San Diego County applies for more Neighborhood Stabilization Funds to revitalize foreclosed and abandoned homes

San Diego County has applied for at least another $5 million from the Federal government to implement a second Neighborhood Stabilization Program

The Neighborhood Stabilization Program is intended to make funds available for homebuyers, nonprofit agencies, and developers to buy and rehabilitate foreclosed and abandoned homes.

As part of its recent proposal the plan is available for public comment between June 26, 2009 and July 5, 2009. You may review the entire plan at http://www.co.san-diego.ca.us/sdhcd/docs/nsp2_application_final.pdf

If the funds are awarded an application should be made available on the county's website for Housing and Community Development.

Filed Under

FCC will probe exclusive handset deals

Want a new iPhone? You can only go through AT&T. If you instead want a new Palm Pre, you can only go through Sprint. You can choose the handset you want, but you sacrifice your freedom to choose the wireless carrier. If you want a specific carrier, you then are limited to the handsets they provide.

This past week, the FCC acknowledged that they will investigate exclusivity arrangements between the wireless carriers and the cell phone manufacturers. These was in response to a written request by four senators (John Kerry of Massachusetts, Byron Dorgan of North Dakota, Amy Klobuchar of Minnesota, and Roger Wicker of Mississippi). Consumers have complained that exclusivity decreases competition and only benefits the carriers and manufacturers. When a wireless carrier is the sole vendor of a specific handset, it can set its own prices and services.

This exclusivity increases its customer base and people switch carriers to purchase the newest gadgets. The exclusivity also benefits the manufacturers. It prevents their products from flooding the market and becoming too common, thereby decreasing their value. Both carriers and manufacturers benefit and there is no incentive for them to change.Consumers argue that the exclusivity leaves markets without choices. People are limited to what phone their carrier provides.

In rural areas, the choice of carrier is limited. Some areas have poor service for certain carriers, or there is an increased risk of roaming. Many people are also reluctant to switch because they've enjoyed their service with a specified carrier or do not want to pay early termination fees. Consumers also argue that this exclusivity puts limitations on new technology. For example, the new iPhone allows for multimedia messaging and tethering. Multimedia messaging allows people to send pictures or videos as they would a text message. Tethering allows your computer to connect to the internet using your cell phone, giving you internet access wherever your cell phone gets service. However, at the time of the release of the new iPhone, AT&T did not allow these features to be used by its customers. These features will be enabled but not until the end of summer. With exclusivity, then, a company can set their own prices and service, without giving the attention to the consumer that comes with real competition.The FCC is meeting this week to discuss the issue.

Filed Under
Communications: Wireless -

CA Dept of Water Resource plans drought briefing in San Diego June 30

The California Department of Water Resources will hold a briefing and workshop on our drought at the Caltrans building, 4050 Taylor St, on Tuesday June 30 from 9:30 to noon.

The presentation, like the state, may be a little dry.

 

http://www.water.ca.gov/drought

 

Filed Under

San Diego Water Authority to vote on water rate increases

 

 

Just as the news comes that much of the world can expect water problems - according to a report on the impacts of global climate change, the county water authority meets to approve rate hikes of more than 12 percent (depending on category) for the next fiscal year.

MWD's 19.7 percent water rate hike, announced in April, has to be sopped up. The staff recommendations will go to the board on June 25 - and we'll try to figure out before then what that means for our local water departments and water bills.

 

Global Change http://www3.signonsandiego.com/stories/2009/jun/17/water-problems-becoming-more-widespread/?imw=Y

 

Actual Report  http://globalchange.gov/

 

Water Authority Agenda  http://www.sdcwa.org/board/schedules.phtml

See pages 26 - 32 of the Administrative and Finance Committee section

 

Filed Under

San Diego Off-Air TV Viewers Need To Rescan Again: Musical Channels is Finally Over

As mentioned in a previous post, now that musical channels is over and everyone is on the air on their final (many have been reassigned) TV channel, if you still watch TV from an antenna (off the air) and not via cable, U-verse, or satellite, your TV or box needs to relearn the TV landscape.

Here in San Diego, KUSI-TV has made a minor-yet-significant change subsequent to last weekend's historic reshuffling. This is because they were digitally identifying themselves as being on Channel 18 which is, in fact, the "channel chair" they sat down in when the music stopped. But the text you see on your TV when you change channels is not necessarily the actual FCC-assigned channel number. It's called a PSIP and is a simple a tag that each station sends on its data stream showing its virtual channel. It could say "Eat at Joes" but that would be messy, and incorrect. But it does say the call letters and can say either their actual channel or, perhaps, their former channel, because that's how people have known them over the years.

The Man steps in
KUSI elected to say KUSI-18 because  1) it's a fact and  2) a Low-Power Spanish-language station now occupies Channel 51. But the FCC says that, without a waiver, stations need to identify themselves by their former, analog, channel number. Are you losing track yet? Good. Shows you're thinking. Anyway, this rule means KUSI must sent KUSI-51 as its PSIP code. So, if you watch off-air TV, you should rescan to get this new change that was effective today.

RESCANNING May Be Trickier Than You Think
Some DTV sets and converter boxes get confused during a rescan and do not dump their old memories before adding new channels, sometimes causing memory conflicts. One solution is to manually delete all the channels and then execute a rescan.  The other is to follow the FCC's newly-announced procedure called "double rescan."  Steps 1-3 are apparently designed to dump the old memory. If you think this is confusing, you're right, and you shouldn't have to do it again for a LONG LONG TIME.  [Thanks to respected industry newsletter, The CGC Communicator]

Filed Under
Communications: Communications Technology -

Consumer credited over $2000 on International data roaming charges on Verizon Wireless bill

June 17, 2009-- UCAN saved a Verizon Wireless customer almost $3,000. The man travels regularly and has a high-tech phone. He had the nationwide roaming plan for $20 per month and called the company to ask what was available if he wanted to use his phone as a modem in Puerta Vallarta, Mexico. He was advised to purchase the global access card plan for $15 per month. The coverage map on the company website and the CS Rep were both indicators it should have worked. After adding the recommended "Global Data Plan", bills increased to nearly $3,000 for his days in Puerta Vallarta. No one ever mentioned that international roaming charges would not be covered by the plan. UCAN's company executive contact credited the entire amount, explained what the problem was, and further promised credits on taxes, fees and surcharges for this giant charge on the next billing statement.

Filed Under
Communications: Wireless -

South Orange County plans water rate hikes by June 25th - with government quote of the day

South Coast Water District, in southern Orange County approves rate
hikes to pass through 20 percent rate hike from Southern California's
water wholesaler.The Metropolitan Water District plans to increase rates 40 percent in the next 15 months, starting with a 20 percent increase on Sept. 1.

Rates increases mean families in that water service area will pay $19 to $38 more each month.

And a board member explains why: 

According to the Orange County Register:

In previous years, the district operated in the red and used reserve money to make up the difference in its yearly budget, Dietmeier said. But after changing the rate structure, the finances began to balance out, he said.

"The only reason this water district is solvent today is because we raised rates," he said. "The only reason the state of California is insolvent today is because they did not raise their tax rates.

"There are only two things government does: It taxes and it spends. Sorry, but that's the way it is."

http://www.ocregister.com/articles/water-rate-district-2459410-increase-scwd

 

Filed Under

Great spread of gorgeous low-water yards in Sunset this month

sprinkling

 

Sunset Magazine has a lovely slideshow of 14 landscapes that need very little water once they're established. Yards in Ventura, Santa Monica andSan Marcos star in this show - along with tips from people who did their own landscaping.

http://www.sunset.com/garden/earth-friendly/lose-the-lawn-low-water-landscaping-00400000041830/

 

Photo by cobalt123 - "gotta water the lawn"

Filed Under

Phones and Zones: How AT&T bills you for calls not considered long distance

You know the old joke about local calling zones and LATAs.  There are these two Polish guys in an Irish bar drinking Jamaican rum when....hold on a second, actually, NO one in their right mind or even sloppy drunk, who would talk about zones and LATAs.   The topic might drive you to drink, but even then, you won't want to talk about it.  And that's too bad, because they can be an important part of cutting your "phone phat" and getting your overweight phone bill fighting-trim again.   So let's travel down to the phone phat farm and see how we can cut some of your excess phone weight.

Zones and LATAs
So here's a quick primer.  Back in the "old" days, like a few years ago, most business phone charges were based on distance. This was not narrowed down quite so much for residential calls because you generally get an unlimited number of local calls (unless you opt for ZUM billing) but it's good to know where LOCAL stops.

There are 3 "bands" around your local central office.  Zones 1 and 2 are billed together. You pay a flat rate per-minute rate for these calls. Zone 3 is for calls to central offices from 13 miles to 16 miles and are an additional fee per minute. Beyond that, within your LATA, is called Local Toll. You can have your dialtone provider carry these (at a fairly high rate) or you can have a long distance carrier handle them. The bottom of this web page gives a graphic representation.

What's a LATA? It is a Local Access Transport Area which is the geographic limit of where a wireline phone company (e.g. AT&T in California) can carry calls. They were created as part of the breakup of the phone system in the 1980's. You can call within a LATA without the call being considered an IntraState or InterState (aka Long Distance) call. Here in California, the PUC considers San Diego and Imperial Counties to be LATA 6 and nationally it's called LATA 732.

Long Distance Calls
Calls outside your LATA cannot be handled by your local landline carrier. They must be handled by a long distance provider. You get to choose this carrier (known as a PIC in telco lingo) when you sign up for wireline phone service. Don't settle for the default because it will probably be much more expensive than if you do a little research and specify one. Also, be sure you HAVE picked SOME kind of plan because if you have no plan at all, your long distance calls can be billed at the highest rate your carrier charges. Even if you make few long distance calls, a couple minute call at the default rate could cost you many dollars.

Here's at least one web site that helps you compare long distance plans available in your area. 

Getting Slammed
You shouldn't be paying more than a dime a minute for long distance calls these days. If you are one possibility is that you have been SLAMMED - that is, a nefarious long distance provider has told your phone carrier to switch you to them (as if you had actually asked for this to happen) and now you will pay higher rates. They do this because this all can be so confusing that the average consumer has no idea that it occurred. You can confirm you long distance carrier very easily: just dial 1-700-555-4141. This free call will tell you who you are signed up with. If it's not who you expect, call your provider. To avoid being SLAMMED, once you've picked a long distance provider, ask your carrier to put a "PIC Freeze" on your account so it can't be easily changed.

Checking your carrier doesn't always work as designed. I am signed up with PowerNet Global. If I dial 1-700-555-4141 on my home phone, I get nothing.  If I dial it from my office phone I get "Your long distance service is now active - 5102".  Real useful. So, I used another tool: I dialled "00". Just like dialing "0" gets your phone carrier's Operator (AT&T Operator Assistance, in my case), 00 calls your long distance carrier's Operator assistance. In my case, the recording says "Welcome to WCLLC" which is just as useful as "5102". In my case, it means that PowerNet Global doesn't really have a network. They resell a major long distance provider - used to be Qwest, now it's Williams Communications Group.

There can be times when you'd want more than one long distance carrier. An example would be that you get the best rates for US calls from CoolTel (your PIC provider) but their rates to Mexico are poor. In this case you can make arrangements with a Dial-Around provider which gives you a toll-free number to call which then provides a second dialtone where you call your party at their rates. There are also 10-10 services which work similarly but there are more likely to be extra charges.

Alternative Carriers
Maybe you don't use AT&T (or other landline carrier). Maybe you use a cell phone for all your calls and have "cut the cable" as they say. These days most cell phone services include free nationwide long distance because they use their own network to carry the call most of the way to its destination. So, for domestic long distance on a cell phone, you don't need to "PIC" a carrier, and the 700 number doesn't do anything.

Perhaps your home uses a cable company (like Cox or Time Warner) or a VoIP provider like Vonage or maybe your business uses a business-line like a T-1 or PRI. In these cases, the rules change because the calls don't necessarily involve the baby bells or other traditional carriers. Quite often, your basic plan includes free long distance. So this means from 1 mile to 3000 miles, there's never a charge no matter how long you talk. If you make a lot of LD calls, this can be something worth considering.

The only reason I have not yet switched to a carrier like Time Warner for my home dial tone is that the traditional phone system has an advantage that the others don't - resiliency. The Plain Old Telephone System, in most cases, especially in the city or suburbs, dedicates a pair of wires just for you, all the way from their central office to your home and to everyone elses. If a pair of wires in the cable goes bad, it may well not be yours. Also, in times of power outages, like during an earthquake, generators and huge 40v batteries at each central office continue to power the lines and thus your ability to make/take calls (your cordless phone won't work if your power is out but a corded one probably will). However, I use my landline so seldom these days that I may soon join the others and take my chances with Time Warner or just with my Verizon cell phone - the only problem with a cell phone is that it's hard to tell someone to "pick up the extension to talk to The Kids".

The Bottom (Phone) Line:
If you have business service with a traditional carrier, like AT&T, and especially if you're a business (vs residential) customer, you now know what those Zone charges are. They're not broken out by the call like Long Distance is but they can cost you a bundle. Check your next phone bill and look for your Local Calls (Zones 1 and 2) to see what they're costing you. Also, look at your Zone 3 calls and any IntraLATA calls and see if a 3rd party carrier could reduce your costs here a bundle.  Residential customers - if you have ZUM billing, this applies to you too.

Filed Under
Communications: Landline -

How high will credit card interest rates rise?

The Credit CARD Act has passed, but we are still waiting for its provisions to go into effect. In the meantime credit card providers are beginning to send notices to their customers that their interest rates are going up and applying retroactively to past debts. UCAN wonders how high everyone's rates will go before the Act goes into effect.

Let us know:  Is your company changing your rates? Has the company completely changed the contract terms and interest rate to which you originally agreed? Where do you expect the average rate to sit when the companies can no longer raise your rate at any time for any reason? Finally, please also let us know if and when an annual fee is implemented when there was none before. 

Filed Under


Like what you see? Go ahead and show your support! UCAN is a truly independent non-profit watchdog organization, dependent on grassroots donations like yours!

Utility Consumers' Action Network

(619) 696-6966 or file a complaint about a company online.

Terms & Conditions

UCAN.org is made available by the Utility Consumers' Action Network to assist you in becoming what you always knew you could be, a consumer ROCK STAR! We take no corporate money, and are beholden only to you, the consumer. As such, the site is here for educational, advocacy, and empowerment purposes, as well to to give you general information and a general understanding of the law. Just remember this site is NOT here to provide specific legal advice. By using this web site you of course understand that there is no attorney client relationship between you and the Web Site publisher, UCAN. The Web Site should not be used as a substitute for competent legal advice from a licensed professional attorney in your state.

That said, get to digging on the site, inform yourself, speak your mind, and earn Watchdog Bones! This is YOUR site, and we mean it. So comment on any of the content, discuss the latest issues in the forums, file a complaint on a company with the fraud squad, and generally cut loose.

See our Privacy Policy and Copyright Policy, Some Rights Reserved