California Low Cost Car Insurance Program

Posted November 18th, 2009 by Mike Scott

To find out more information and apply for the California Low Cost Automobile Insurance Program visit the Department of Insurance's website

Some basic facts/requirements about the program are:

You must be at least 19 years old and have been continuously licensed for the last 3 years.

You must qualify as a "good driver".

No more than one at-fault property-damage-only accident or more than one point for moving violation in the past three years; and
Must not have a felony or misdemeanor conviction for a violation of the Vehicle Code on his/her vehicle record.

You must have a vehicle valued at $20,000 or less.

You must meet Income requirements.

You cannot choose which insurance company provides the insurance.

You cannot be charged extra fees.

Costs can be as low as $265 per year in the San Diego area and payment plans are available.

You must visit the Low Cost Automobile Program Website to apply.

Filed Under

Money & Privacy Insurance -

Tags: Automobile Insurance - Car Insurance - department of insurance - government program - low cost insurance -

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Thanks!

On March 8th, 2010 Anonymous (not verified) says:

It really does sounds great and I've found many of the deals I've come across in this lifetime were overpriced, so save some time to do some comparison shopping.

Auto Insurance By State

On February 25th, 2010 Auto Insurance By State (not verified) says:

Auto Insurance By State
We collected detailed information about auto insurance law, rates and companies in each US state. Please click on on your state in order to find out more about auto insurance rates, law and companies in your state.

Other Low Cost Insurance Suggestions

On January 1st, 2010 Types of Low Cost Insurance (not verified) says:

While the state of California offers a great low cost car insurance program, you can still have low cost insurance regardless of what state you live in. There are many types of insurance that are available to those who are seeking it. People looking to save may have never thought to consolidate their low cost car insurance and add it to their homeowners policy, and/or life insurance policy. The more you consolidate, the more you can save.

For other cost saving tips on insurance, visit Types of Low Cost Insurance

Cheap car insurance is for me!

On November 30th, 2009 Car insurance quote guy (not verified) says:

This sounds like a great program. It would be nice to see more of this. Mike, you mentioned that costs could be as low as $265 - was there any mention of an average cost? I find that whenever i stop in and get an "oil change for as little as $20", it usually costs me $35. Make sure that you get more than one car insurance quote before making your decision. I've found many of the deals I've come across in this lifetime were overpriced, so save some time to do some comparison shopping.

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