The Fair Debt Collection Practice Act (FDCPA) is the mother of all debt collection laws. The main types of debt that are covered are: The personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn’t cover debts you incurred to run a business.

i know most of them as i have
worked for/with them.
90 percent of them call from
india(Ahmedabad,mumbai,Rajkot
or Pune).
When i went their office for an
interview, they told me that we
collect money from those people
who have owed money but
didn’t pay back yet.
I said ‘ok’
when i started calling those
people, most of them told me i
never got a loan.
Then i informed to my TL(team
leader) about
This problem,
he replied ”don’t worry, they are
lying, harras them”
by hearing this i thought this
didn’t sounds legal.
After that i googled and i found
that we were doing criminal
activities.
Next day i went to hr department
and told them i wouldn’t do this
f*cking job.
I tell you the whole path of these
scamers.
First of all,they get the whole
information about people
(including ssn. Phone number
(work place and home), email
add. Res. Add., fake ip add.,
birthday and many more)
they named it ‘leads’ for each
lead they pay 1 dollar which are
provided by other person.
Most of them call from an
application named eyebeem or
xlite.
They can display any number like
0 or 911 or anyone which they
want.
Do following things to stop them.
First of all speak english as a first
language.
Tell them that you are calling
from india(mumbai,
ahmedabad,pune or rajkot) and i
know that.
Tell them who provide you this
leads or where is your closer.
Ask them if you are an american,
then tell me few lines of our
national anthem.
At last tell them that stop calling
or i will contact your city police
via FBI.
Believe me they won’t call you
again.
But there are many centres in
india so may be, you can get call
from other but each time tell
them which i have mentioned
above.
My email id is
gosvammi.jayy@hotmail.com.
Forgive me because i have done
this job for 7 days, but that time i
didn’t know the truth.
Bye and take care.

i know most of them as i have
worked for/with them.
90 percent of them call from
india(Ahmedabad,mumbai,Rajkot
or Pune).
When i went their office for an
interview, they told me that we
collect money from those people
who have owed money but
didn’t pay back yet.
I said ‘ok’
when i started calling those
people, most of them told me i
never got a loan.
Then i informed to my TL(team
leader) about
This problem,
he replied ”don’t worry, they are
lying, harras them”
by hearing this i thought this
didn’t sounds legal.
After that i googled and i found
that we were doing criminal
activities.
Next day i went to hr department
and told them i wouldn’t do this
f*cking job.
I tell you the whole path of these
scamers.
First of all,they get the whole
information about people
(including ssn. Phone number
(work place and home), email
add. Res. Add., fake ip add.,
birthday and many more)
they named it ‘leads’ for each
lead they pay 1 dollar which are
provided by other person.
Most of them call from an
application named eyebeem or
xlite.
They can display any number like
0 or 911 or anyone which they
want.
Do following things to stop them.
First of all speak english as a first
language.
Tell them that you are calling
from india(mumbai,
ahmedabad,pune or rajkot) and i
know that.
Tell them who provide you this
leads or where is your closer.
Ask them if you are an american,
then tell me few lines of our
national anthem.
At last tell them that stop calling
or i will contact your city police
via FBI.
Believe me they won’t call you
again.
But there are many centres in
india so may be, you can get call
from other but each time tell
them which i have mentioned
above.
My email id is
gosvammi.jayy@hotmail.com.
Forgive me because i have done
this job for 7 days, but that time i
didn’t know the truth.
Bye and take care.

Yeah I have gotten this call many times as well as my husband & my mom. These heavy accent people call all the time from different "companies" telling me the same exact thing verbatim. That I owe money for a payday loan that I have NEVER had & tell me I am going to jail. The 1st time I freaked out thinking maybe I had one that was not paid by accident but I went through my account & the 2 that I had done were paid & cleared. I also checked with those companies just to make sure. I almost paid the scammers until I tried to call the main # they called me from & it went to a roofing company, LOL so funny. Then I typed into Google the # they called me from & also the # they gave me to call them back on which by the way had 2 very different area codes, & saw all the stuff online about the scams. Thank God I did not pay them any money. But still they call & try to get money from me & my family. I wish people could stop them, it's a sad world we live in when people resort to this kind of behavior to get money out of people.

These fake collectors are calling everybody right now. One of the main numbers is 760-851-0932
I actually called one back pretending to be somebody else and you're not going to believe how ridiculous they are. You can listen to the audio recording on my blog
http://www.mycreditgroup.com/blog/debt-collector-scam-follow-up-theyre-even-collecting-from-cartoon-characters/

I have been getting phone calls left on my answering machine from this bonehead with the broken accent and the phone that echos every word you say right back to you in the phone. He is calling himself Paul Johnson now at the same number (760) 378-5708 although he has also used other numbers before as well (510) 256-0318. I have not given him any money but I wish I was home when he called because I would love to give him a piece of my mind! I have also reported him online as well! Beware people this kind of garbage exists and they would rape their own mother!

I received the same call this morning saying that I am a prime suspect on a legal matter & threatening me with a lawsuit or arrest, if I don't furnish them with my personal information verifying my social security number, mailing address, email address & employment information. I smelled a scam, so I reported it to the Long Beach Police Dept, who called them back. They did not want to talk to the officer & hung up. The case is now being investigated by local authorities & the FBI. The call came from 646-571-3386. I think they are calling from India and routing the call through New York. People beware! Report them to the Authorities immediately when you get this call.

Claims to be debt collector from payday loan that I did NOT have. Threatening messages asking for attorney info. and saying "God Bless You and Good Luck". Speak VERY broken english. Gives American/English name with STRONG middle-eastern accent. ie: Officer Mark Reneiecen, Aaron Thompson, John Adams. Threatening jail time, court fees. Sometimes claims to be from "All American Financial" or "Federal Dept. of Justice." Claims to "download" a subpoena..arrest warrant...law suit..going to arrest me at work...meet me at courthouse. HILARIOUS considering i actually work for the state level Justice Cabinet! Sometimes claims to be representing CashNetUSA or CashUSA.Net. Call cell, place of business..and anyone you may have listed as a reference on an online payday loan....from years ago! Gave him the # to may attorney....the Better Business Bureau....became irate.

#s used:
646-653-2116
347-635-5971
358-956-4259
502-291-3000
202-241-5919
592-672-7369
421-781-8274
646-571-3386
646-396-9593
954-849-4843
585-331-8325

twice i was called saying i owed a paydy loan and i neew they were paid but this forien dude keep on saying it wasnt and had to pay it then or to get a lawer i paid the first time like a idiot but a month later he calls again with the same but for more money i didnt do it so he keeps calling,his no to call him is 7603785708 his email is documents.pcs@gmail.com his so called name is kenny moore a amercan name for a indian or iranian please help me get my money back and him in jail

ya they call me all the time and threaten me