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Credit Reporting Agencies

Credit reporting agencies collect and report information about your credit history, including purchases, payment history, and bills. Credit reporting agencies do not verify the information they receive from the companies you do business with. Therefore, you should get a copy of your credit report from all three of the following agencies about once a year to verify that their information is accurate. Reports costs about $8.00 each. If you are unemployed, on welfare, a victim of fraud, or have been denied credit because of your report within the past 60 days, your credit report can be received at no charge.

Equifax Co.
P.O. Box 740250
Atlanta, GA 30374-0250
888/766-0008 report fraud
800/685-1111 order credit report
www.equifax.com

Experian (formerly TRW)
P.O. Box 1017
Allen, TX 75013
888/397-3742 report fraud & order credit report
www.experian.com

Trans Union
P.O. Box 6790
Fullerton, CA 92634
800/680-7289 report fraud
800/888-4213 order credit report
www.tuc.com

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