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Can a car dealer raise the finance charge 5 days later
my husband just purchased a 3 year old used car and was told that he would get a higher interest rate because we had filed bankruptcy a year ago. The papers were all signed at 11.9% interest rate. my husband has had the car for 5 days now and the dealership's fianance dept. called him to tell him that they were not able to get him that interest rate after all, that it would be 16.9% instead. needless to say my husband is furious that he signed paperwork at 11.9 and now they want him to sign new paperwork at 16.9. my husband refuses to sign a new contract and told the dealership they either void out the contract and give him back his $5000 down payment that he had originally given them or keep the deal at the 11.9 percent interest rate originally signed and agreed upon. NOW The dealership is giving him the run around and telling hom to come back in a few days when the GM is in because he is the only one that can authorize this....what can we do, is this legal????