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Consumer beware. LTD Financial Services, LP is a debt collection company that appears to harass and use abusive collection tactics on consumers whether they owe a debt or not. One of our UCAN senior members was a victim of this practice. Our Chinese senior complainant was called incessantly and neighbors and family members were called to try to humiliate her into paying this debt. Read More!
Starting February 24, 2010, a number of changes in credit card issuer practices took effect. Some of them are fairly well known by now. Some aren't. An exploration of the provisions of the Credit CARD Act that no one is talking about could have a bigger impact on consumers than the more popular parts.
We must ask the question: Why the silence of the University of Chicago? Yes, Good Morning America's annual boycotting of UCAN's annual Big Oil Hog event is predictable, but the stewards of the "Chicago School" of econmics are notable in their lack of commentary on the the Big Oil Hog's amazing predictions. Could it be academic jealousy of the predictions made by the ultimate capitalist swine? More.
The Credit CARD Act, signed into law in May 2009 has been a source of contention since approval. The prevailing opinion is that the financial institutions that issue credit cards have been raising rates, slashing credit limits, adding fees, removing benefits, and canceling cards outright all ahead of the February implementation date of the Act.
Is every credit card company engaging in this conduct? Having any of them started to comply with the requirements of the Credit CARD Act? Is every card available being impacted?
A Fannie Mae policy puts consumers in a Catch 22. They have to dispute inaccurate information on their credit reports to qualify for loans, but those disputes could be the grounds on which a loan is denied.
Senator Dodd is pushing back at the Credit Card companies for forcing interest rate hikes and dropping credit limits on consumers. The question remains whether Congress will follow through.
President Obama has proposed a one-time, tax-free payment of $250 for Social Security recipients in 2010 because they will not be receiving a cost-of-living adjustment because of the state of the economy. Is this a good idea?
Congress is considering the creation of the Consumer Financial Protection Agency. UCAN urges its adoption as not only in the best interest of the consumer, but also the financial industry.
Breaking News: Congress actually got something done this year to protect consumers. REA
Utility Consumers' Action Network
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UCAN's affiliate New Media Rights has created a series of investigative reporting videos based on your consumer stories. Check out the new and easily searchable Guides page!
How to protect your own blog or website from liability for user generated content
Is Youtube putting advertisements on user videos without permission?
Essential free and open software toolkit for consumers
How to find free music, images, and video you can use or remix in your own creative works
How to Listen to Music on the Internet for Free...Legally
How to make a Podcast... for free
Visit NewMediaRights.org
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What are you packin? Is it anything like UCAN's new and improved Consumer Complaint Directory? If not, you should really pick up a copy. This thing is chock-full of hard-hitting consumer punch.
