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As another poster has
As another poster has already said - the son could have fallen on tough times. I, too, have fallen behind on my debt. I have every intention of paying them back, but unexpectedly, I could not meet that obligation.
As for the calls coming to you - unless your son is a minor, it is illegal for a creditor to call you. It's HARASSMENT and the creditor knows this. My creditor used the internet to find the number of a neighbor that I did not know, and called them!!