UCAN

I purchased a vehicle through craigslist. The deal is that I take over smeone's payment. I put $2000 down and my payments would be roughly $405 a month for a $28,000 van. The $2000.00 went through a "broker" who works between me and the owner. The deal is I have bad credit and they cant make their payments so it sounded awesme to me.

Signed all the paperwork including a legal right to drive the vehicle and I must insure the vehicle.. blah blah blah.

I get back home and try to insure the vehicle. I must include the owner and the finance company. Problem is, Im not on the registration so they couldnt do it. So I call the "broker" and he doesnt return my calls. I had already made the first payment also but from then on out I stopped making payments. A month later, "they" come and take the van. At this point, I could never get the broker to return my calls.

I even called the finance company to see if they would work with me on this and they couldnt speak to me because its not my vehicle.

So basically I got scammed $2000.00

Now the owner is clling me trying to get the last months payment from me and the mandatory insurance for 2 months the finance compny through into the mix at $200 a month.

Does all of this sound illegal to you?

DO I have any rights here in filing a civil/criminalk charges against the OWNER? Im sure the "broker" is long gone. As far as I know, they are all one in the same person.

Any advice would be helpful.. I already know getting my credit back up would be the first advice!!! Im already paying for that n everything I do!!!

thanks