. Unfortunately we did not run a Carfax prior to the purchase (which would have only confirmed it was in fact a buyback). The vehicle was originally owned in California, and CA was where the buyback took place. Afterwards it was retitled and sold in Texas.

Since having it a year we have had some minor problems with it; had it not been a buyback I might have just dismissed them as being first-year-model issues or "oh it's a Chrysler/Jeep", but the more research I've done, the less I believe the buyback was truly due to a leaky top. This week we had to take it in to get the drive shaft replaced -- at 40,000 miles.

I've discussed it with a few service managers from different dealerships, and all have told me that while they HAVE seen buybacks happen for trivial things if the owner was dedicated enough to pursue it, most of the time they happen due to larger, more mechanical issues. So I guess my question would be... how unlikely is it that the top was really the reason for the buyback, and is it worth pursuing? We really can't afford an attorney / lawsuit, but at the same time this is what my wife drives with our kids, and I don't want her to drive an unsafe vehicle.

blown up blazer

I bought a used car from a man that swore to god, the engine was fine. it just had my machanic look and he new in 2 minutes it was blown. Can I get my money back from this lying jerk, I feel he took advantage of me because I am female. But thats not the worst I am disabled and broke. I dont have a car, I needed it to go to doctors I just found out i also have cancer. now i dont have money or a car. what kind of people do this Do i sue or demand he pay me back? I dont know what to do except cry.

Would you take my name off

Would you take my name off the top please

I am buying a truck

i am looking to buy a 1971 f100. The owner of this vechicle says he doesnt have the title or the money to get it. so would i be able to get a title? and how do i know if the truck is stolen and thats why he doesnt have the title?

overcharged

my father was over charged 6,000 on a 9,600 used taurus in massachusetts. he cant afford to pay the loan, when he went to refinance he found out how much the car was really worth. i know dealerships jack up the prices, but 6,000? its almost double, is there any laws against this? can he return it? the car is pretty good condition, minor break problems, 3 years old. thanks for any help you can give me!

Overcharged

That's the reason for Kelly Blue Book. Before you buy a used car, PLEASE research, research, research! I found this all out when I bought a 2002 Mercury Cougar. It was "loaded" and was the 35th Anniversary Edition. At a price of 10K I thought, "Wow! I must be getting a great deal on this sporty little car!" Little did I know they were only worth about 5K on a trade in. Also take into account depreciation. If you want a vehicle that will keep it's value, you must spend more. Honda, Mazda, Suburu (and Toyota before the break problems!) are the cars that retain their values the longest and have the least mechanical problems. Good luck!

auto scam

Ive had a dodge ram for three years but i never recieved my contract. the dealership sent a courior to MS so my mom could sign them the next day when i went to pick up the contract they mailed it off.on top of that i have a hard time gettin the contract plus i think im paying for my trade in and my new vehicle

Auto Defect

Back in 2005, I purchased a used 2002 Ford Focus here in California, which has given me nothing but trouble. I've had all necessary repairs made. However, the latest problem I have is that the key will not turn on the ignition. After doing some research, I found that this is a common problem on model years 2000 through 2003 and has not been recalled by Ford. I took the car to the dealership to insure that it gets fixed properly. Is there any way to get my money back from Ford or the dealership? This is clearly a manufacturing defect and not caused by any maintenance issues.

i just baught a car yesterday

I from washington state and just bought a car i test drived it and it worked fine so i bought it in cash they told me it works fine. But the same day i took it to work and i took the freeway And the check egine light lit up and the car was forcing it self. so can i return the car.

YES!!! Return it!!! And where

YES!!! Return it!!! And where was this at, I live in WA state too... I do NOT want to go to that dealership!!

Car dealer sold me a NEW car that had been repainted

I purchased a new car yesterday and upon delivery I noticed it had been repainted. Everyone denied it until the detailer told me that one of his people "scratched" it so it had been repainted. They cannot find me another like car and left me stranded. What can I do?

Forgot to mention the state,

Forgot to mention the state, Florida!

I just bought a car, from

I just bought a car, from local dealership Saleslady said the price at 15,000 then Saleslady said could get me to 12,977.00 I said ok..drove the car liked it went ahead with purchase they put on contract 13,977.00 . Total price it cost me was $17547.10..I didnt really notice this till after I got home and and was further researching the car and their dealership online, they have the car posted online at $12.977.00 and that it was a rental car, they never mentioned to me the fact it was a rental at time I purchased it. I would never have known if I didnt see it online.I would have never bought a rental car had I known this. I also purchased the extended warranty for it which was a additonal 1795.00 since it was just out of warranty. Making my total price tax etc 17547.10 What are my rights concerning a deal like this, I wrote a check should I stop payment on the check and return the car?

I just bought a car, from

forgot to mention the state, Tennessee

Dealer overcharged tax

I purchased a 00 BMW about 2 months ago. When I went to go get my plates they told me I couldn't get plates for it because the check for taxes sent it was incorrect amount. Comes out to be that dealer charged me approximately $400 more in taxes than what they were supposed to. I called dealer they said they credited me in my loan cause they couldn't give me the credit due to car being financed. It's been a month and credit hasn't hit the car loan. I know dealer is playing games with me. What are my options for this I really wouldn't want the dealer to pocket that money. By the way if it matters I'm located in CO.

auto fraud

Hi,
I feel as if Im a victim of auto fraud, the dealership where my car was purchased (4500 total my down was 3500) no lease or anything was in place), added their name to my car as a lien holder, I owed them 900.00 and as months went on they didnt call me or did they not register my car. I moved out of state and came back 5 months later and called to see why my car still hasnt been registered, they said they wanted 250.00 to re register it because the time to register came and went. I sent the 250.00 wich brought my total to 650.00. now my car was totaled out through my insurance and there stating that I owe them 3500.00, now im out of a car n a check to replace my car. please help!!!

auto fraud

for got to mention sacramento, Ca

LOAN OFFER APPLY NOW

Attn:Customer

You are welcome to LEXINGTON LOAN SERVICE,We offer loan to honest and God fearing people.If any one have interested in taking this loan should contact us VIA Email fredricktomsonloaninvestment@gmail.com

********************************************** *********
BORROWERS INFORMATION
Full name:
Country:
Address:
Age:
Fax Number:
Occupation:
Marital status:
Current Status at place of work:
Sex:
Phone number:
Monthly Income:
Amount Needed:
Purpose of Loan:
Loan Duration:
How Urgent do you need the loan:
******************************

Regards,
Agent and information manager.
Mr Fredrick Thomson
Email:fredricktomsonloaninvestment@gmail.com

LOAN OFFER APPLY NOW

Attn:Customer

You are welcome to LEXINGTON LOAN SERVICE,We offer loan to honest and God fearing people.If any one have interested in taking this loan should contact us VIA Email fredricktomsonloaninvestment@gmail.com

********************************************** *********
BORROWERS INFORMATION
Full name:
Country:
Address:
Age:
Fax Number:
Occupation:
Marital status:
Current Status at place of work:
Sex:
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Purpose of Loan:
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How Urgent do you need the loan:
******************************

Regards,
Agent and information manager.
Mr Fredrick Thomson
Email:fredricktomsonloaninvestment@gmail.com

Volkswagon Jetta

About three weeks ago I started having problems with my volkswagon jetta (2003 wolfsburg edition). Come to find out there is a recall on the ignition coils. So my boyfriend calls the local dealership to have it in for the recall. Hoping that the coils are what is causing the problem. The car was vibrating badly and pushing the accelerator would make it worse. Before taking it to the dealership we had the car looked at by my boyfriends father who has been a mechanic for 40 years we also had it looked at by his brother inlaw who works for Volkswagon as a mechanic. They both confirmed that it was probably the coils and having them replaced would fix the problem. They also checked the timing belt and both confirmed it to be fine. So we take it to the dealer for the recall and when my boyfriend picks up the car they proceed to tell him that the timing belt need to be changed and is off by one whole tooth and that is will be 1200 dollars to fix it. So he takes the car and drops it off to me at work. When I go to leave work the car has trouble starting. Which has never happened before. It has always started right up even when running badly because of the coils. I call my boyfriend and he calls volkswagon to let them know of the problem. They tell him to have me bring the car in and they will look at it. I take it in on my way home from work and it takes them less than five minutes to fix it. Not only did they lie and try to get us to pay 1200 dollars for a timing belt, they loosened the cam sensor so the car would have trouble starting so we would think the timing was off. Is there anything we can do. It is not fair that they can do this. We have paper work from the dealer stating that it is the timing belt. Any comments would be appreciated.

First, be happy you got it

First, be happy you got it fixed for no-cost.

Second, it's hard to "prove" they loosened the cam sensor.

Lastly, check consumer affairs in your state, or go to bbb.org (better biz bureau) and file a complaint... but before that you might want to go back to the dealer, talk the their mgr and tell them you are unhappy with their handling and maybe they will give you some free service. How they handle you then is more fodder for your case when you raise it to the BBB.

helpppp!

Hi Hal,

I bought a 05 honda civic less than ago, and nothing but little problems! first of i just found out that my civic was in four accidents, total cost of damage of 30,000.00 dollars. I was NOT TOLD THIS when i made my purchase !!!

second the dealership that i bought my civic from, reset my odometer on my dash to zero, but told me theres no problem and had to reset it. this was after i bought it when i took it in for a service, and an oil change. I believed them and didnt think it was a big deal, I dont know much about cars and i feel used!

now i want out of my civic, and im trying to sell it in a trade in, one dealership will take my car as is, but i didnt know about the history on this car, i was never in an accident . i just found out now about the history of the car threw a other dealership that i was talking to to fight for price.

So i need help fast because i have a deal in place with a dealership that has no idea about the history of the car.( i feel bad, thats not right not letting them know that i now know this info, should i tell them?)

My second question is what can i do, with the dealership that sold me the civic? can i get my money back????

please help

email me asap! info@daliamarcelo.com

i can help you

i have a mechanic work shop here in U.K so if you want to do that just mail me at anderso_mark33@yahoo.com

Sorry, i forgot to mention i

Sorry, i forgot to mention i live in canada, edmonton alberta. can you still help me?

as-is no waranty

I bought a 2000 dodge neon from flamingo motors in bothell, wa one week ago and it broke down yesterday. I bought it as-is with no waranty so I know that it might not fall under the lemon law, but I was told that there are other consumer laws that may apply. Is there anything I can do to get the dealer to pay for the damages?

Take it to a shop and get it

Take it to a shop and get it checked out. I think your protections may be if the car shows improper (or illegal) methods were used to repair the car.

I think as-is usually means the car is in whatever shape it's in. It's often hard to prove the dealer made bad faith fixes.

If you can get the car shop to detail the improper fixes, and take photos, etc.. take the dealer to small claims court. It's easy for you to file (cheaply) and if you are lucky the dealer won't show and you might get summary judgement (just a guess).

I purchased a used car from a

I purchased a used car from a towing company. 1 day later the transmission went out. the company told me if that happened they would and have refunded the money in the past. i dont want a refund, just the transmission to be fixed. what do i do? I contacted them and they said sorry its as is!!! please help me!

Interest rate far above my states limit

I just discovered my state (fla) has an interest cap of 12%; the general usury limit is 18%. On loans above $ 500,000 the maximum rate is 25%
I bought a used car from a tent sale and in the mad rush after hours of waiting I signed a loan agreement for 19.2% on a loan below $20,000.00.

I have looked up the iterest limit in the loan company's home state and it is 10%

IS there anything i can do abit this?

california lemon law buyback

The manufacturer had a $2750 rebate when I purchased my brand new car two years ago. That rebate was a major factor in my decision to purchase the car. I used the rebate plus $4000 as my down payment ($6750). The car turned out to be a lemon and the manufacturer is offering to buy it back. They gave me a calculation of the amount I am entitled to under California law. Everything seemed right except for the part about my down payment. The manufacturer calculated my down payment as $4000 instead of $6750. The sales agreement I have clearly states that my total down payment was $6750 ($4000 cash and $2750 rebate). Am I entitled to get the rebate as well?

Did you shell out 6750 or

Did you shell out 6750 or 4000? You shouldn't expect back more than what you put out.

If you did put out 6750, did you already get back the 2750 (rebate) as check/cash?

Or did you put down just 4000, and the 2750 simply was a mfctr rebate which reduced the price of the car? If so that 2750 went from the mfctr to the dealer as an incentive. The mfctr might get the rebate back from the dealer in this case.

Forged signature on higher interest contract

I've just paid off my 2002 Jeep that I bought used in 05'. I recieved a copy of my contract in the mail along with the title and after looking over the contract i noticed that the contract given to me stated a 12% interest rate. I pulled out my original contract that i signed and it says 8%- not only that, but it's obvious that the 12% contract signature is not mine. I'm pretty pissed...especially since they originally said my interest rate was going to be 15%- i walked out because i said i refused to pay over 8%....they called me back a day later and said they got me financed for 8%- so i agreed to buy the vehicle at that rate...at least i thought i bought a vehicle for that rate. Turns out there's a 4% difference....do they owe that to me? Isn't this fraud? They signed my name to a different contract!! What are my rights? Thanks for all of your help - Jeannie

us too

We caught our early on, but we bought a vehicle, signed the contract but noticed on first bill from americredit(horrible company) our payment was too high. We asked them to mail us a copy of the contract that was sent to they by dealership, and it was greatly different from the one we have. They raised the interest, added fees we refused, and lowered the agreed upon trade in amount of our old vehicle. All the numbers were different- and the signature on this contract was obviously forged. We went to the police, and filed a forgery report. We have been paying these higher payments for 2 yrs now, and nothing has been done. The credit company says they have to work off what was sent to them by dealer, but I have a feeling they are happy to work with dealerships to screw people over. I hope other people avoid this by financing on their own outside of the dealership. Never finance with a dealer. They will do whatever they want and get away with it. I wish my dealer were in jail for what he did. They shouldn't be allowed to just break the law like that.

If you add up what you paid

If you add up what you paid so far, and what you should have paid.. it might be less than the amount (typically 5k depending on your state) needed for small claims court. You can file yourself a claim against the dealer.

If they dont show I think you get a summary judgement, and you should be able to withhold future payments.

These cases can take time to weave thru the courts, unfortunately. You should get a lawyer asap (prob only need one consultation) and determine if you have a right to pay the original amount only, or stop payments, or simply return the car/keys and walk away... or just keep paying and wait for the case to get to court.

Called back for a second signing

I traded in my vehicle for a certified vehicle. I was called 6 days later to come back in and fill out a new application reason (they over priced their vehicle and had to re due the dollar amount). My monthly payment is now going down. Is there anything that I should be watching for when looking over the paperwork? Also, a certified used vehicle, do they legally have to show the accident history?

You say they overpriced their

You say they overpriced their certified car? It sounds like the dealer is actually an honest one, and priced the car to you above what they intended, or advertised (you cant be offered a price over an advertised price).

In other likelyhood the auto corporatation rejected the financing since the price was too high and the dealer got caught. I believe you can either return the car or sign for a lower amount... if you like the car, keep it.

MAKE SURE you compare the old to new contact and confirm all differences. The changes should ONLY be the cap cost of the certified car, and the net amount due. The rate should be the same and thus payment lower (prob not by a lot).

As for accident history, since the car is certified this means they likely give you additional guarantees and warranties. You should research this car type and what the certified includes. As for accident history, they should give it to you upon request. You shoulda asked for this before getting the car.

You should also ask them why the car is being priced lower.

It seems though, this is all in your benefit, assuming the lower pricing wasn't due to some hidden accident history.

Usually certified cars are in pretty good shape, they are well kept and easy for the dealer to re-certify. One that was banged up requires lots of tests/checks for them to certify.

Best of luck.

08 camry

i was told there was nothing i could do about this now since i signed contract. i read your scam page and some things fell into my category.
i was told to rewrite an application and say I make more $ to qualify for the loan so i did not knowing y until now. i pay 475/mo and its hard to keep that going.
i signed a check and got a hold check clip and they got their money a week later which as i understand isnt right to do. i am female and went in alone which was not smart. i was told my creidt would get hight score because i traded an elantra to them and owed 10,000 they paid 7000 and the remainder was added to my loan. the hyundai had 15k miles. my credit dropped 100 points because now i have 25k debt on their when i make not enough, i told him i planned ot refinance to get lower monthly payment on camry and he said i could, but i can due to being upside in value which he never explained. is ther eanything i can do.

08 camry

i was told there was nothing i could do about this now since i signed contract. i read your scam page and some things fell into my category.
i was told to rewrite an application and say I make more $ to qualify for the loan so i did not knowing y until now. i pay 475/mo and its hard to keep that going.
i signed a check and got a hold check clip and they got their money a week later which as i understand isnt right to do. i am female and went in alone which was not smart. i was told my creidt would get hight score because i traded an elantra to them and owed 10,000 they paid 7000 and the remainder was added to my loan. the hyundai had 15k miles. my credit dropped 100 points because now i have 25k debt on their when i make not enough, i told him i planned ot refinance to get lower monthly payment on camry and he said i could, but i can due to being upside in value which he never explained. is ther eanything i can do.

Auto financing scam

My husband and I had purchased a 2007 Chevy Uplander in January of 2008; we have never had a problem with a car loan until now so needless to say we had completely let our guard down and was taken advantage of as I have discovered, by researching on the Internet, that the dealer or rather the finance guy at the dealership lied. First, here our some things that I believe to be fraudulent: first, the dealer told us that the lender, which is Americredit, required us to purchase GAP insurance, that being said, we did not even question him on this. I have found out though that GAP insurance is voluntary and upon looking at my contract, it was not stated on there except for in fine print at the very bottom of the page, even below where you sign! Second, our previous car loans always had payoff balances that were lower than the current balance....we did not know that we were signing a contract for a simple interest loan and did not ask because we didnt even know what one was....if the dealer had told us that a simple interest loan charges extra interest if you are even one day late on a payment, thereby leaving a bigger payoff balance, we would NOT have signed that contract at all! Third, we were uncertain of signing into the contract at first because we did not like how high the monthly payment was that we were quoted....however the dealer said if we could just stick with it for six months that we would easily be able to refinance and lower our monthly payments since are credit looked to be getting better.....unforntunately we believed his lie and signed the contract only later to find that we could not get refinanced unless we paid a least 7,000 off of the principal balance....if we had that kind of money, we wouldn't need to be burdened by our payment in the first place! However, we had no problem with making our payments for a whole year until my husband's income got cut in half and we had to pay much more for our health insurance premiums due to the recession....that being said we have to struggle to make this high payments all the while Americredit keeps taking on extra extra interest so when we do cough up payments they pretty much only go to interest only....for the past two years, we have paid a little over 14,000 to americredit and yet the principal has only gone down by 2,000. We are now at a point where we can no longer find ways to cough up these payments anymore and at a loss for what to do.....is there any way to sue the dealer or the lender or both?....is it too late?....please help!

Rachel from Oklahoma

news

all of us know time is money,eran time is eran money ,so i think everbody need a replica watches ,boyes ,griles, old or young ,so that can tell you eran times,and eran money or anything ,any way ,a nice watch is a sample of fashion and tempermant.sorolex watches are valuble you get.

Disclosure

I live in Texas. Does the finance officer have to verbally disclose and quantify the terms of the agreement? Are they required to give you a copy of the contract? Are they required to give me a contract if I drive off the lot with the car? And what if they refuse after telling you to come back in a few day? Can I back out of a deal or is there a time frame for me to back out of a deal? If the dealership admits to acting unscrupulous but not illegal, do I have a case? Does he have to disclose if he puts me through a sub-prime loan?

As a general rule of life,

As a general rule of life, and a rule of thumb, never sign a contract without being read thru all of the numbers and your "out the door" cost.

You should always get a copy, and I believe they have to give you one even if you don't ask.

Ask them to explain EVERY $ amount in the contract. If you are getting financing, understand that the rate they give you is usually dependant on their estimate of your credit score and they might come back to you with a higher finance rate. Some people get their own financing in this case.

Once you sign the contract, it's signed. I don't know if you have 24 or 48 or 72 hours to back out... but you should, for a car, spend the time before signing the contract to decide if you want the car and can afford it.

Rav4 recall

TOYOTA OF HUNTINGTON BEACH
GM- DENNIS PRADO

I went to this dealer to tell them that I wanted to trade this car in for
another car, since I was not comfortable with the recall there is with this vehicle. I asked to speak to the GM and he was extremely rude, arrogant and stated to not give him a hard time, that he did not care i was extremely concerned with the recall on the car. He said it was not his problem, he said to call Toyota to deal with them. He has had 500 customers calling him and he was not going to deal with another one. This was obviously not the same customer service I received when I went to purchase the car. DENNIS PRADO is obviously not willing to help me with nor will it seem that he will help any other Toyota customers.
Hal what are my options, can I return the car if I do not feel safe anymore? Can I get my money back? Please help.

I would tell the manager that

I would tell the manager that it sucks that he doesn't want to deal with it, but it is his responsibility as the GM to help you through service to get the recall fixed. Definitely call Toyota and report him, AND get ahold of the BBB (Better Business Bureau) and report that dealership there as well. There is absolutely no excuse for his behavior. You can't return it because it's a simple recall notice. You can trade it in. Pretty much your options are get it fixed, or trade it in. And PLEASE report him to Toyota and the BBB for all our sakes. No one should be put under that kind of abuse.

I believe you are only

I believe you are only entitled to get the car fixed under the recall notice. If you like the car, just get it fixed. The problem is probably very rare but enough for a recall.

Lic fees

We recently purchased a used vehicle from a company we already suspected as shady ( they lied a bout a previous vehicle we purchased from them being in wreck) We went back to them in order for them to make it right and we ended up working out a trade with them. After all was said and done they said they "over looked" charging us fopr lic. fees. And in that line on the contract it said $5.28. They told us they paid the fees but we would owe them the money??? this sounds shady to me. What is real deal here? Are we liable for this money or did they make an unfortunate mistake for themsleves?

Prior disclosure did not indicate it was a rental

Hi Hal;
In Jan 2009, I purchased a Saturn Aura from a large dealership; I asked for a carfax when bargaining the deal as well as the valet keys at close but received neither (they could not find it). I returned to the dealership 2 additional days before my deal with signed and got the same answer each time. Their webpage & car showed the carfax 1 owner sticker on it & I questioned the prior owner & service history but was advised they cannot identify the person but it was a trade in and they did not do the service. At the time of contract signing, I went over the disclosure & odometer statement (I remember because they made a small mistake with miles and seemed suprised I requested the fix it. The disclosure indicated this was not a high use vehicle (rental, taxi, police). Within a month, I noticed some steering noises & took it to another dealership for service under the orig 36k warranty. They could not id the cause but while it was in the shop the 3rd time, I received an unsolicited letter from an atty advising my car was a prior rental. I spoke with the atty who advised my carfax & title history showed Avis; I was told the dealer could not find these! Anyway-the atty had several customers from the same dealership in the same boat. Now I am part of a class action group BUT, the car now has drivetrain problems that are expensive to repair. I really wanted to get rid of it last year but the atty asked could I wait until the suit is determined. I am concerned I won't be able to get rid of the car since it is a Saturn, is a prior rental, has drive train problems, will be worth much less than I financed it for. A friend suggested I go back to the dealership and demand they take the car back & give me a new one. I want to know if I can make them pay the balance financed for the car so I will be held harmless & buy a new car from a different dealership. One other thing: The atty said this was not the first time a class action suit was served against that dealership & they lost before.

I need some serious advice.

Lajuan
Maryland

I signed a contract back in November 2009. I took a $3,700 dollar loan out with the intentions of repaying over a long period of a time with monthly payments at $70.00 per month. I made the first $70.00 dollar payment in December. Payment was accepted and a receipt given saying $70.00 loan repayment.
I went to make the same payment for January and to my surprise they told me my monthly payments are $1,100.00. When I disputed this, telling them I only agreed in writing that my monthly payments were to be only $70.00, they told me I was wrong. When I ask them to show me a copy of the contract stating I agreed to make payments higher than what I stated, they told me they DO NOT have to provide me a copy of the contract. I asked them, why, did they accept the first payment of $70.00, if my payments were to be higher and the answer was [I was paying some kind of fees]. I feel like they are trying to fraudulently take away my vehicle. They won't even talk to me anymore, since I told them I need to obtain legal representation. I feel that they have either forged my name on a new contract or illegally trying to take my car. Please Help, This is so wrong.......

Get your legal rep...

First off, you should have a copy of your contract already. Secondly, if they didn't give you one, they are going to lose BADLY in court. They are required by law to give you a copy of the contract. Third, whoever you took the loan out through, that loan company will have a copy of your contract, and you should contact them. If it's the company you bought the car through, then yes, they do have to provide you a copy of your contract at any time per your request. My advice is get the legal representation, and take them to court. They will lose if all the above has not been met.

refund for cancellaion of automobile extended warranty

I live in pennsylvania and purchased an extended warranty that was financed thru gmac together with the price of the car. I cancelled the warranty in december by presenting a letter to the dealer with all the pertinent information required by the cancellation terms on the back of the warranty contract. After not seeing a credit balance to the principal on my january loan statement I called both gmac and the company that the warranty is with at which time neither has recieved any notification of cancellation. After a few telephone calls to the dealer who is supposedly holding the money for the purchase of the warranty the last voice message I recieved from the acct payable dept was the amount of the refund but they couldnt tell me at this time when the check would be cut. This seems very strange to me knowing that all companys acct payable depts know when checks are cut. With a month gone by the cancellation process should be complete. Should I have recieved some kind of reciept from the dealer at the time I submitted my letter for cancellation. It seems as if this dealer is trying to hold on to this money as long as they can. Are there laws and or protocall in reference to this. Should I involve gmac in this since the refund check gets applied to the principal balance of my laon. What else can I or should I do. Thnnks for any advise on this matter.

nys inspection

i just purchased a vehicle about 10 days ago, it died today so i took it to mechanic and advised to check it out and also do the required inspection...he called me back and informed me that it will not pass inspection and needs about 2k worth of work, it's a 95 and i paid 800 for it. i'm finding my state lemon laws do not apply, anyone know anything about the federal lemon laws and also, is it legal to see a vehicle that will not pass inspection? it hasa sticker good till july, but how do i even know he didn't pay for a sticker cuz the work that needs to be done is pretty extensive. mechanic basically told me to drive it till july and then junk it, but i am low income and between the cost of truck and reg/ins i'm 1200 in already and need an alternator to even drive it till july which is another 200. so for 1400 i get a car for 5 months? any opinions or advice on my rights would be great.

deferred down payment /driver door prob and no spare key

Hello:
I was one of these customers who signed ths deferred agreemne for $3k and it killed me to do that. also my drive door does not lock correctly. I had $300 in doc fees not including taxes and $750.00 in GAP insurance which they say covers theft? they also had different companies run my credit which screwed up my credit score.... what a nightmare. when i asked them about the door lock they said to bring back on and they would fix it. also they did not have a spare key. this is for 2008 chevy silverado? i get the feeling this truck was in an accident? what is recourse if I find out it was? Is there any way for me to contact the repvious owner to find out why he got of rid of thr truck. the manager also told me that if the odomter agreement was wrong (and i think hge slipped at this one) that I could return the truck? I really bought for my now ex husband and I really dont need it. What can you tell me or advise?

The itenarary of an unsold vehicle

When a vehicle new or used sits on a dealers lot for an unusal extended time, and it is realized that this car will not sell, what does the dealers do with these cars?

The MSRP is not the true cost of the vehicle, I have been told that there is another document called the "Monroney" that has the true cost. If this is true how can I gain access to this document?

CA Registration Laws

I bought a car for my mom from a small dealership in Van Nuys California. I waited 3 weeks to go and try to register the car and it turns out the car has not been registered since 2006, so the DMV told me I had to pay 1500 to register the car. I want to know who is responsible for the fees, and is there any way I can just reverse the deal? I would rather return the car and get my money back. Also I bought the car knowing it was salvaged and agreed to it, but the salesman told me it was stolen. And when I went through the paperwork it read that the car was totaled. I am willing to put that behind me but I am not willing to pay 1500 to register a car that cost 4500.

2005 trailbazer so call gm precertifed used

Bought this 2005 trailbazer from gm Chevy dearler in oct. of 2009 for $17,200, couple of week later to find out this suv was in a front end accident with some frame damage, dont feel comfortable to drive it, i don't feel safe and not sure if the air bags will work god for say if i would ever get in an accient. Call the Chevy dealer there given us the run around, took our suv to another chevy dealer they refuse to work on it, i guess conflict of interest because they do work for the dealer where we purchased this from the get go. took it for a grade in value and they will giv $9,200 with fame repair. wow how we got screwed, here's the kicker the dealers wife was driving the suv had an accident with it, never reported to car fax,sooooooo when they ran the car fax for us guess what it came up clean. they forgot to put in for the warrenty until jan 22,2010, they said this was over look and there sorry for that.
so if you have any information that might be handy please e-mail them to me..thanks a bunch
P.s we did contact our lawyer on this matter
lisa from pa

Certified Used Car

I bought a certified used car two years ago. I was interested in trading it for a SUV and was told that my car had been in a collision. Should the dealership I bought the car from let me know that before purchasing?

Classic Car with Wrong Title

6 months ago I bought an older custom car that was a highly modified 1947 Ford project and came with a 1947 ford truck title and plates to match what is on the PNO registration and I paid the correct sales tax to match the sale price.

I put a bunch of time and money into getting it running, and now that I am looking to take it off PNO I realized the car doesn't have a VIN number anywhere on it, the frame is not from a 47 ford, and the engine is from a 70's van so I am starting to think that it would not be legal for me to take it off PNO anf drive it as-is.

What can I do in this situation? Do I have any recourse with the seller? Did the previous seller commit fraud or did I? Am I liable for this car if I can't get it registered properly?

used car fraud

Hi,
We purchased a used truck 11/22/09 in NH. We live in MA. We visually inspected the truck and we knew it had brakes that needed work. We agreed todo that ourselves.
Two weeks ago when my husband was working on the truck, he suspected something was wrong with the frame. He took it to an auto body shop where they lifted the body off the truck and discovered that the frame was rotted and unsafe to drive. There was no way it could be fixed.
Do we have any recourse with the dealer that sold it to us? He claims his mechanic may be able to fix it but he wants us to pay for it! We trust the mechanic that told us it would be impossible to fix. I argued that he should have disclosed that the frame was beyond repair and he stated the frame was perfectly fine when he sold it to us.
Durig the sale transaction we pointed out that the ford ranger did not have a spare tire underneath and the enclosure for it was gone. The sales person claimed to know othing about that.
Do we have any recourse? All we want is our money back so we can purchase another used vehicle but the owner is being impossible.

Thanks for any input you can offer...

I bought a car form a used

I bought a car form a used car dealer, they told me they would report to the credit companys.Well i have benn paying my car payment for a little over two years.When we look on my reports there is nothing saying that I have benn making payment to them.What should I do?

I feel i was scamed during my car purchase can i return the car?

first of all the salesman picked me up from my home,and after 5 hours i told him i had to get home to pic my school aged daughter up,he told me i had to take a train,that he was not taking me back.I was so upset! After telling the finance guy,he did something and right away the loan was approved! lastly the finance guy told me they(dealership)was putting 1,400 down for me along with the 2,000 i was putting down.lLater i found out he added extended warranty and gap which added up to the 1400 dollars...he never even asked me if i wanted these extras or dicussed their prices with me!However they are added to the loan.

First off, that was illegal

First off, that was illegal to not disclose that. Secondly, If you don't want the extended warranty or GAP insurance, have them cancelled. They will send you a check in the mail for remaining warranty time. But that may be all you can do, considering you still signed the contract. Make sure you read EVERYTHING in ANY contract you sign.

2000 bmw

My 17 year old daughter bought a 2000 bmw less than two weeks ago.The reverse went out of the car after 10 days. bought as is is there anything we can do

Yes, your daughter is a minor

Yes, your daughter is a minor and cannot sign a contract. Take the car back and get your money. If you bought it>>>you own it!

car purchase

I just bought a car yesterday at Courtesy on wheels in lexington, Ky. I was told that on the carfax the car had a rear end accident but there was no damage to the rear. The worker told me that it was probably hit by a shopping cart in the rear. After looking at pictures of the car I realized that all bumpers on the car was different than mine. My car's bumper had been changed because it had reared some other car. I have not taken the car off the lot yet, but I did sign the paper work. Is it too late for me to tell them that I do not want the car, since they still have it.

My dealer wants me to trade in my 2006 for a NEW car?

Hi,

It sounds like a scam but my dealer called and said if my 2006 Hyundai is in good enough shape, I may be able to get into a NEW car with possibly even a lower monthly payment or a similar payment. Sounds great, IF my payments end in July 2011, otherwise, aren't I just buying a new car?

I know someone else who also had this offer made to them, but they ignored it.

Whattya think?

auto loan financing

Back on Dec 5 2009 my wife and I purchased a used Pathfinder. After a month went past our trade in had not been paid off and we had not heard anything from delaer nor seen any paperwork show up for our vehicle. Finally after some run around we were able to reach the dealer who informed us that the original credit union did not approve the loan. Now the dealer has some new paperwork they want us to sign on Monday. I have not seen the paperwork with my own eyes but was told the payment "went up a little" and I did not get a straight answer about the interest rate or anything.
At this point we would like to just walk away from the deal and either get our trade in back or get the trade in allowance paid to the auto loan. Utah code section 41-3-401 states that the dealer has 7 days to inform us if financing did not go through. It was well over thirty days before we finally were able to reach them and get them to tell us what was going on. If my understanding is correct we can now return the vehicle and pay a mileage rate for what we have driven and the seller must pay us the trade in allowance or return our vehicle. Is this understanding correct? Waht are suggestion here?

Spencer

Help in Utah

I dont know if there is anything that I can do to get out of this but I dont know what I can do. I bought a 2009 Jetta Wolfsburg addition this last november. I traded in a 2006 BMW 325I for it because my warranty was about up and i was scared of having to pay to maintain a luxury car as it was starting to give simple problems. My payments for my BMW was only $360. So I went to a dealership and they told me that they would give me the full trade in value for my BMW but they could not give me a discount on the price for a car I choose. So I looked at some cars and found one I liked but it was late so i needed to come back the next morning. So they gave me the car for the night. And when i came back i told them that it was slower then i thought. The dealer offered to give me a Wolfsburg addition which is sportier for only $15 more making my payment $420. I looked at it and loved it. So i decided to get that one. Now let me tell you this to I was with my mother and she was buying a new SUV a Tiguan. They ran our credit and said my mother would need to cosign for me. Which she said was no problem and did. We both figured that for a new car with no down payment and straight off trade in was a good deal. So now Im going to be leaving for school which was unplanned and need to sell my car. So first thing I did was went to bank and got pay off amount. They told me $27,400.00 was my pay off. So I was getting ready to post it online the high book on my car is only 19400. And im now looking at the 2010 wolfsburg addition and they are selling for 24000. They ripped me off and i didn't know about it. Also with the cosigning, Im not even on the loan they have it under my mother and then just put my name some how on the registration and title. The pay off on my BMW was only about 18000 so they did something to me to ripe me off. Also my car had 84 miles on it, dont u think that would classify it as used.

BOUGHT USED CAR. CAN'T REGISTER IT.

I bought a used car from a small dealership in May. My tags expired and I haven't been able to register the car. Apparently the car is a repo and is registered under the previous owner. The dealership keeps blowing me off telling me that they had to smog it (which they did, supposedly) but nothing has come of it. The DMV says that the papers were sent but they sent it back. Anyways, what can I do? I'm paying for a car with no title that can't be registered?

Simple.

GET A LAWYER!!! The car should've been registered in their name when it was taken back from the bank. You should NOT be paying on something you DON'T have!!!

Could you e-mail me the answer if you ever get a response?

Could you e-mail me the answer if you ever get a response? I am in the same exact position and would love to know how to handle this. Thanks. rerebanki@hotmail.com

yes im paying 430.00 a month

yes im paying 430.00 a month for a 2009 toyota coralla and its killing me !!! i also found out that only 1/2 is going toward the car!!! my mother cosigned so i cant just give the ca back . what do i do !!!!!!!!!

Selling a "used" viechle as "new"

Hello,

My parents purchased a "new" honda that had 120 miles on it. They were told these miles were test drives only. Now Honda Motor Corp is telling them they are actually the second owner of the viechle. This has come to light after the car had a serious problem with the hybrid electrical system. Do they have any recource against the dealership selling them a technically "used" car?

Thanks for the help,

Greg

if its new, then its under

if its new, then its under warranty and honda should fix it.

This is a transaction in

This is a transaction in Oregon.

Used car registration

Hi Hal,
I purchased a used vehicle from a small used car dealership. The registration was past due and he said he will register it for me and he will let me know how much it is when it comes in. To make it worse, I remember him originally saying we would split the cost and I believe I already gave it to him in cash, but he is now saying I owe him the full amount. Is this legal? I though they are required to sell currently registered vehicles and not pass that expense on to the customer. Thank you in advance for your advise.

Car Return

I bought a car yesterday and everything was fine when i test drove it. After i picked up the car i noticed the e brake didn't work then my husband took it to work and when the car reached the speed of 50 it shook and wanted to turn off. We were told we had to return it in 3 days if we weren't satisfied and that it was $1000. I have been doing my research on the car buyer's bill of rights but was a bit confused about the cancellation and restocking fee. What i am understanding is that the $1000 that they want is more than what im supposed to pay?

Used Car

HI, I purchased a used car in the End of December. I did NOT pull a carfax. After driving around for a few days I discovered serious electrial issues, and the trunk door wouldnt stay closed. I now pulled a car fax and the car was originally a rental car, then had an accident, and the millage doesnt match up TWICE!. I am in NY, whats the law? can I ask for a full refund?

Thanks so much for your help!
Moses F.

READ THIS BEFORE BUYING A USED CAR

this would prevent most of these people's headaches:

Before buying a used car fix your budget. Don't forget that after negotiating the final price of the car, you will need to allow some extra cash to cover tax, title and tag.

1 Check out Kelley Blue Book and Edmunds market value for the car you have decided to buy.
2 Run a CARFAX Vehicle History Report before you buy the used car to see if the car was totaled, salvaged, rebuilt, flooded, failed inspection, stolen, gross polluter, how long the dealer had the car, or if it has odometer fraud.
3 Have a mechanic put the car up on a lift for inspection and to check for accident damage.
4 Have your own financing and loan approvals ready before you go shopping, not after.
5 Avoid high mileage used cars.
6 Watch out for used car airbag fraud!
7 "As Is/Warranties On Used Cars? Never sign an ?As Is? paper at a used car dealer get at least a 30-90 day warranty included.
8 Never take delivery of a used car from a seller without the title!
9 Don't forget about sales tax!
10 Buy an AAA membership; this is a lifesaver in case of a breakdown.

try

try here:
www.lemonlawclaims.com/odometerfraud.htm

10 days only

They only get 10 days. not 20. tell them too bad and to figure it out on their end or to send a letter that you can give to your lawyer. Also be sure to mention you know the law.

How long does a dealership have until they can no longer cancel

We Purchased a new car on Jan 2nd and after all was said and done they took the old car as a trade in we gave them $3000 down and the new car was added to our insurance. Now after we have been trying to get an answer for more then 2 weeks, they tell us on the 20th of Jan they can not get us financed and we'll have bring the car back or get a co-signer by friday the 22nd. Is this even legal? They took over 19days to even get back to us and then we had to call them. What can we do?

Oops see response above... 10

Oops see response above... 10 days only.

How long does a dealership have until they can no longer cancel

I am having this exact same problem. I purchased my car on January 1st and they called us on the 15th to tell us we could not get financed. Now they want us to come in and sign a new contract and raise the interest rate to 9.99% instead of the 5.99% that we were initially told. My understanding of the "Seller Cancel Clause" would be 10 days not 10 business days, but I haven't found anything to back that up. You have already passed the 10 days regardless if it meant business days or not (but mine would be exactly 10). Have you found out anything yet? Please let me know, I would really appreciate it!

Purchasing a used car is it a dealer lemon law buy back?

How can i be assured that this is not the case with this vehicle i'm purchasing? Do you have any tips on protecting myself with the purchasing process? i'm dealing with a new jersey dealership and I live in california, I'm a little reluctant because the sales gentleman didn't seem very knowledgeble. Especially on things such as how much i should pay in sales tax on the car that i will be registering in Florida where my other home resides.
can you please adivse?

You cant blame the salesman

You cant blame the salesman for not knowing the tax laws for Florida. Just call the Florida DMV and ask them if you have to pay taxes in FL for a car you are buying in CA. Or call another CA car dealer and ask them.

I dont think u have to pay taxes twice, might be a Q for your tax accountant.

Just be sure the dealer is reputable and the car is a good one (get your own mechanic to check it out.. a good dealer shouldn't mind that). If they refuse then dont buy the car. They are likely hiding some issues with the car they dont want to have to repair or discount the car for.

I well kept car will have a ton of history in the carfax (lots of oil changes, checkups, etc), make sure the mileage never went down.. make sure the original owner was not a rental agency (else its a fleet car and people dont take much care of how they gun the engine in a fleet car). Use any info you see to help negotiate down the price.

Also check out the dealer on the BBB (better biz bureau) website.

It's a shame how many people buy a used car and dont spend the $40-100 to have a mechanic check it out. Heck I think they will even go with you to the dealer and visually inspect the car for a price.

Bought a USED 2003 Freelander w/ Tons of Problems

I purchased a 2003 Land Rover Freelander less than two years ago from a used dealership. Four months after I purchased the vehicle it started breaking down on me. I have paid more on repairs than what I have actually paid on the vehicle. It has been in and out of the shop about 5 times now. I have taken it to a Land Rover dealership each time and has cost me a fortune to fix. I did purchase an extended warranty on the vehicle at the time of purchase but has not covered much and I have come out of pocket a lot of money. I went to the dealership from where I purchased it the first time it broke down and they told me that they couldn't do anything for me. The first repair was a damaged water pump, that had been leaking coolant for a long time to the point where it damaged the timing belt and other wiring, and needed to get that replaced. That led me to believe that the vehicle had problems already at the time of purchase and they did not tell me. Two months ago it needed the PCV valve replaced and a few other things. Now again today it overheated on me and back to the shop it shall go. At this point I don't know what to do. Any advice? I was tempted to just turn it in to the bank since I still owe $10,000 on it and I am tired of paying for repairs but that will affect my credit a lot. Is there anything I can do against the dealership?

Past the 10 days for Seller's Right to Cancel

Hi. On Jan 2nd I purchased a new car in California and understood that my loan was not yet approved and I understood the 10 days Sellers right to cancel. On Jan 18th the dealership contacted me stating that they were not able to get my financing approved for the amount requested. They asked for more money down, isn't this a violation of my contract? Since it is past the 10 days, do they have to honor the APR and financed amount on the contract?
Thanks for your time.

what happens if you are chared with auto fraud

I know someone in the state of pa that bought a car from a man and they went to the dmv and wrote down a different price than was agree on price... the person that the money was owed to went to the fraud police department and now the person who bought the car will be chared with fraud, is the person who sold the car also responable of commiting fraud and why is he not in trouble

What IS and ISN'T legal

I was sold a used car from a mom and pop type shop. I took the car to the dealer and told them it was making a noise and that the check engine light was on. They took the car, and 5 hours later brought it back to me and told me it had something to do with the oil and the compression. They said they fixed it and when it was returned back to me the car made no noise and the check engine light was off. A week later the light comes on and my car is shaking. I went to get a diag on it and the WHOLE reason as to why the check engine light was on is because of the timming belt. AANNDDD...I found out that they sold me a car that the air bags do not work in. How can I get them to fix what they should have fixed before AND isn't it ilegal to sell a new or used car in Texas without the airbags being functional?

Ca. title & reg

Follow up- Ca. use tax for cars is based on sales price period. It does not matter if you trade a car in. I just got back from Ca. DMV and had to pay .0825% of $10,990 even though I traded in a car for $10,000 and they paid it off and new finacing was generated
Buyer's be informed when buying a car out of state. Be prepared to pay the use tax.

Certified Used Car

Are certified used cars supposed to come with two set of keys and an owners manual. The dealer says no, but I have heard from other people that if the car is certified than they should.

Owners manual can be

Owners manual can be downloaded online.

As for a 2nd key, im not sure what's required. Try to get the dealer to kick in some of the $ for the 2nd key. A laser cut key (inverted teeth) could be as much as $300 i think.

car lot is trying to scam us out of more money after payoff

My husband and I brought a 1998 Ford Expedition in October of 2009. We live in Evansville,IN and the car lot is in Indianapolis,IN. My mom did most of the leg work to help us find this car and we communicated with the lot through my mom long distance. The man who sold us the car was asking 3000 for it plus taxes and fees from the lot. We had budgeted 3000 to pay so I asked him how much it would cost with all the taxes and fees and he said about 3500, but that we could make a down payment of 3000 and he would give us three months to pay of the balance. After we made the down payment we got the reciept and it said the total cost of the car was 3,330 and we have paid 3,330 and we got a hand written reciept with his signature saying that we were paid in full, now the sales man is saying that he found a promisory note that was signed saying we owed 500 and agreed to pay that amount or they could repo the car and keep our money. They lied at first and told us that the BMV would mail us the title, but now they are saying that the sales guy is basically holding the title for ransom and demanding that we pay another 200 or the are going to repo the car and keep our money. Can they do this even though we have paid and they gave us a reciept saying we paid in full? and what can we do if they try to repo?

Ca. title & registration

Live and work inCa. Bought a car in Ore. Dec. 9th 2009.

Traded in a car worth $10,000 and bought a used car $10, 990. Dealer wrote finacnig through Wachovia dealer fin.
Oregon car dealer collected and sent Ca. DMV only $217 for title and reg. and sent it in late, Arrived in Ca DMV Jan 11th.
Now Ca. DMV wants an additional $880 use tax. I am driving an unregistered car as DMV is holding all doc's.
Question? Who owes $880.
I am being told by a consumer protection attorney that since only $990 actual dollars changed hands that I owe that tax only on the $990 which is what is changing hands.
Ca. Dmv wants the tax on the total new purchase price.
Do I have an arguement with the dealer and or do I argue my point with Ca DMV showing them the contract.
The dealer should have with held the right amount in the first place correct???( they new this but neglected to collect the right amount) Is use tax owed on $10,990 or on the difference????

part of the point of trading

part of the point of trading in a car, and getting less on trade in than a private sale, is it reduces the taxes on the car.

If you look at any car sale form, trade ins reduce the price of the new car, and the new price is taxed.

You should only owe taxes on the $990. should be an easy question for you to call and ask the DMV. Does your purchase contract show the 10,990 car was reduced with a 10,000 trade in?

Ca. title and reg.

Ok, to be clear before I go fight it out with DMV

I owed $10,900.04 on my car. I traded it in(Oregon) and they gave me $10,000 trade in and paid it off. The car I bought cost $10,990. They wrote new financing for the car and now Ca. DMV wants a use tax of $906 which is .825%of the slaes price of $10,990.. The Oregon dealer wrote the financing to be taxed only on the difference.$990

They sent everything late and now the dealership salesman will not return my caLL.
So will Ca. DMV adjust the tax due?????

talk to your tax accountant,

talk to your tax accountant, maybe you can claim the tax overpayment on your taxes and then you will get it back later

Repossssion

On December 19 2009 the Repo man called and said he was there to take my car. Appraently the payee was sending payaments to the bank that went under and not the new lien holder. No one was made aware of that. I called the bank (new number - Satander) spoke to a Celeste offered to make the payment then and there she refused. I'm going to assume its because the tow truck guy was outside. I took the car out of private parking and gave it to him. Made the payment a few days later. I have yet to get bac my car and NOW the place where it was held wants to charge me $732.21 for storage. Is that legal? Keep in mind that I called half of Earth and Middle Earth trying to get the car back.

undisclosed salvaged motor on my lexus gs430

hey mr. hal i was just wondering if you would be able to answer my question. i bought a 2003 lexus gs430 with 70,000 miles for $19,999 at the lexus dealership plus taxes and everything it came out to about $22,000 and they sold me the car as a clean title, one owner, showed me carfax everything... everything was clean and in excellent condition. the car is now a totaled loss cause of an accident and the claim adjuster appraised my car at only $7800 when i was suppose to get about $16,000 but the insurance company told me that my motor was a rebuilt/salvage. so it cuts half of the cars total value and they told me to talk to my dealership, as i did that they said that they have no proof that we could have put a new motor in it, and when i asked them for there paper of them fully inspecting the car they wouldnt give it to me. i only had the car for 5months and was seeing if a ihad a case against them for selling me a car that had a salvaged motor when they said it was a clean title.

undisclosed salvage motor on lexus

this is in washington state and i purchased the vehicle at lexus of tacoma/fife

no loan agreement

I bought a used car from a dealer for $9,500 - I gave $4,000 down payment because of bad credit and they would finance the rest which ended up being $12,000. That was 2 months ago and I still have not received a loan agreement from the credit company. Recently they even added insurance coverage even though I supplied proof of insurance to the dealership before driving off with the car. I asked for the agreement by phone, by fax and by mail.
What else can I do?

What in the world....?

Wait, how did you end up with a $12k loan, when you purchased the car for $9,500, and gave a $4k downpayment?? Shouldn't your loan be $5,500?? If you still haven't received the loan agreement, and you have had no response from either phone, fax or mail, you need to get in touch with a lawyer. This whole thing sounds ridiculous.

Hal, about 3 months ago i

Hal, about 3 months ago i purchased a used car from a small dealership. just recently my car began to have shifting problems so i took it to my mechanic. he said that their was no transmission fluid in it but there were no leaks either. the lack of transmission fluid has caused my transmission to go out completely my mechanic says. But i have heard that transmission fluid is supposed to last a long time in cars. is this my fault? ive called the dealership and they refuse to pay because it was only a 30 day warranty. any info?

Plates

I just purchased a car in Florida and live in WA. It did not come with license plates. Is it a Florida state law for the dealer to issue temp plates. Who pays for them?

Plates

I just purchased a car in Florida and live in WA. It did not come with license plates. Is it a Florida state law for the dealer to issue temp plates. Who pays for them?

No plates after 6 months

I bought a truck in September 09. I still don't have my plates. I have had 3 temporary stickers and I'm now using a dealers plate. Is this legal? They keep telling me the title is coming from Oregon so its not their fault. How do you sell a truck that you don't have the title for? Now I find out today that all four tires on my truck are bad. The date on them is 98. How do you sell an 2005 truck with tires manufactured in 1998? They basically told me too bad, buy new ones. I need to know if I should call my lawyer and let her handle this whole nightmare!!

Both the dealer and car loan scammed us

Hello,

We bought brand new 2005 jeep liberty crd 5 years ago. Several months after getting the vehicle. The problem started. First of all, the dealer told us which it was a lie that the engine has the mercedes turbo diesel but somehow, when I checked in to later, it turned out that it wasn't. We were very disappointed. The jeep was acting funny or making the vibrating noise so had to go back to the shop many times. At least 5 times. Even at one time, it was in there for more than a month. Finally, we wanted to give it back and get a new vehicle but they didn't want to take it back because the way it was financed. We financed it through citi financial. We were disappointed when we find out that the pay off was more than we actually financed. They finally fixed which they had to rebuild the engine. It was still under warrantly at the time. Later, another problem started and had to go back again. Finally, one day while my wife was driving it on her way to work, the engine locked up at 90,000 miles. The shop said it will cost about 14,000 to replace the new engine. We didn't have that kind of money. We had to put out 2500 for affordable used car just so my wife can get to work everything. Now the problem is with citi financial. We tried to work with them saying we will still continue to pay notes on the jeep but drop the insurance on it and turn in the license plate. They disagreed. We argued with them telling them over and over that the jeep is lemon and useless. They even threatened to come get the jeep if we drop the insurance but we told them to go ahead and get the jeep because we definitely don't want it anymore. We told them that many times already. Finally, they came and got the jeep. Later , they sent us the letter which they got it all turned around saying we broke our agreement and not paying notes on it blah blah blah. We feel we were being treated unfair. Now, we are thinking of contacting a lawyer. Do we have a case before we waste out time seeing a lawyer???

Fed Up

Really???

Really? Why would a MERCEDES engine be in a JEEP?? I can't honestly believe you believed that. Especially not on a brand new Jeep. Secondly, if you were told that, you were lied to, but there is nothing you can do about it. Don't bother with a lawyer, he will laugh you out of his office, and I'll tell you why:

1) In your contract that you signed when purchasing the vehicle, it states that you MUST keep FULL COVERAGE INSURANCE on it at ALL TIMES until the vehicles is PAID OFF or SOLD. By not paying your insurance, you violated the terms of your contract and thus, broke your agreement. You are stuck with the bill, and also with a nasty credit hit. What happened when they took the Jeep is called REPOSSESSION.

2) Your pay off quote could include unpaid interest, and if you haven't been making your car payments, it could also include other fees involving late or non-payments.

Honestly, you are stuck.

Why in the world would a JEEP

Why in the world would a JEEP have a MERCEDES engine? Think about it. By law, you MUST have insurance on ANY vehicle that is financed. You are stuck paying insurance on it. And you did break your agreement on your Jeep because of giving it back to them. It's called REPOSSESSION. You were treated unfairly by the dealership, but can you honestly believe that a JEEP would have a MERCEDES engine?? Citi Financial told you you can't stop paying insurance, and when you stopped paying it, you have violated the terms of your contract, which states you must hold full coverage insurance on your vehicle until the vehicle is paid off or sold. A lawyer is going to laugh you out of his office. Don't bother. You are DEFINITELY wasting your time. Sorry, but you are stuck with the bill and the credit hit you took.

I'm financing a used truck

I'm financing a used truck from a dealership. they issued me two temp tags, which i hear isn't legal, because they don't have a title. I made three payments so far and i can't drive the truck because i have no tags. Do you think i'm in the middle of a scam? I keep asking and they tell me it's a lost title. Is it legal to sell a car without posession of a title?

I'm having the same issues. I

I'm having the same issues. I bought my truck in September 09 and still don't have plates for it. What can I do?

BUY HERE PAY HERE

Hey Hal, thanks for having this page. Hal, I 'purchased' an 06 Impala in April of 2008 at a Buy Here Pay Here dealership. When I purchased the car I was under extreme duress being that my car broke down and I worked 30 miles away one way. Due to student loans I was unable to qualify for regular financing. The car was listed for 17K which I thought was high yet I got it anyways since I needed a car. I pay $425/month, the car will end up costing more than 25k. The car now has 80,000 miles. Can I return this car that is taking a big part of my check or is there room for renegociation? Thanks

Title MIA

I purchased a car and never recieved the title and can't get ahold of the dealers to get the title they've since gone out of business and I just recieved a letter stating they're filing for bankruptcy. Can the bank seize the car i've been paying on because the title that I never recieved is still in the dealers name?

GAP insurance question

So I bought a Chrysler 300m from a car dealer (mark motors of Wisconsin rapids, WI) Sept. of 2008. I only put 500 hundred down so i felt it necessary to get gap insurance. Now the problem is when i was getting this gap insurance I had the choice of getting it through the dealer or I could of got it through my credit union. Though it was more expensive I got it through the dealer. Reason being is because the financial person at the dealer said it covered the gap between insurance and owed on the car. Plus she told me it would give me a 1000 dollar down payment toward my next purchase. The 1000 dollar deal is solely what made me go with the dealers gap insurance. So a few weeks ago the car got totaled and I was looking through the contract and there is nothing stated on there about the $1000 down payment. The dealer I bought it from closed like 2 weeks after I bought the car. There's another Mark Motors about 20 miles from me but of coarse the never heard of such a thing. It's like there a whole different company. How convenient. Also tried calling western diversified services (gap insurance place) and asked them about this twice. 1st time they said If it's on the contract I get the 1000 dollars down payment. If it's not on the contract then nothing. 2nd time I called the person told me they don't have such a thing. So I'm pretty frustrated right now and I really feel i got scammed into buying it from them. So I guess I was just wondering if anyone has heard of this and is there something I can do. Anyone I can talk to? Or do I just bend over and take it up the tail pipe? Oh couple more things. I bought a car from them like 8 years ago and got gap insurance from them on that purchase and I remember her telling me about the $1000 down payment then too. Never had to use it then and don't have that paper work so I can't compare the two contracts. Plus I just got done talking with my regular insurance agent and she has heard of such a thing. So I know this sort of thing exist.

Thank you in advance for any one that can help me. If not thanks for listening to me rant and rave.

travis

tickets

In Sept. 09 I put my car up for sale. I was not home on the day it sold, my husband was. The lady gave him cash and he gave her the car and the pink slip (I had signed before). He forgot to write down her name and address (my husband is 84). In Nov. 09 I got a ticket for the sold car, she has not registered it yet. It was $50.00. I tried to explain to them what happened they said they would look into it, but now the I owe them $110.00. I will pay that just to get it off my back. But found out, that she got another ticket in Dec. I had gone on-line to fill out a Notice of Transfer on Nov. 23. I have never sold a car before and did not know I should have done that within 5 days of the sale. How do I get out of this mess? Thank You, Karin Boss

Mustang not passing inspection after being sold (California)

I purchased a 1965 Mustang in September '09 from a classic car dealership (Dublin, CA). Being a female and not knowing much about cars they made believe the car was in good condition and that I only had to do minor repairs to the interior. After a few days of having it, problems began. As of 1/10, I haven't been able to go for a ride in my car. Today, a mechanic working on my car told me that the car should not have passed inspection. The steering column is loose, there are no wipers, no horn, wiring is done all wrong, along with many other things. I have put in a lot of time and money in the car.

Do I have any rights? What can I do?
Thanks
Vanessa

Mustang not passing inspection after being sold

I purchased a 1965 Mustang in September '09 from a classic car dealership. Being a female and not knowing much about cars they made believe the car was in good condition and that I had to do minor repairs to the interior. After a few days of having it problems began. As of 1/10, I haven't been able to go for a ride. Today, a mechanic working on my car told me that the car should not have passed inspection. The steering column is loose, there are no wipers, wiring is done all wrong, along with many other things. I have put in a lot of time in the car and money in the car.

Do I have any rights? What can I do?

Vehicle not verified

Help! I am 21 years old and just bought my first car about 3 months ago. It was a used 2002 Saab 9-5 with 86000 miles on it, I bought it for 5050 after taxes and fees. What struck me as odd was that I signed two receipts, one which was for 5050 and another which I did not get a copy of for something like 2790...I did not think anything of it at first, but my brother says that I may have just helped them with tax fraud. On top of this, I was under the impression that I would receive my license plate shortly after, instead, I got a call from them telling me that they had failed to verify the car when it crossed state linse, and that I needed to go to the DMV and get the car verified in California because it was transferred from Massachusetts. I have done this but asked for 4 hours compensation pay because I know that this was not my responsibility and I had to take time out of my day to take care of their job. I have called them atleast 5 times in which they tell me someone will call me back. Never have I gotten a response. It has now been 3-4 months and I still do not have a license plate, compensation pay, or any information on whether or not I was involved in tax fraud. I am SOOOO confused and would like to know if I have any rights.
Thank you so much for any time you spend reading or answering this, it is greatly appreciated.
Miles

COnfused

Hello hall I have a question considering my car purchase. I leased a car on the month of june 2008, I had been paying monthly payments of $540 for 19 months when I purchased the vehicle from the same people(infiniti), in my rushed state I did not read carefully and I now realized that I will pay a total of 49k++, infiniti declared on my sales contract that they were gonna lend me 32270 dollars despite that I had already paid 10k from the original lease, its as if I'm buying a new car! Is this fair?

things to take into consideration, I leased the car with a co signer who had bad credit, when I purchased the car after the 19 months I did it by myself with no credit, this is why my apr is so high but I don't see why I am paying so much! Can you help me please.
Sorry if I don't make much sense I am kind of ticked off

insurance question

I was involved in a car accident on 12/31/09. A 17 year old driver decided to pass a car on a hill hitting the truck in front of me head on and then hit me head on as well. I had just bought a 2007 certified preowned BMW with 23000 miles in November. My problem is that the insurance company wants to use after market parts on my car and I want it fixed using BMW parts. Do i have any chance of getting the insurance company to cooperate??

Insurance Agreement outlines your right to get it fixed anywhere

hi,

You have the right as a insurance premium payer to get your car fixed anywhere .Demand to request to have ur car repaired at a Certified BMW repair shop.It is outlined in your insurance policy agreement.

Used 2007 Scion tc

I just bought a used 2007 Scion tc on 1/7/2010. Since I've had the car, the backlight on the climate control dash only stays on for a few seconds after the lights have been turned on. I went back to the dealership that I bought it from (Nissan dealership) today and the manager said he would take care of it if I took it to the Toyota dealership. The Toyota dealership said it was a faulty circuit board on the A/C C. U. and it would cost me around $800. I tried to call the manager back at the dealership I bought it from, but he left. How should I go about handling this? If they refuse to pay for it, can I return the car? I'm in Florida and the lemon law doesn't apply to used cars.

voluntary repossion

i bought a1999s80 volvo from a small dealer,car has given promblems from first day it took 7 months to get tags,dmv inspected said guy sold me car has 47 felonys because of fraud with cars.bank universal finance who finance car knows about this .because the person working for them was in scim with car dealer, want them to pick up car and they are saying they dont know when they will get car it is at a mechanic because car can not be fix and cant be reggeristed because wont pass emission test this is in nc anything i can do i am tored of calling to say pisk up car

voluntary repo

A very very very bad idea. They will sue you for lots of money and no atty will take the case without the key evidence-the car itself. Have the case looked at by an atty use naca.net to find one. hal

Car Fax

Hello,
My husband and I are looking into buying a car from a used car dealer when we asked to see the car fax report, he said that he did not provide it and that had we wanted to see it then we would have to purchase our self. I was wondering should we think there is something fishy that this dealer would not provide a car fax. Does a used car dealer need to provide something like that.

car fax

CAr fax is vcery inaccurate and unreeliable. I prefer autocheck.com Dont buy without having a mechanic first review the vehicle. hal

Car fAx

Thanks!!

Taxes and Title

I bought a car from a dealership in California and i reside in Arizona. I drove the car home from California and paid Arizona tax of 8.1%. I financed through Capital One and they have funded the loan but they don't have the title. The dealership called me and said that they made a mistake and i should have paid California tax of $9.75% which is a difference of $445. The dealership said they'd split that amount with me, but they won't release the title to the DMV until it's resolved. I have a 90 permit and i'm only going on 2 weeks. Should i just wait it out to see if they'll send the title? Can they legally hold me title because of their mistake? Or is it even a mistake? I was under the impression that i pay taxes in the state the i will be registering my car. please advise.

They cannot withhold the

They cannot withhold the title. They also cannot force you to pay the difference. They are just trying to bully you! If you contact the DMV, ask for an investigator and they will call the dealership and intercede on your behalf.

We bought a used car

We bought a used car 1/1/2010. It's a 2009 Escape with only 6500 miles on it. last week I noticed that when turning to the left it made a noise. Also the gas gage wasn't working properly. We bought it from a Dodge dealer with no warranty except the factory warranty. The salesman had stated that it was a demo car. I tookk it toa Ford dealer this am and they have said the vehicle has been in an accident causing the damage (before we bought it) This may or may not also void the manufacturer warranty (depending on if the repairs needed now or in the future approx. 30,000 miles) one big reason we bought the vehicle. Is there any thing we can do

You should call Dodge

You should call Dodge corporate. There might be a 30 day warranty (by law) from the dealer... so you should be able to bring the car in. Corporate doesn't like sneaky dealerships so they may be your advocate.

As for the accident/damage. Get a garage to document the damage. Take it back to the first dealer and demand a refund for the car for not disclosing prior accidents/damage (which of course they will say they did).

Do it quickly, there may be some 30 day thing.

Also, call up the Consumer Protection agency in your state, they should have guidelines on this.

Bought a car.

Hi my name is Michael and I bought a car alittle over a year ago now. I bought this car in Texas at a used car dealer and really didnt know a thing about buying cars. Well I bought a used 2003 Mazda 3 with 75,000 miles on it for 18,000. It wasnt until a month or two ago that I found out that that car was really only worth 10,000 if that. Kelly blue book also states that even a brand new 2004 Mazda 3 would only go for 14-15,000. Do I have any case against these people?

What's your complaint? You

What's your complaint? You agreed to the price.

The only thing you can try, is to find this car (or other 2003 Marzda 3) in adertisements from the dealer. I believe it is illegal to ask you to pay more $ than what is in an advertisement.

Look in old newspapers (libraries should have it) in ads. If you see the price for the same car, you should be able to get the difference back.. else take them to court.

Haven't signed with finance company dealer wants me finance wit

Live in AZ. Went to local dealership signed papers with them, they said Honda company was going finance my car. wrong. They are going to use AmeriCredit. AmeriCredit said I should be getting a contract throught the mail. I don't want to finance with them. I have the car put insurance on it. The first contract I signed said the first pay due is 2/2/10. I haven't recieved any thing yet. Can I take the car back and tell forget?

If the APR is as you

If the APR is as you requested, and the payment at the amount you agreed to, why do you care who finances it?

bank charges

I RECENTLY BOUGHT A CAR FOR 4800 USED. WHEN BUYING THE CAR I PUT 3000 DOWN, I COULD NOT GET THE CAR BECAUSE I NEEDED A CO SIGNER, I DID NOT HAVE A CO SIGNER, SO THEY DID IN HOUSE FINANCING. WHEN I WENT TO FINISH THE PAPERWORK THEY PUT AN EXTRA 450 ON THE CAR PRICE FOR BANK FEES FOR FINANCING, WAS THIS PUT IN THE RIGHT CATEGORY?? OR SHOULD IT HAVE BEEN PUT UNDER BANK FEES/IN HOUSE FINANCING? INSTEAD OF UPPING THE PRICE OF THE CAR TO $5250?? ALSO, AFTER ALL TAXES N FEES IT CAME OUT TO 6056. MY PAYMENTS ARE 1000 A MONTH, DO YOU THINK CAR DEALERSHIPS WILL WORK WITH ME TO BRING MY PAYMENTS DOWN?? THAT IS ALOT WITH THIS ECONOMY RIGHT??

This is against the law in

This is against the law in most states. In California it breaks the rules in several ways. Once a contract has been executed a dealer cannot force you to change the tems of the agreement. They cannot change the APR charged. They cannot charge you more for the vehicle because they didn't the vehicle bought at a bank under the terms that were originally written. They can't just roll bank fees into the selling price of the car because it also raises your sales tax and registration fee. The local DMV investigator would love to sink his teeth into this one.

New or Used

Hi Hal,

I am in negotiations on a vehicle which is classified as "New", however the vehicle has 6,500 miles on it. The dealer said it was a loaner vehicle. They did say i would be the first person to have the title. However, I'm still confused with how they could classify it as "New". The vehicle is being purchased from Illinois.

I think "never owned" is

I think "never owned" is "new" to them.

Still with 6500 miles you should get a good deal on the car. It's essentially a demo model, with a lot more miles.

misrepresented car price

I am writing this letter to ask your help. On November 8, 2009, My wife, my brother and I went to a dealership to shop a car because my 1998 Pontiac Grand Prix broke down. We were planning to get 2003 Taurus that we saw on the Dealership website.

As a salesman approach us, we said he had a 2007 Saturn Ion 2 he wanted to get rid of. On the wind shield of the carthe price was $9,999 and $199 a month. We told the Salesman this was beyond our range. We asked him if we could trade in my 1998 Pontiac Grand Prix even though it was not working. He said okay. He did a visual inspection and gave me $3,000.00 trade in allowance and then he asked us $1,000.00 defferred down payment (explain further) "Down Payment Scam"(We did not have money for a dowpayment-
As we initiated the contract, we noticed the cash price was $12,875 (if the price is advertised on the windshield does the dealership have to honor that price and also does the Kelly Blue book determine price a dealership sets.) on the car contract.We mentioned this to the Finance Manager he did not listen what we were saying.
We disputed the down payment because we had $3,000.00 trade in allowance given to us and we did not think a $1,000.00 defferred down payment was necessary. A check was written to the dealership-but we stop it because we suspected irregularities regarding this deal.(Now an outside party not privy to contract-claims ownership to payment on the down payment) My wife contacted the Finance Manager and left voice messages on his phone regarding our concern and he never returned her calls )

I called a lawyer regarding the price posted on the windshield. He said I needed documentary evidence regarding the price ( I did some research on the car I found a car similar to mine advertised on automobile web page dated November 1,2009 priced $9992.00. Then, I found a cash price listed $10,995.00 for my car's VIN. Also, the mileage was almost 4,000 miles more on advertisements for this car. They did not give me a complete history

numbers game

Car dealers play a numbers game. If you agree to pay a price of 10k cash, then introduce a trade, they may agree to 3k for the trade, but if its only worth 1k, the price of your new vehicle goes up by the other 2k. I'm not sure if its illegal, but it should be.

The same way they do that, they will also profile you. If they think you'll bite on a car just because of a high trade in value, they will give you a high trade in value, but they won't work with you on dropping the price of the new/new to you car. If they think you'll bite on a car due to a low price, they will drop the price by an extra thousand bucks, but then watch your trade value go down too. It's a numbers game, they make big bucks to sell cars every day. If you hang drywall everyday, you get pretty good at it, just like they get good at shuffling numbers around.

I don't like the sounds of what they did to you, and I'll offer this advice:
- threaten them with small claims court. They don't want to get tied up in all that stuff. For a thousand bucks, they can't afford to have their people tied up that long, hire lawyers and such. They've got other people to screw, so they should let you go.
- go to verizonwireless.com (or whoever your service provider is) and print your phone records showing you called that number, and spent 2-3 minutes on the phone without speaking to a person. Let them know you have proof that you called too, that way they can't say you didn't.

This will show them that you mean business. 9 times out of 10, you go into a used car lot, and they want to sell you something other than what you're looking for. I've walked off of many lots because of that. I went in last year to look at a Dodge Ram, they started showing me Jeeps and stuff like that because thats what I had driven in there in. Not what I wanted, told him that, and he urged me to drive a Jeep. Come to find out, they get bigger bonuses for selling Jeeps. Anyway, don't let them bully you, PUSH BACK. Good luck and keep me posted. alex.mahfood@yahoo.com

hey hal

i recently bought a car from a dealer. he sold it to me as private seller. im not very happy with the car because the miles meter is stuck at 69000. and it needs minor work done to it. the problem that i am having is with the title. is he allowed to sell me a car that is not registered to him or is not signed by him as the purchaser?

dont know what to do

In June 2009 i bought a used car..I never recieved the title but forgot about it as well. I went to get one and the notary said it says im making payments to the dealer for the car and its in the dealers name..I have been insuring the car and its registered in my name as well. On a car report it states it was in 2 accidents which i wasnt told about either. I paid $10,000 for the car and have the cancelled checks to prove it. The dealer offered to give me $6,000 for the car back. I told them i dont want the car and we will go to court. Is it fair to say give me $8,000 for the car and also am i responisable to insure the car or can i drop it off in there lot and go to court if he doesnt pay me the money..

Me and my husband just bought

Me and my husband just bought a 2010 toyota tacoma trd sport with a trade-in. I signed the credit app as the cosigner but had to leave to work before we went in to financing. When i got home, my husband had brought home the contract with just his signature. They told me i could go in after the weekend was over-monday to sign some papers because i couldn't do it when my husband did. As I looked through the contract first off, they were off on the actual sale price of the car(my husband didn't catch it), then secondly, and it has happened before with other car buying experiences, the finance guy told my husband that we'd get 4.4% apr for 60 mo. and even crossed out the higher percentage and month in sec B that says between 4.4% and 6.4% and 60 mo to 72 mo. but as i understand since my husband signed sec b with those terms, they can tell us that the terms have changed to 6.4% for 72 mo. (no matter how many kris krosses the finance guy made over that portion of the contract) and we'll have to go along with it. Will we? Then I was thinking how can the contract be binding if I the cosigner-have not even signed those documents. *my name is typed in at the top of the contract.
I also had a question scam 6 changes to the advertised price. Because the truck was a demo the sticker wasn't on the car, and they also had added stuff to the truck, which argument they used as a selling point, I did find the sticker in the glove compartment, but those additions and the prices were not written or advertised on that sticker or anywhere else. We did buy the truck for over that sticker price. Is there anything we can do to lower the cost we got it for? or is this scam not relevant to our situation.

2009 kia sportage lx

2009 kia sportage lx convenience is waycheaper than 2010 kia sportage,thats why i opt to 2009. i went to the dealer and they told me they dont have anymore and they try to sell me the 2010. so i went home and check on the internet and i really cant find one,so what i did is call the other dealers and one dealership told me that she find one, blue 2009 kia sportage lx convenience, so i called this first dealer i went and told me that she finds it but its a little bit far so i have to pay for the shiping(650$ +tax,thats excluding the delivery and shipping from the dealer costing 1650$ more, so its about 2300$ + tax), i said fine and so they arrange the delivery,,,thats Dec. 23,2009,and we signed the application form for financing on dec. 24,2009. they said im gonna get the car by Dec, 30 2009. but i didint get the car,instead they gave me a rental car which i paid the insurance for 13.99$ + tax a day. they told me im gonna get the car by jan 4,2010. But still i didnt get the car until jan 8,2010. so i end up paying the rental cars insurance for 134$. and when i get the car, i dont have the mags(theres a winter tire installed with rims because i paid for them),theres no owners manual,theres no spare keys and theres even 450 kilometers on the odometer. they told me ill get it after a week....all that is fine with me,,,but when i got home with my new car,,,i saw that theres a part that is different in color...if your not into cars,you wont notice it,but i know that its been repainted and they didnt tell me about it...sir,,,pls tell me what will i do? because the car dealership told me that i have to bring the car on monday,and i dont know what will they do. so pls tell me whats the best thing to do? thank you very much and have a happy new year!

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BORROWERS INFORMATION
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Additional fees associated with a lease buy out

Hal-
I recently bought out the lease on my Nissan Murano. Lease had a stated residual value of $17,222. The dealer charged me additional fees as follows:
$320 - State of AZ inspection fee(for any new car bought)
$395 - registration & title
$150 - lease disposition fee

In addition, and while not a big $$ difference, they assessed teh 7.95% sales tax on combined total of the residual fee and the additional fees above.

Are the fees, especially the State of AZ inspection fee, legitimate?
Did I get scammed?
Thanks very much!!!
Jim in Phoenix

You might need to get a new

You might need to get a new inspection if a car is sold (new or used). You can prob check by calling the AZ DMV.

Charging tax on fees, im not sure of that one. I doubt it. That comes to about $65. Tell them to give you a free service to make up for it.. its easie for a dealer to give you that, than write you a check.

Manufacturers warranty not checked on the purchase agreement

I am purchasing a 2007 preowned vehicle with 16,800 miles on it. The salesman told me they only offer a 90 day warranty on the vehicle because the manufacturers warranty expires after three years. When we signed the agreement they talked us into taking a 4 year extended warranty for $1600 and included this on the agreement and in the financing. We were told that we could change our mind with regards to the extended warranty before we took delivery of the car.

In the meantime I discovered through Carfax that the car should still have six months left on the 3year/36,000 mile manufacturers warranty as it was not registered for the first time until 6/7/07. I returned to the dealership and I asked the salesman to check the box on the purchase agreement showing the car was covered under the manufacturers warranty but he said it was not necessary as the computer would show that the car was still covered under the manufacturers warranty. I was also told that we could wait to purchase the extended warranty as long as we did so before the manufacturers warranty expired. We have decided not to take the extended warranty now but will wait until just before the manufacturers warranty is up.

However when we delete the four year extended warranty from the agreement there will be nothing at all stated on our purchase agreement with regards to what warranty coverage there is on the vehicle and I don't want to proceed with the purchase until this is resolved. I do not understand why the salesman would not check the box for the manufacturers warranty on the purchase agreement when I went back and brought this to his attention. Shouldn't they have to list any warranty coverage for the vehicle on the purchase agreement? I need an answer as soon as possible as we are supposed to take possession of this vehicle on Monday.
Thank you

why dont you call the mfctr,

why dont you call the mfctr, with the vin # and confirm thru them. It's their warranty.

Dealer advertising as private seller

I just looked at a 2004 ford taurus listed on autotrader under private sellers. I went to talk to the lady selling it and look at the car. When I started asking questions about the cars history she said that her husband was a small time car dealer and they do have a physical location but do most of the selling from their home. (She wouldn't let me know where she lived though. According to her she lives in a community and isn't permitted to do the sale from her house but said I could come to the house after the sale was complete) She said that I would have to pay sales tax and title transfer through her. This is the part that scared me off. Why would a dealer list the car under private seller? And with a private seller you don't pay sales tax and title transfer and registration through the person you take care of that yourself. I really really liked the car and was wondering if anyone else thought the situation wasn't exactly on the up & up?

It could be legitimate

They could be legitimate.

To become a dealer, you need to have a physical location. You should check for their business license and sales tax collection permit, which should be displayed all the time in office.

I recently purchased a used

I recently purchased a used car AS IS in Georgia. I asked the seller numorous of times for a car fax and never receieved one. I then went online and purchased my own carfax on;y to find out that the car was a rental car. I read somewhere that the seller has to tell the customer if the vehicle their purchasing is a rental vehicle. Now the vehicle's transmission has gone out only two months after it was purchased is there anything that I can do?

RAV4 2wd instead of a 4WD

Hello. What can i do when i purchased a 4wd rav4 and received a 2wd.

It may be a problem if the

It may be a problem if the contract written up is for a RAC4 2wd. It it has no info on 4wd vs 2wd, then the VIN # usually defines the type of car. Again if the VIN is your car.. you will need something other than "what you and the salesman agreed to verbally".

Looks like they suckered you to paying more for a less car.

I've never received a carfax from my dealer

In 11/07, I bought a used car, a 1998 that the dealer advertised on the internet (now I believe it was overpriced)I was offered extended warranty at the time of the purchase but I turned it down because it would've had to be financed also and added to the car loan amount so, it didn't make sense to me to pay interest on it as well, considering we had a 10% APR since it's a used car we were told! I asked for the car history fact sheet at that time and called many times afterward stating my concern about that but, never received one and my calls were never returned not even the after purchase typical follow up call from the sales person. Now there's a major problem in the car not drivable and when I called to ask about the manufacturer warranty, I was told there isn't one on used cars and that I'm out of luck without the extended one. Very bad deal for me indeed! is there anything I can do about it?
Thank you

So you bought the used car

So you bought the used car anyways before seeing the carfax report? Even if it was clean it doesn't help your problems now.

There prob is no mfr warrantly on a car that is 10 years old.

I almost bought a car and asked for the carfax. The mileage from one point to a point 6 months later was 10k less.. Obviously a rollback.

Where do you think you were defrauded? Providing a carfax, I think, is not a law.

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DEALERSHIP MAKES UP THINGS AS U GO

I HELPED IN BUYING A AUTO FOR MY DAD. WHEN WE WENT TO GO PICK UP THE NEW TRUCK (THE TRADE WAS IN MY NAME & MY MOMS) THEY THEN TOLD ME I HAD TO BE ON THE AUTO LOAN AS A CO! HE QUALIFED WITH A 700 SCORE...I WASNT ON THE FIRST AUTO LOAN ONLY TITLE. WHATS GOING ON? SEEMS LIKE FRAUD.....I LEFT AFTER I FELT SHADINESS.

Maybe it made the trade in

Maybe it made the trade in easier if you are on both. In the end didn't you get the truck at the price you wanted? Are you afraid your dad will stick you with the loan, or are you afraid it will impact your credit as you have more debt now in your credit reports?

Unauthorized transaction

This dealer tricked me into signing a contract for a car that they didnt even advertise or have on the lot. They told the car was a loaner car, until my car was ready in 10 days. I even had them sign a verbal contract. I'm in FL, is there a law against this fraudulent sale tatics?
Anyways the contract was on the term "90 day Same as Cash". This same used car dealership kept my credit card
information without my consent and one of their employees
fraudulently charged my card $850 without my authorization, as a
result costing me additional bank fees. I had no delinquency with them, my payment was 769/biweekly and it was not even due. When I contacted them they're threatening to repossess the car and charge me repossession fees. My payment is not due until 01/09/2010. I live in FL, how can I go about suing them for fraud?

Are you saying the user car

Are you saying the user car dealer had no reason to charge your credit card? Did anything in the paper contract say they could charge you delivery fees, etc? If so these are likely those fees... but the $ should be specified.

You also said "I even had them sign a verbal contract.".. how do you signa verbal contract if it's verbal?

If there was no reason for them to charge you (769 is paid to a bank) then simply call your credit card company and contest the charge... say the car dealer had no reason or legal contract to charge your CC.

If your 769 is due to the car dealer, maybe they charged you for the first 17 days or something?

You need to be more clear on who you are paying $ to, and what amounts are in the contract that are due to the dealer..

the used car dealership

the used car dealership did not get me the title of the truck i both. i went to the d.m.v. and the office sir told me i had to take another truck and told me i had to pay mile for what i used on the other truck. but i did a trade-in went i started. but do i have to pay mile i put on the frist truck this happen in utah.

My wife (the only one on the

My wife (the only one on the contract and registration)was going through the paper work from the dealer and noticed two contracts, one signed with her signature, the other,the one that contains the actual figures we are paying, signed in another persons signature. What is your opinion

Is the contract of the amt

Is the contract of the amt you ARE paying the actual amount you expected to pay?

Are you saying someone signed a 2nd contract forcing you to pay a higher amount?

I'd take a copy (keep original) to the dealer, showing them the issue and tell them to give you a properly signed contract or you will return the car for a full refund and refer to the state attorney for fraud, identity theft, forgery, etc.

Hopefully they will re-write the contract properly.

Is it possible you just forgot to sign one of the pages and a clerk signed it for you.. but the $ are right?

Utah car buyer

My daughter recently bought a vehicle from a dealer here in Utah. She was shown a "Kelley Blue Book" value of $8775 and signed a deal to purchase the vehicle for $8376 thinking she had made a good deal. The bank informed us about 11 days later that the "Good Deal" wasn't so good. They informed us that the NADA value on the vehicle was $8025 and that the "Kelly Blue Book" was $8150. Did the dealership commit fraud when they misrepresented the "Value" of the vehicle higher than it actually was?

I dont get it.. where is the

I dont get it.. where is the fraud? They showed you what they felt was the value of the car. I'm not sure why you didn't go to KBB.com yourself.

Nothing says anything written down on paper about what the "value" of the car has to be the truth. Maybe he showed you last years KBB?

Maybe KBB can take issue with the dealer misrepresenting their values... but im not sure you have a case for fraud.

Dealership refusing to pay off my trade in vehicle existing loan

I bought a used vehicle from County Line Motors in Maryland. I traded in my old vehicle with County Line Motors who agreed via contract to pay off my existing loan. I essentially got a loan for the new vehicle and the amount of the pay off of my old vehicle. County Line Motors has received the check from the bank for the new vehicle and my off vehicle pay off, but County Line Motors has not payed off my old vehicle loan and they are giving me the run around every time I call them. I signed my old vehicle title to over to County Line Motors, so they cannot get the original title until the bank loan is pay off. There is something very suspicious going with how County Line Motors is handling this situation and giving me the run around between their general managers. Should I get a lawyer to help me have County Line Motors honor our contract to pay off my old vehicle?

warranty fraud

Hi Hal, I purchased a used car from chevrolet 73 in New Jersey in Nov. 2007. Along with my purchase I also bought a 3 year power train warranty for $1200.00. Now the water pump went and is supposed to be covered but when my mechanic contacted the warranty company they informed him that they have no record of my warranty whatsoever. The dealership apparently never purchased it for me but I am still paying for it through the finance companyThe dealership has been out of business for a year now. Is there anything I can do about this. Thanks, Chris

they prob knew they were

they prob knew they were going out, and kept the $. Clearly they stole it but being out of business who are you going to sue?

Do you have any written receipt for the warranty? Did you use a CC or a check? You might want to contact Chevy corporate with this info.. saying they should honor the warranty (if you have a receipt)

used car

hello i purchased a used car from carlotta credit in kingston, Pa...i've had it for about 3 months...i had it to the dealer once they said it was the engine and that they replaced it...the second time it broke down on the side of the highway on my way to work...i took it back to the dealer and they supposedly fixed it saying it was the water pump...just yesterday i was on my way to work again and the car stopped running...i got out and looked under the hood well to my surprise the piston fell right out so i have it towed to the dealer again...i go to the dealer today and they say they cant fix it theres nothing that they can do for me...please help is there really anything that i can do to get this fixed?

Being Sued?

Hi Hal, I am so distraught over my purchase from this crummy car dealer in Ohio. I bought a car from a buy here pay here in August 2009. $1000 down payment. The first day I drove the car it overheated and broke down. I called the dealer and he told me to take it to his mechanic. I took the car there and picked it up the next day the mechanic said he put in a new water pump. As I am driving it the next day it is still overheating so I take it back to the mechanic and call the dealer to let him know. Finally after a couple more days I get my car back but something still seems to be wrong with it. So Ive had the car like 5 days and havent even gotten to drive it. My husband and I then get married and go away for about a week so I leave my car at the mechanic for the week so they have time to really fix it. They said they changed the thermostat and fixed the fan. The car didnt seem to be overheating but there was something weird about the way it turned on and off which I later learned was my timing belt. When it started to get cold my car started overheating again and the heat didnt work. Its very cold in Ohio in December so heat is important! I only had a 90 day warranty so I had my husband and father look at the car. They realized the water pump had NEVER been changed and the thermostat had been broken and put back into the car.. There were also several cold nights when I was leaving work and my car wouldnt start. When I found out the timing belt was bad and got estimates for it and was told I probably needed a new starter I was outraged. I asked around and so many people told me this car lot is horrible. I decided to take the car back. The owner who also sold me the car was then when I walked in and I told him Im here to bring back the car. He said I dont even know who you are in a rude manner. We kind of argued and he told me he would be coming after his money (the car was about 4 grand) and that they would garnish my wages. I dont really care for my money back but I feel like I was sold a lemon and they didnt fix it. Do I have a chance of fighting the rest of the payment?

When you went back to the

When you went back to the dealer was it within the 90 days? Are you still within the 90 days?

If so, write a letter, get 2 copies notarized, and have one copy sent certified/receipt mail to the dealer (so they have to sign for the letter) of your wish to return the car under warranty.

Then you can take them to small claims (under 4k) and have this evidence that you tried to return it under warranty.

Also if you have a recepit from the dealer that the parts were fixed and another mechanic's statement (and photos) that they were not fixed, you can prob sue the mechanic (does dealer own this shop?) for the cost to fix it now that it is not under warranty... again prob small claims court.

Get a lawyer, won't cost you too much.

Used Car Purchase

I bought a used 2002 Isuzu Rodeo "as is" with no "return option". I did not have a professional mechaical inspection done. Three days later I was pulled over by police. The officer said it appeared that when I applied the brake pedal the running lights dimmed and no brake lights except upper center light was working. Am I out of luck or is the dealer responsible for the repair cost under Ca law?

I bought a used truck and dealer neglected to mention frame dama

So i purchased a used truck from a dealer and when we bought it they never told us that the truck had frame damage that would not be repairable. So we found out because unfortunately we were re orended and when we took it to get the esttimate from our insurance company they pointed out how they mickey moused it. Now our truck was ruled a total loss but we are losing more than just a truck, also all the money we have payed on it for it not being the truck we were told.

$5G down payment doesn't mean anything

we went to a Honda dealership in NYC and we were looking a used car. The salesperson said he can get any car there to Honda and get certified. So we finally saw a car and we put down $5000 down payment and we said we are getting a auto loan from the bank. The loan officer there tried to sell us there loan package and said we didnt get approved by our bank. Of course we just said no and told them we would want to talk to our bank first. But they were saying the price that we got is a same day delivery price & they can't hold the car for too long but who would walk around w/ $20+g and pay a car on the same day? of course they want us to get the loan from them. at the end they agreed to hold it as long as they can, and we said it is the end of the year (it was the last week of 2009) & we would try the get the bank approval and close the loan within a week. and the loan office agreed to put the lock on the computer on this car so no one can sell it. So less than a week later we got the loan but the salesperson told us they sold the car to someone else. we went and talk to the GM there. he tried to sell us another car but we refused. he agreed to refund all the down payment. but we are upset this dealership will take someone's down payment and sell the car to someone else. is it a fraud? he said on the sales agreement it said the car is "to deliver on or before" the date we put the down payment. but we also has oral agreement that they will hold the car for us until we get the loan & we promise it will happen within a week which its true. we got the loan less than 7 days. can the dealership do that? can i sue him for compensation for all time that he wasted on me?

Transmission problem

Hi Hal,

I purchased a used car from a used car dealership back in October 2009. There was a 30 day warranty. Fast forward to today and I find out I am in need of a new transmission. The car has 105,000 miles on it. Do I have any recourse against the used car dealership? Some friends of mine think I have been sold a lemon and that I should make the used car dealership replace it at no cost. They think it is too soon to have to replace my transmission. What do you think?

Thank you,
Suzette Diaz
Oceanside, California

Bought a 2010 Corolla last

Bought a 2010 Corolla last week. Originally, my uncle was going to co-sign on the loan. He ended up purchasing the car for me because my credit was so bad. The dealer snuck in a thermoguard (ext paint protectant spray) option on the contract for $1000. I confirmed with their service dept that the thermoguard was never applied, and was even given a quote of $399 for it. Anything I can do?

^more info^

This is J in SoCal.

Out of state taxes and registration

I purchased a used car in Virginia using Capital One, signed the papers and drove back to CT. Capital One will only pay LTV 90%. So I told the general manager I would bring the car back because it hasn't even been a week. Of course he threatened me saying he would call the cops, I laughed at him and told him to go right ahead. So he agreed to drop $500 off the asking price for the inconvenience. I sent them another capital one check made out for the LTV of 90%. The dealer is now asking for me to pay the registration and taxes to them. The amount they are charging for CT taxes are more than what CT charges (6%), in addition they are charging me for CT emissions. I told them i do not trust them and I will register the car myself. The said I cannot, it has to be done by them. Is this true? I purchased a car in Arizona and they just had me sign an affidavit saying I did not live in Arizona and will not drive the car there.

I purchased a used car in

I purchased a used car in Virginia using Capital One, signed the papers and drove back to CT. Capital One will only pay LTV 90%. So I told the general manager I would bring the car back because it hasn't even been a week. Of course he threatened me saying he would call the cops, I laughed at him and told him to go right ahead. So he agreed to drop $500 off the asking price for the inconvenience. I sent them another capital one check made out for the LTV of 90%. The dealer is now asking for me to pay the registration and taxes to them. The amount they are charging for CT taxes are more than what CT charges (6%), in addition they are charging me for CT emissions. I told them i do not trust them and I will register the car myself. The said I cannot, it has to be done by them. Is this true?

Certified Used Vehicle Fee

Hello,
I recently purchased a certified used vehicle from a dealership for roughly $22,500. As I reviewed the documentation, I noticed that the listed Base Price on the balance sheet was 24,950. The dealership told me that the extra $2450 was because it was a "certified vehicle". This does not include the other $2700 I paid to extend the protection to bumper to bumper coverage. Is this common practice or should I consider taking action against this dealership?

Certified vehicles can cost

Certified vehicles can cost $1000's more than non certified as the dealer is putting their stamp on the car. I believe certified vehicles also provide more warrantly coverage/guarantees, so you are paying for it.

What I don't understand, if if you bought the car for $22500, including $2700 for extended coverage (do you have this extra coverage in writing?) then why do you care what they list the base price as?

What matter is the Capitalized Cost (Cap Cost) which is what they are selling the car to you for.

Was the 24,950 used to calculate any of the payments? What matters is in the end is which $ amounts were used to calc payments, etc.

Re: Cap Cost on Used Vehicles

The advertised and agreed upon base price fo rht evehicle was $22500. When I went to sign paperwork, the dealer said the $24950 was the Base Price that included the cost of the vehicle PLUS the Certification. That means the certification was roughly 11% of the cost of the vehicle. I understand that the certified vehicles cost more, but I am not sure if 11% is the going rate - seems high to me. I then paid an additional $2700 for the extended warranty and gap insurance (which I agreed to and was aware this was more money). The total cost (minus other valid fees) was $27650. The monthly financed payment took all of these charges into account.

Ok so I bought a car from a

Ok so I bought a car from a car lot and I went to get my tags after they have been holding me off for two months about them they tell me they don't have a title to my car the action they bought the car from has not sent them the title after we have done had the car for 2 months! What do I do?

Hi I purchased a used 2004

Hi
I purchased a used 2004 Mazda3 6 months ago from an independent dealer, just recently starting to notice engine overheating issue. After taking it to an official Mazda dealership, I was told that the engine has been replaced at some point in the past. I was never informed by the original dealership, now the care is pretty much in a unrepairable state, pretty much needing a new engine. Am i protected by any laws in terms of recovering the cost? thank you

Was the car sold "as is" or

Was the car sold "as is" or "with warranty"? It's in big writing on the window sticker.

If "as is" you are likely stuck with it.

If "with warranty" then you will need to see if engine issues are covered.

The problem I see is, after 6 months, the dealer likely will say.. "it worked fine when we had it."

I'm not sure if dealers are required to state any replacements or parts that are done on a car, especially if the replacement is done with a working part. Example, if break pads are replaced with new ones... if the pads are in working order when the car is sold and they wear out in 2 months (supposed to late 2 yrs?) .. that could be a warranty issue..

but like engines overheating, break pad wear (anything that suffers from wear and tear) it can be impossible for you to prove it was not your poor use of the car (over revving, etc) that caused the problems..

You should research warranty coverage.

Perhaps have a mechanic check to see if the engine installed is a proper engine (and find out who installed it?)

Importer not delivering but took money

I am trying to find out what I can do about the following situation. My son who is in Afghanistan at the moment, paid Drift Tuners (Jeremy Boddy) $14,600 to purchase a Nissan Silivia from Japan. Jeremy's company is supposedly that of an importer for Japanese cars. The payment was cleared in August and prior to that, my son had been receiving emails from Jeremy stating the car was on a ship, the car should be at the port...etc... and to date, NO CAR, just more lies. Jarod did keep every email between them and I also have emails where Jeremy has told me a different story than what he has told my son. The problem is that Jeremy is in Canada, the car is supposedly in Japan and my son is in Afghanistan. There is someone claiming to be an attorney in Canda that is supposedly filing suits against this person but now I'm skeptical about him, what if he's a friend, etc...his name is Ted Cairns. What do you suggest we do?

Thanks for your assistance,
Barbara - Texas

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